topic Re: Is Kay jewelers bk friendly ?? in Credit Cards

Is Kay jewelers bk friendly ??

Anonymous — Sat, 11 Apr 2009 03:26:04 GMT

I had an kays card in 99 and paid it off and it went inactive. I later filed bk13 years afterwards. I dont recall how good my credit may have been to even get it, but now I would like to reopen it. My wife would love a new ring for our 25th anniversary. my scores are tu-736,eq-695,ex-721(2-9-09).I have 2yrs left with the (bk discharged) bk showing,no other baddies since bk in '04.Do anyone think I will have a chance with them??

Re: Is Kay jewelers bk friendly ??

Scamp — Sat, 11 Apr 2009 04:45:51 GMT

Might take a peek at the BK-Friendly Cards list. If they are, they should be on there.

Re: Is Kay jewelers bk friendly ??

Creditaddict — Sat, 11 Apr 2009 05:56:50 GMT

with 700's score they will probably give you some 8k credit line!

they are super BK friendly, if it's discharged, they are good to go!

my friend with a 550 just got a cli 2 weeks ago, and they pulled hard pull, so they had updated reports!!!

Message Edited by Creditaddict on 04-10-2009 10:56 PM

Re: Is Kay jewelers bk friendly ??

Anonymous — Sat, 11 Apr 2009 06:46:49 GMT

I can second CreditAddict on this one. I have a BK in 04. Applied with a 600 Fico (can't remember who they pulled though) and was approved for 2k. Currently my highest CL all time.

Re: Is Kay jewelers bk friendly ??

Anonymous — Wed, 05 Aug 2009 22:14:34 GMT

Chapter 7 bk discharged Feb 2008

Fico scores 645 and 670

Thanks to this forum, applied for Kays card

APPROVED INSTANTLY ONLINE!!!

Limit...$5100...!!!!!

Thanks so much...On my way for a FHA loan Feb 2011....

Re: Is Kay jewelers bk friendly ??

jennordy — Thu, 06 Aug 2009 17:48:08 GMT

@Anonymous wrote:
I had an kays card in 99 and paid it off and it went inactive. I later filed bk13 years afterwards. I dont recall how good my credit may have been to even get it, but now I would like to reopen it. My wife would love a new ring for our 25th anniversary. my scores are tu-736,eq-695,ex-721(2-9-09).I have 2yrs left with the (bk discharged) bk showing,no other baddies since bk in '04.Do anyone think I will have a chance with them??

Yes. I applied 3 months after my BK discharge and got $2k limit with both Kay's and Jared. They pulled EQ and my score was about 590.