topic Re: Nissan Credit Card in Credit Cards

Nissan Credit Card

Girlzilla88 — Wed, 30 Sep 2020 16:20:19 GMT

Oh lordy now @Creditaddict Done messed up my whole plans XD So apparently Nissan has a card through Synch now and I peeped it out of curiousity (NO NO SHAME ON ME) and I really love it..........LORDY that black and red is KILLER and I would actually use it too I'm not going just off looks lololol......I'm going to need someone to help STOP me from apping for this end of the year or next year LMAO........Does anyone have this card by them can give me some Dps?! Thank you all

Re: Nissan Credit Card

Creditaddict — Wed, 30 Sep 2020 16:21:23 GMT

@Girlzilla88 wrote:
Oh lordy now @Creditaddict Done messed up my whole plans XD So apparently Nissan has a card through Synch now and I peeped it out of curiousity (NO NO SHAME ON ME) and I really love it..........LORDY that black and red is KILLER and I would actually use it too I'm not going just off looks lololol......I'm going to need someone to help STOP me from apping for this end of the year or next year LMAO........Does anyone have this card by them can give me some Dps?! Thank you all

Why wait? Apply now, it's a 10 second approval!!

Re: Nissan Credit Card

Girlzilla88 — Wed, 30 Sep 2020 16:27:23 GMT

@Creditaddict LMAO because of my high a$$ UTL right now it's at 86% since NF did a random 'update' I may wait til it is fixed Oct 6th and it reports back down to under 79% UTL .....do you know if they care about that or Who they Pull?!

Re: Nissan Credit Card

Creditaddict — Wed, 30 Sep 2020 16:33:29 GMT

@Girlzilla88 wrote:
@Creditaddict LMAO because of my high a$$ UTL right now it's at 86% since NF did a random 'update' I may wait til it is fixed Oct 6th and it reports back down to under 79% UTL .....do you know if they care about that or Who they Pull?!

it's Sync - TU
It's a Visa so they care more about INQ and such than other sync accounts.

Re: Nissan Credit Card

Girlzilla88 — Wed, 30 Sep 2020 16:35:21 GMT

@Creditaddict Hmmmm I think I have 3 or 4 on my TU currently.....do you know if they look for 650 plus or what score range they like?!

Re: Nissan Credit Card

Creditaddict — Wed, 30 Sep 2020 16:44:53 GMT

@Girlzilla88 wrote:
@Creditaddict Hmmmm I think I have 3 or 4 on my TU currently.....do you know if they look for 650 plus or what score range they like?!

I'm guessing at a minimum if not higher... I was instantly declined but can't find the letter now of the reasons which I usually find worthless anyway but wanted to see what score they showed.

Re: Nissan Credit Card

Girlzilla88 — Wed, 30 Sep 2020 16:56:27 GMT

@Creditaddict I think I may still wait for my TU to hit back 675 or 700 before apping though I reallly don't want a denial XD Maybe app after I go for my second NF card later this year since they are now TU too?! That may work in my favor. XD

Re: Nissan Credit Card

AverageJoesCredit — Wed, 30 Sep 2020 19:49:02 GMT

I would not play with Sync with over 70% util nor sub 700 right now. If the card is not of utmost importance right now, it can wait for better times imo.

Re: Nissan Credit Card

Girlzilla88 — Wed, 30 Sep 2020 20:09:32 GMT

LOL trust me as tempting as it is @AverageJoesCredit I wouldn't pull the trigger on unfamiliar territory to me XD. I will get my UTL back down to where I had it and shoot for my next Navy card in late Oct, Maybe Nov/DEC but I would only go for this afterwards I may be serious about replacing my Car Care Credit with it (still debating on that or just adding it) but I know 9/10 High UTL is a NO SOUP situation so I wouldn't want to risk it so soon. If they offered a soft pull accurate Preapproval maybe I'd go right after my NF card app, but definitely still wouldn't do it sooner. XD

Re: Nissan Credit Card

JR_TX — Wed, 30 Sep 2020 23:36:06 GMT

@Girlzilla88 Nah that Nissan Sync Visa card is a hohum card unless you're buying that sick looking 2021 Sentra and getting it souped up even further with that card! 🤪

Re: Nissan Credit Card

Anonymous — Thu, 01 Oct 2020 04:48:04 GMT

Or get it now, grow it for a couple years, and use it on Nismo upgrades for a new 400Z...

