topic New here -- Cap One CLI - Thanks!!! in Credit Cards

New here -- Cap One CLI - Thanks!!!

Anonymous — Thu, 01 Nov 2007 16:03:15 GMT

All-

I'm newly registered, but have been trolling the forums for quite a while.

I took the advice, and used the number, posted in the forums to get a CLI from Capital One. It worked! They raised my CL from $500 - $1,000 on one card and from $750 - $1,250 on the other.

It certainly isn't a fortune, but I've only had the cards about 9 months and 6 months respectively.

There is some fantastic advice here, I appreciate it!

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Thu, 01 Nov 2007 16:25:58 GMT

Congrats, I plan to do the same thing when my card is six months old.

Re: New here -- Cap One CLI - Thanks!!!

SmartCookie — Thu, 01 Nov 2007 16:26:34 GMT

Very nice! Wonder if they missed you for the automatic CLI. Look forward to one just before the 1st year anni if your account has been perfect.

Speaking of 1 year annis and since you got your CLIs, I hear they do combine your CLIs to your oldest account if you ask... worth your while maybe if it drops a fee.

Congrats again!!!

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Thu, 01 Nov 2007 16:37:10 GMT

SmartCookie-

Actually, my 1st card started with a limit of $300 - Auto increased it to $500, then I asked, and received another $500. Same with the 2nd, started at $500 - $750 now it's $1,250. Not bad for holding both cards less than a year!

Capital One is OK in my book.

Re: New here -- Cap One CLI - Thanks!!!

SmartCookie — Thu, 01 Nov 2007 16:43:43 GMT

esfour wrote:
SmartCookie-

Actually, my 1st card started with a limit of $300 - Auto increased it to $500, then I asked, and received another $500. Same with the 2nd, started at $500 - $750 now it's $1,250. Not bad for holding both cards less than a year!

Capital One is OK in my book.

Wow great! DH had that $300 card and they auto'd it to 2k before the 1st anni. Wondering if he could have gotten more.... it's his oldest card so unfortunately he's keeping it for the moment. I say unfortunate because they won't convert the card to fee-free, though he was able to get it waived this year. I agree, Cap1 has made some major changes in the past year or so and I like them more than I used to!

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Thu, 01 Nov 2007 17:08:27 GMT

Congrats esfour! Very nice.

Cap1 seems to love giving out $500 cli's. Very common for them to do that. I too received 2 cli's last month of $500 each on both of my cards.

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Thu, 01 Nov 2007 17:59:41 GMT

Congrats esfour!!!

I agree it seems to be some things going on at Cap 1 at the moment. I say ride the wave.

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Fri, 02 Nov 2007 02:15:33 GMT

I called and they told me they could cut my interest rate from 16.9 to 12.9 percent. I countered that what I really needed was a CLI and was granted $500 to put me up to $1300. I started with a $500 limit. I just completed their Credit Steps program and should get increased to $1800 soon. Capital One is okay in my book.

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Fri, 02 Nov 2007 12:22:57 GMT

What was the number you called? I would like to know so I can give them a call.

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Fri, 02 Nov 2007 12:31:15 GMT

@Anonymous wrote:
What was the number you called? I would like to know so I can give them a call.

800-889-9939

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Fri, 02 Nov 2007 14:21:12 GMT

Yeah, if you need a CLI from Capital One, I think now is the time to get it.

After some trouble -- they closed my account w/o authorization when I was super polite, then reopened it, gave me a $50 credit and cut the interest rate to 13.90% when I was super rude -- they were finally able to put through a $500 CLI to $6000 that couldn't be processed at first. That happened yesterday.

I still think this Capital One Platinum Visa is a crap card and their customer service is garbage. But at least they did the very little bit they said they were gonna do.

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Thu, 08 Nov 2007 00:58:15 GMT

They hooked me up with a large CLI; from $750 to $3750, with no hard pull. I've had them almost a year, no lates or overs, and their CS has always been good to me.

I wonder if they base the CLI's on limits you have through other companies...I never got big increases until very recently, usually any CLI was $500 or less. Food for thought, I guess....

Re: New here -- Cap One CLI - Thanks!!!

dangphuocloc72 — Thu, 08 Nov 2007 01:17:46 GMT

800-889-9939 LOL THIS # WORKING GOOD TO ME NOW . JUSK CALL THEY GIVE ME 500 CL MORE NOW TOTAL MY CL 1000 . HAHAHAHAH . KEEP ASKING LONG TIME AGO . THEY TURN ME DOWN . TODAY I GET IT . THANKS YOU GUYS .

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Thu, 08 Nov 2007 01:18:56 GMT

dangphuocloc72 wrote:
800-889-9939 LOL THIS # WORKING GOOD TO ME NOW . JUSK CALL THEY GIVE ME 500 CL MORE NOW TOTAL MY CL 1000 . HAHAHAHAH . KEEP ASKING LONG TIME AGO . THEY TURN ME DOWN . TODAY I GET IT . THANKS YOU GUYS .

did you talk to a csr or was it automated?

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Thu, 08 Nov 2007 01:25:49 GMT

I also just called this number, they only gave me $300, but I'll take it. Whenever I call the other numbers I get the automated thingy, and they never give me anything. The CSR also suggested I call in a couple months and request an interest rate reduction.

Re: New here -- Cap One CLI - Thanks!!!

dangphuocloc72 — Thu, 08 Nov 2007 01:32:32 GMT

dnm45227

I CALL AND TALK TO ONE GUY . HE VERY NICE , ONLY 2" HE SAY OK . . HOPE YOU LUCKY LIKE ME . THANKS AGAIN .

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Thu, 08 Nov 2007 01:34:13 GMT

wow i just called cap1 I had my card since april they raised my limit from 500.00 to 1000.00! my highest card ever!!!! Thanks you all!!

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Thu, 08 Nov 2007 01:53:18 GMT

dangphuocloc72 wrote:
dnm45227
I CALL AND TALK TO ONE GUY . HE VERY NICE , ONLY 2" HE SAY OK . . HOPE YOU LUCKY LIKE ME . THANKS AGAIN .

thanks, but the account is individual and belongs to my wife. if it were automated i was going to call, but i'll have to try and get her to call now.

Re: New here -- Cap One CLI - Thanks!!!

Anonymous — Thu, 08 Nov 2007 01:53:49 GMT

Cap1 is making it rain on us lol

Re: New here -- Cap One CLI - Thanks!!!

dangphuocloc72 — Thu, 08 Nov 2007 02:01:12 GMT

oh I see . what is your score dnm45227
why you don't have one ? capitalone easy to get it . last year my score 485 (05/2006) they still gave me cl 300 .