topic YoureRe: How does the Best Buy Visa work? in Credit Cards

How does the Best Buy Visa work?

pinkandgrey — Wed, 28 Oct 2020 16:21:19 GMT

So I'm new to this card, and the BB CSRs I've talked to haven't been exceptionally helpful. One of them actually said that even with the Visa, one gets points on only Best Buy purchases lol.

So how/when do points show up for purchases made OUTSIDE of Best Buy? I've used my card at the grocery store and gas stations and I never saw any points pending or otherwise for those purchases. I thought maybe they would show up after the statement cut but no luck.

Is there some place where it shows the breakdown of where points were earned? It would be nice if there were something like that, or if the purchases showed how many points you got after posting.

Re: How does the Best Buy Visa work?

simplynoir — Wed, 28 Oct 2020 16:35:17 GMT

Are the credit card and Best Buy website logins seperate or all tied together?

Re: How does the Best Buy Visa work?

pinkandgrey — Wed, 28 Oct 2020 16:36:51 GMT

@simplynoir wrote:
Are the credit card and Best Buy website logins seperate or all tied together?

They're all tied together from what I can tell.

Re: How does the Best Buy Visa work?

simplynoir — Wed, 28 Oct 2020 16:45:45 GMT

@pinkandgrey wrote:
@simplynoir wrote:
Are the credit card and Best Buy website logins seperate or all tied together?
They're all tied together from what I can tell.

I don't have the credit card myself but I know at least on my Best Buy account all the purchases and what they earn are on the merchant website itself. I use to plan my purchases when I reach the tier thresholds for higher earnings and longer return time period

Re: How does the Best Buy Visa work?

SecretAzure — Wed, 28 Oct 2020 17:21:59 GMT

This has been my biggest gripe with the card. They constantly have these promos and I have no way to track progress (on something like, spend $250 outside of BB and get $25 back in rewards). I have no clue how much I'm actually earning but since it often is categories that overlap with my Amex BCE, I often don't use it outside of BB. The exception being those "Spend X, get Y back." I wish I could see exactly how much and get a breakdown of CB earned per purchase.

Re: How does the Best Buy Visa work?

blindambition — Wed, 28 Oct 2020 17:30:26 GMT

This is something I'd like to know. Approved October 7th and haven't purchased outside BB yet.

I have 2 promos. The first is 10% points on Drugstores and 5% at Wholesale Clubs.

Then $10 rewards when I spend $30.

Re: How does the Best Buy Visa work?

simplynoir — Wed, 28 Oct 2020 17:42:36 GMT

Now I'm confused on the Best Buy Visa credit card here. I know they have spending categories outside of Best Buy but I always assumed all rewards earned were tied to your BB account for points to redeem for cerfiticates. This of course is outside of spending offers where it implicitly states it's a statement credit like it does for the Sears/SYW credit cards

YoureRe: How does the Best Buy Visa work?

JR_TX — Wed, 28 Oct 2020 19:01:21 GMT

You're gonna be given a myBestbuy member ID with the bestbuy visa card you opened. Create a profile using that member ID and link that bestbuy visa card as payment form. All your rewards on purchases regardless where made are shown on that portal.

To make payments to that card, You will have to visit another citi site.

I find it easier to navigate using the app though. GL.

Re: How does the Best Buy Visa work?

JR_TX — Wed, 28 Oct 2020 19:17:59 GMT

Basically all points made outside bestbuy are awarded each month after each statement cuts and are shown on the bestbuy app/site under "Rewards" tab. You will be given options on how you want certificates awarded based on $5 increments or even on a point banking system. It will not be shown on the citi site where you make payments on.

Re: How does the Best Buy Visa work?

blindambition — Wed, 28 Oct 2020 19:44:35 GMT

@simplynoir wrote:
Now I'm confused on the Best Buy Visa credit card here. I know they have spending categories outside of Best Buy but I always assumed all rewards earned were tied to your BB account for points to redeem for cerfiticates. This of course is outside of spending offers where it implicitly states it's a statement credit like it does for the Sears/SYW credit cards

There's 5% for BB purchases, which equal 2.5 points per dollar.

3% for gas equals 1.5 points per dollar.

2% for gas and 1% for everything else equal 1 point per dollar.

250 points would equal $5 Reward certificate.

Re: How does the Best Buy Visa work?

Loquat — Wed, 28 Oct 2020 20:44:16 GMT

I have the Best Buy Visa and the easiest way to track points earned on BB purchases as well as purchases made outside of BB is to link sign you BB Visa to your BB Member ID. There you will be able to see all of your points in one place.

You'll get a breakdown of what was earned on each purchase and points from the Visa side of things post after the statement cuts and actual BB purchases post within 15 days of the transaction.