Re: Nissan Credit Card

OmarGB9 — Thu, 01 Oct 2020 05:22:51 GMT

@Anonymous wrote:
Or get it now, grow it for a couple years, and use it on Nismo upgrades for a new GT-R...

Fixed.

Re: Nissan Credit Card

Credit12Fico — Thu, 01 Oct 2020 06:52:43 GMT

@OmarGB9 wrote:
@Anonymous wrote:
Or get it now, grow it for a couple years, and use it on Nismo upgrades for a new GT-R...
Fixed.

better

Re: Nissan Credit Card

Anonymous — Thu, 01 Oct 2020 10:18:23 GMT

Lol in a couple years it's unlikely the GT-R will still be there.

Re: Nissan Credit Card

fatcomic — Thu, 01 Oct 2020 11:46:09 GMT

This card reminds me of the GM Buypower Card I have, several years ago Cap1sent me a pre-approval and I took the bait.

Now I know the Nissan Card is Synch, not Cap1, but I have a $500 limit which seems like I'm stuck in, no CLI love at all.

The GM Card gives 5% cash back with no category limitations, in "GM dollars" or whatever they call them, that can be used to purchase a new vehicle or redeemed for cash back.

The card sounded promising since I would at some point be looking for a new truck and 5% back on everyday spending to use a s down payment is a great return. Unfortunately it is sock drawered, with the small limit and no growth I can't put enough on it to be of any real value.

Re: Nissan Credit Card

Anonymous — Thu, 01 Oct 2020 11:56:15 GMT

Realistically I think most people would be better off using a rewards major card than a brand-specific card for repairs - not being locked into beneficial use only at a dealership, and the greater usefulness of the rewards in daily life vs only at a dealer makes more sense.

Re: Nissan Credit Card

OmarGB9 — Thu, 01 Oct 2020 13:49:46 GMT

@Anonymous wrote:
Lol in a couple years it's unlikely the GT-R will still be there.

Whaddaya mean?

Re: Nissan Credit Card

Girlzilla88 — Thu, 01 Oct 2020 16:49:02 GMT

@OmarGB9 LOL it's likely they may stop for a period of time, but @Anonymous @JR_TX @Credit12Fico I see we have some Fans in here I like it XD and @fatcomic the main thing I would use it for is Gas, and of course Parts which can get up there but I guess if there are other cards out there that I could benefit from using or I may just use my cards I have now but if I remember correctly it does offer 5% for Gas which would be nice and the Parts would be a major bonus but it did mention redeming for cash too and as ya'll might can tell by my Siggy I like my Cash Back cards XD @Anonymous Repairs maybe not so much since dealer repairs are HELLA over priced, but those parts though and the Gas high % would come in Handy Dandy for me XD <3 Plus I really love the look <3<3

Re: Nissan Credit Card

Anonymous — Thu, 01 Oct 2020 16:53:42 GMT

What's the APR on that card? I think if I'm buying dealer parts and can't PIF, that's going on a low interest CU card lol.

Yes I'm a longtime Nissan fan and former Z32 owner. Loved that car. As for the GT-R, it's in like model year number 13 with no major changes. It won't continue forever, or even too much longer. There's talk of a special send-off 710hp version with some exclusive parts and such but if they release it, it'll be very limited in number and reportedly above $250k. There is currently no work on an R36 either and Nissan has indicated a break from building a successor is likely.

Re: Nissan Credit Card

Girlzilla88 — Thu, 01 Oct 2020 17:14:28 GMT

@Anonymous I'll stop by the nearby Nissan to me tomorrow LOL but I want to say someone said 14% up range, but again not 100% on that still lower than the 24.99% a lot of cards say XD (of course excluding CU's where they can be 7% or some can be lower lol)