topic Re: DCU Visa payments in Credit Cards

DCU Visa payments

Jnbmom — Thu, 22 Oct 2020 01:56:20 GMT

I haven't used my DCU visa in quite sometime, so I thought I would give it a little use. I paid it off and the payment cleared my bank (external)10/19/20. It still hasn't posted to my account? Are they always this slow to credit it? No wonder I don't use it much LOL

Re: DCU Visa payments

blindambition — Thu, 22 Oct 2020 02:44:31 GMT

I wonder if that's bank specific when transferring payment. My Chase payments to DCU post next day.

Re: DCU Visa payments

House1204 — Thu, 22 Oct 2020 03:33:58 GMT

They are pretty slow for me also. External transfers take quite awhile. You definitly can't wait till the last minute to pay.

Re: DCU Visa payments

Jnbmom — Thu, 22 Oct 2020 12:48:55 GMT

Finally posted 4 days after clearing my bank 🙄Glad I paid it off and way before due date sheesh

Re: DCU Visa payments

rostrow416 — Thu, 22 Oct 2020 14:29:07 GMT

They would still count it as received the day it was put through. I experience this occasionally with cards that I rarely use, when I have little history of payments, or add a new payment account. Most recently with Navy Federal - they would hold payments from an external bank account for nearly a week, which made using the card (fairly low limit) as a daily nearly impossible. After my 3rd payment, they now clear the next day.

Maybe use it semi regularly and they will up the available credit sooner.

Re: DCU Visa payments

Anonymous — Thu, 22 Oct 2020 18:30:24 GMT

With DCU the easiest way to do things is to have their checking and use the Zelle app to send money to the DCU account (cap on the app is $500 a week). If you then transfer, it's done immediately. You can also transfer from the savings account and it will credit immediately. External transfers always seem to take awhile with them.

Re: DCU Visa payments

1GaDawg85 — Thu, 22 Oct 2020 20:40:30 GMT

My payments to DCU would ALWAYS take forever from my CU to them and it was because they wouldn't accept electronic payments and they had to send them a check. I won't use my DCU card as much now that it is paid off though