Once you associate your card with your member ID you'll have the clarity you're seeking.

Re: YoureRe: How does the Best Buy Visa work?

pinkandgrey — Wed, 28 Oct 2020 22:15:33 GMT

@JR_TX wrote:
You're gonna be given a myBestbuy member ID with the bestbuy visa card you opened. Create a profile using that member ID and link that bestbuy visa card as payment form. All your rewards on purchases regardless where made are shown on that portal.
To make payments to that card, You will have to visit another citi site.
I find it easier to navigate using the app though. GL.

I was already a MyBestBuy member, and that's the account I used to open the card. The card is showing up just fine, and I actually did receive a $10 reward certificate for making two purchases outside Best Buy as part of a special promo. But I'm not seeing any points for all the other outside-BB purchases.

Re: How does the Best Buy Visa work?

pinkandgrey — Wed, 28 Oct 2020 22:17:20 GMT

@Loquat wrote:
I have the Best Buy Visa and the easiest way to track points earned on BB purchases as well as purchases made outside of BB is to link sign you BB Visa to your BB Member ID. There you will be able to see all of your points in one place.

You'll get a breakdown of what was earned on each purchase and points from the Visa side of things post after the statement cuts and actual BB purchases post within 15 days of the transaction.

Once you associate your card with your member ID you'll have the clarity you're seeking.

So I'm now wondering if I'm missing something. I thought my card was linked to my account.... How do I make sure it's linked to my member ID?

Re: How does the Best Buy Visa work?

JR_TX — Wed, 28 Oct 2020 23:05:05 GMT

@pinkandgrey wrote:
@Loquat wrote:
I have the Best Buy Visa and the easiest way to track points earned on BB purchases as well as purchases made outside of BB is to link sign you BB Visa to your BB Member ID. There you will be able to see all of your points in one place.

You'll get a breakdown of what was earned on each purchase and points from the Visa side of things post after the statement cuts and actual BB purchases post within 15 days of the transaction.

Once you associate your card with your member ID you'll have the clarity you're seeking.
So I'm now wondering if I'm missing something. I thought my card was linked to my account.... How do I make sure it's linked to my member ID?

If you created your myBestbuy acct member ID prior to your Visa card approval, more than likely you have 2 separate accts now as the Visa approval automatically generates a separate ID. The sure fire way I think is to call bestbuy and have them consolidate or merge your 2 separate accts. into one.

Re: How does the Best Buy Visa work?

blindambition — Thu, 29 Oct 2020 00:07:55 GMT

@JR_TX wrote:
@pinkandgrey wrote:
@Loquat wrote:
I have the Best Buy Visa and the easiest way to track points earned on BB purchases as well as purchases made outside of BB is to link sign you BB Visa to your BB Member ID. There you will be able to see all of your points in one place.

You'll get a breakdown of what was earned on each purchase and points from the Visa side of things post after the statement cuts and actual BB purchases post within 15 days of the transaction.

Once you associate your card with your member ID you'll have the clarity you're seeking.
So I'm now wondering if I'm missing something. I thought my card was linked to my account.... How do I make sure it's linked to my member ID?
If you created your myBestbuy acct member ID prior to your Visa card approval, more than likely you have 2 separate accts now as the Visa approval automatically generates a separate ID. The sure fire way I think is to call bestbuy and have them consolidate or merge your 2 separate accts. into one.

I just called to check on this. I received card this month, but member ID is years old. They transferred me to rewards center, and Visa automatically attached to my old member ID#. I called the Citi number 888-574-1301

Re: How does the Best Buy Visa work?

pinkandgrey — Thu, 29 Oct 2020 14:46:24 GMT

@JR_TX wrote:
@pinkandgrey wrote:
@Loquat wrote:
I have the Best Buy Visa and the easiest way to track points earned on BB purchases as well as purchases made outside of BB is to link sign you BB Visa to your BB Member ID. There you will be able to see all of your points in one place.

You'll get a breakdown of what was earned on each purchase and points from the Visa side of things post after the statement cuts and actual BB purchases post within 15 days of the transaction.

Once you associate your card with your member ID you'll have the clarity you're seeking.
So I'm now wondering if I'm missing something. I thought my card was linked to my account.... How do I make sure it's linked to my member ID?
If you created your myBestbuy acct member ID prior to your Visa card approval, more than likely you have 2 separate accts now as the Visa approval automatically generates a separate ID. The sure fire way I think is to call bestbuy and have them consolidate or merge your 2 separate accts. into one.

Yep, this is it. Points are showing now. Thanks, everybody! Mods, feel free to close.

Re: How does the Best Buy Visa work?

Loquat — Thu, 29 Oct 2020 22:42:46 GMT

Thread closed at the request of the OP.