topic Re: Thinking about an Apple Card in Credit Cards

Thinking about an Apple Card

Anonymous — Mon, 21 Sep 2020 19:54:28 GMT

So quick question, I know Apple mainly pulls from TU. I'm wondering if I should poke the beast since I only have 2 pulls.

Here is my current TU information. Do note that I did get a new card recently that will be the reason I'm asking if I should just garden and wait.

(Edit)I am pre approved, I'm just wondering if there is anything you all might see that may change that.

Score: 757

Payment History: 100% (never late)
Pulls: 2 (last pull March 12th, 2020)

Accounts: 7 (4 active, 3 not)

Toyota: 13,008

JCMB (CSP): 0/5000

Cap one (Venture One): 0/3500

Cap one (Quicksilver): 0/1500

average credit length 1 year 14 for longest.

The big question is I just got my CSP a month ago but I have no HPs recently.

Any input?

Thanks

Re: Thinking about an Apple Card

Jnbmom — Mon, 21 Sep 2020 18:19:06 GMT

Apple does a SP with TU to prequalify, you can see terms before you accept .

Re: Thinking about an Apple Card

Anonymous — Mon, 21 Sep 2020 18:23:38 GMT

yeah..you can always just check to see if you qualify and what the starting limit is without getting a hard pull.

@Jnbmom wrote:
Apple does a SP with TU to prequalify, you can see terms before you accept .

Re: Thinking about an Apple Card

Anonymous — Mon, 21 Sep 2020 18:26:49 GMT

@Jnbmom @Anonymous

Oh I see a $5,000 CL, I'm just wondering if there is any doubt based off what I posted that there is a chance I may not get it. 😂

Re: Thinking about an Apple Card

jl4 — Mon, 21 Sep 2020 18:50:02 GMT

@Anonymous wrote:
@Jnbmom @Anonymous

Oh I see a $5,000 CL, I'm just wondering if there is any doubt based off what I posted that there is a chance I may not get it. 😂

I received one with a less ideal profile than yours. I don't have any doubt, personally.

Re: Thinking about an Apple Card

Anonymous — Mon, 21 Sep 2020 18:54:23 GMT

you should be good to go if you get the starting limit and set apr.

@Anonymous wrote:
@Jnbmom @Anonymous

Oh I see a $5,000 CL, I'm just wondering if there is any doubt based off what I posted that there is a chance I may not get it. 😂

Re: Thinking about an Apple Card

cashorcharge — Mon, 21 Sep 2020 21:58:50 GMT

I've never heard of anyone not getting what's offered on their preapproval!

Go enjoy that new card!

Re: Thinking about an Apple Card

NoMoreE46 — Tue, 22 Sep 2020 03:09:45 GMT

@Anonymous

I like mine alot - please let us know if you go for it.

Re: Thinking about an Apple Card

Anonymous — Mon, 28 Sep 2020 07:11:11 GMT

I think Apple check your TU FICO 9 BC score.

Re: Thinking about an Apple Card

MrT_521 — Mon, 28 Sep 2020 10:10:05 GMT

@NoMoreE46 wrote:

I like mine alot - please let us know if you go for it.

I am an expat, and I had been approved for the Apple Card over a month ago. Yesterday it finally arrived at my house abroad. The Apple Card's rewards aren't anywhere near top of the line, but the card itself is very cool! I think that if I use it at a store, I will need to "accidentally" drop it on the counter. It makes a very impressive clank!

As a side note, I actually got two cards. I hadn't noticed that the address in my Apple Wallet was an old address. The card was supposed to be sent to my official US address. I contacted customer service, and the agent told me to change the address in my Apple account. He canceled the order for the original card, and once the address was updated, I could order it again. This was all done within an hour of me accepting the card.

As it turned out, a card was sent to both addresses. I was able to track down and get ahold of the card that went to the old address, so I actually have both of them in hand. I activated the card(s) on my iPad, without any tapping like you do with the iPhone. I have no idea which card is activated. Or are both of them? They are identical. I think I'll just have to try to purchase something with them and see what happens.

Re: Thinking about an Apple Card

NoMoreE46 — Mon, 28 Sep 2020 12:49:58 GMT

Congratulations on the Apple card. Within the Wallet app, press the triple dot icon and then select Card Information. Your single active card # is displayed there. Since there are no physical numbers are on the card, I would just try swiping both cards in person to verify the one that is activated.