topic Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America in Credit Cards

UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

MyDataMyChoice — Sat, 07 Nov 2020 03:28:25 GMT

Has anyone worked with the UPS Capital Cash Rewards Visa yet? Seems to be a Co-Branded version of the Cash Rewards card.

Curious if someone applies and doesn't have sufficient credit will they counter with 99/500 or Secured

https://bankofamerica.tt.omtrdc.net/m2/bankofamerica/ubox/page?mbox=Portal&mboxDefault=https://secure.bankofamerica.com/applynow/timeout.go&at_property=1a8d0183-947a-8fa5-52e5-2b3fc472e468&tagname=Portal-UPS

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

ToxikPH — Sat, 07 Nov 2020 03:35:22 GMT

I really like the design of it. One thing I don't understand is why there's so many cobranded CR cards if they're all the same with different designs.

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

FinStar — Sat, 07 Nov 2020 03:57:22 GMT

@ToxikPH wrote:
I really like the design of it. One thing I don't understand is why there's so many cobranded CR cards if they're all the same with different designs.

Choices. Some people appreciate their brand or affinity represented. Commerce Bank is another example which offers an array of products with the same rewards structure under many partnerships.

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

wasCB14 — Sat, 07 Nov 2020 04:08:31 GMT

@FinStar wrote:
@ToxikPH wrote:
I really like the design of it. One thing I don't understand is why there's so many cobranded CR cards if they're all the same with different designs.
Choices. Some people appreciate their brand or affinity represented. Commerce Bank is another example which offers an array of products with the same rewards structure under many partnerships.

Forget public health, baseball, wildlife protection, universities, and patriotic symbols...I want to show off my love for a company that charges 5x what the post office wants to send a small package!

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

FinStar — Sat, 07 Nov 2020 04:24:15 GMT

@wasCB14 wrote:
@FinStar wrote:
@ToxikPH wrote:
I really like the design of it. One thing I don't understand is why there's so many cobranded CR cards if they're all the same with different designs.
Choices. Some people appreciate their brand or affinity represented. Commerce Bank is another example which offers an array of products with the same rewards structure under many partnerships.
Forget public health, baseball, wildlife protection, universities, and patriotic symbols...I want to show off my love for a company that charges 5x what the post office wants to send a small package!

If individuals feel strongly in supporting such an enterprise, why not?

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

Anonymous — Sat, 07 Nov 2020 05:58:03 GMT

@FinStar wrote:
@wasCB14 wrote:
@FinStar wrote:
@ToxikPH wrote:
I really like the design of it. One thing I don't understand is why there's so many cobranded CR cards if they're all the same with different designs.
Choices. Some people appreciate their brand or affinity represented. Commerce Bank is another example which offers an array of products with the same rewards structure under many partnerships.
Forget public health, baseball, wildlife protection, universities, and patriotic symbols...I want to show off my love for a company that charges 5x what the post office wants to send a small package!
If individuals feel strongly in supporting such an enterprise, why not?

Right. Two (or maybe 3) of @wasCB14 list seem to me just as "unworthy" as UPS!

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

coldfusion — Sat, 07 Nov 2020 12:10:30 GMT

FYI omtrdc.net is a paid service by Adobe that places tracking cookies on systems on behalf of their paying clients, someone who uses a wide spectrum anti-💩 plugin or app like uBlock Origin or Pi-hole may find OPs URL blocked.

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

kdm31091 — Sat, 07 Nov 2020 14:19:24 GMT

To each their own; I actually think the card is ugly. But to answer your question I don't think there's any difference in underwriting with the various "flavors" of the cash rewards.

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

Anonymous — Sat, 07 Nov 2020 18:58:53 GMT

Cash back looks the same as the Bank Of America Cash Rewards.

As always, each potential applicant will have to decide for him or or herself whether this card delivers.

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

MyDataMyChoice — Sun, 08 Nov 2020 03:43:32 GMT

I guess my real question is

Has anyone applied for Cash Rewards with a BK on record and been approved? Will they counter with 99/500 or secured card?

I have a BofA Checking (not used much) It is free due to a small 15K IRA Account and i still have preferred rewards from when I worked there - set to expire next June. *If need be I can set a recurring direct deposit to the checking account.

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

FinStar — Sun, 08 Nov 2020 04:02:32 GMT

@MyDataMyChoice wrote:
I guess my real question is

Has anyone applied for Cash Rewards with a BK on record and been approved? Will they counter with 99/500 or secured card?

I have a BofA Checking (not used much) It is free due to a small 15K IRA Account and i still have preferred rewards from when I worked there - set to expire next June. *If need be I can set a recurring direct deposit to the checking account.

There's been plenty of individuals who have applied and received the 99/500 option, but it's a YEMV outcome since not everyone qualifies for it. I can think of @pizza1 who provided her experience in getting approved for one a while back, IIRC. Perhaps she or others can share their DPs.

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

wasCB14 — Sun, 08 Nov 2020 05:45:09 GMT

@Anonymous wrote:
@FinStar wrote:
@wasCB14 wrote:
@FinStar wrote:
@ToxikPH wrote:
I really like the design of it. One thing I don't understand is why there's so many cobranded CR cards if they're all the same with different designs.
Choices. Some people appreciate their brand or affinity represented. Commerce Bank is another example which offers an array of products with the same rewards structure under many partnerships.
Forget public health, baseball, wildlife protection, universities, and patriotic symbols...I want to show off my love for a company that charges 5x what the post office wants to send a small package!
If individuals feel strongly in supporting such an enterprise, why not?
Right. Two (or maybe 3) of @wasCB14 list seem to me just as "unworthy" as UPS!

Fun math fact: There are 20 different ways to interpret @Anonymous 's post!

(5!/(3!*(5-3)!))+(5!/2!*(5-2)!))

I wonder how many of them were the understanding of at least one MF reader.

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

issac2x — Sun, 08 Nov 2020 08:24:23 GMT

Hmmm wasn't aware of this flavor of the CR. Thanks OP. As per your question it'll probably be a tossup since it depends on your credit profile and stuff.

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

Anonymous — Sun, 08 Nov 2020 12:54:47 GMT

@wasCB14 wrote:
Fun math fact: There are 20 different ways to interpret @Anonymous 's post!

(5!/(3!*(5-3)!))+(5!/2!*(5-2)!))

I wonder how many of them were the understanding of at least one MF reader.

PSA math note: Both terms have the same value, because choosing 2 out of 5 is the same as not choosing 3 out of 5.

Re: UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

Rudy1 — Mon, 09 Nov 2020 02:45:20 GMT

Pretty nice design from what I can tell its the cash rewards card just cobranded my husband has the cash rewards MLB card which has the sane perks as this.