topic Re: Should I close my Barclay Jetblue card? in Credit Cards

Should I close my Barclay Jetblue card?

Anonymous — Thu, 12 Nov 2020 18:06:32 GMT

Originally I took it out 3 years ago because I thought I would be traveling a bit more domestically (I have a Chase United card that is 7 years old) and it would give me flexibility between two airlines.

Well, I have flown exactly 0 times with the airline. (Within 6 months of getting the card, the airline shifted its airports and flight schedules making United my main choice) I have accumulated over 50k in points and have no intention of going from UA * to any other airline as of now. I am getting dinged with an AF for something I don't even use.

Obviously my concerns are how will it effect my credit. My cards are as follows;

BOA - 17 year history with 20k credit limit and $1100 balance.

Chase UA - 7 year history w/0 balance, 15k limit?

Barclay Jetblue - 3 year history w/0 balance, 10k + limit.

I am looking to get another chase (unlimited) in the next month for the 0% 15 month promo and an extra cash card. (Plus no annual fee)

Worth it to close? My * from above is I am planning to be married next September, and because I can't use the points for anything other than flights or travel, I am going to put the most amount I can using the points to use them up.

Re: Should I close my Barclay Jetblue card?

wasCB14 — Thu, 12 Nov 2020 18:13:39 GMT

JetBlue miles don't expire, if that info affects your rush to use points.

Barclays offers a no-AF JetBlue card, but they can be fussy about PCs. I tried to downgrade my Aviator Red to a no-AF Aviator card and they didn't allow it (even though others have been allowed the same PC).

I'm waiting for my JetBlue card. I'll take their 100k miles and close after a year or two.

Re: Should I close my Barclay Jetblue card?

blindambition — Thu, 12 Nov 2020 18:17:26 GMT

The account history remains for up to 10 years. The only concern would be utilization. Which won't really be affected much.

I would open the Chase and then close. Definitely under 5/24 if those are only cards. No AF cards can be sock drawered, but close AF cards that won't be used, or ask to downgrade when an option.

Re: Should I close my Barclay Jetblue card?

Anonymous — Thu, 12 Nov 2020 18:23:59 GMT

@wasCB14 wrote:
JetBlue miles don't expire, if that info affects your rush to use points.

Barclays offers a no-AF JetBlue card, but they can be fussy about PCs. I tried to downgrade my Aviator Red to a no-AF Aviator card and they didn't allow it (even though others have been allowed the same PC).

I'm waiting for my JetBlue card. I'll take their 100k miles and close after a year or two.

Oh, so even if the card is closed the points remain? That is good to know. Thanks.

Re: Should I close my Barclay Jetblue card?

Anonymous — Thu, 12 Nov 2020 18:26:13 GMT

@blindambition wrote:
The account history remains for up to 10 years. The only concern would be utilization. Which won't really be affected much.
I would open the Chase and then close. Definitely under 5/24 if those are only cards. No AF cards can be sock drawered, but close AF cards that won't be used, or ask to downgrade when an option.

And that is a good point, not to close one without opening the other. (That is my plan) The AF is every June IIRC, so as long as the Chase goes OK, I would close by the end of Spring.

Re: Should I close my Barclay Jetblue card?

wasCB14 — Thu, 12 Nov 2020 18:32:01 GMT

@Anonymous wrote:
@wasCB14 wrote:
JetBlue miles don't expire, if that info affects your rush to use points.

Barclays offers a no-AF JetBlue card, but they can be fussy about PCs. I tried to downgrade my Aviator Red to a no-AF Aviator card and they didn't allow it (even though others have been allowed the same PC).

I'm waiting for my JetBlue card. I'll take their 100k miles and close after a year or two.
Oh, so even if the card is closed the points remain? That is good to know. Thanks.

Correct. They do not expire.

https://trueblue.jetblue.com/terms-and-conditions

"Points Expiration

TrueBlue Points do not expire. Should a Member close his or her TrueBlue account, the Points in that account will be terminated. As set forth in these Program Rules, JetBlue has the right to cancel all or some of the Points in a TrueBlue Member's Account should JetBlue determine, in its sole discretion, that the Member has violated these Rules or otherwise engaged in fraud, misrepresentation, abuse or other improper conduct."

Re: Should I close my Barclay Jetblue card?

Anonymous — Thu, 12 Nov 2020 18:35:32 GMT

@wasCB14 wrote:
@Anonymous wrote:
@wasCB14 wrote:
JetBlue miles don't expire, if that info affects your rush to use points.

Barclays offers a no-AF JetBlue card, but they can be fussy about PCs. I tried to downgrade my Aviator Red to a no-AF Aviator card and they didn't allow it (even though others have been allowed the same PC).

I'm waiting for my JetBlue card. I'll take their 100k miles and close after a year or two.
Oh, so even if the card is closed the points remain? That is good to know. Thanks.
Correct. They do not expire.

https://trueblue.jetblue.com/terms-and-conditions

"Points Expiration
TrueBlue Points do not expire. Should a Member close his or her TrueBlue account, the Points in that account will be terminated. As set forth in these Program Rules, JetBlue has the right to cancel all or some of the Points in a TrueBlue Member's Account should JetBlue determine, in its sole discretion, that the Member has violated these Rules or otherwise engaged in fraud, misrepresentation, abuse or other improper conduct."

TrueBlue and the credit card are seperate I suppose? Awesome, thanks.

Re: Should I close my Barclay Jetblue card?

SouthJamaica — Thu, 12 Nov 2020 20:40:07 GMT

@Anonymous wrote:
Originally I took it out 3 years ago because I thought I would be traveling a bit more domestically (I have a Chase United card that is 7 years old) and it would give me flexibility between two airlines.

Well, I have flown exactly 0 times with the airline. (Within 6 months of getting the card, the airline shifted its airports and flight schedules making United my main choice) I have accumulated over 50k in points and have no intention of going from UA * to any other airline as of now. I am getting dinged with an AF for something I don't even use.

Obviously my concerns are how will it effect my credit. My cards are as follows;

BOA - 17 year history with 20k credit limit and $1100 balance.
Chase UA - 7 year history w/0 balance, 15k limit?
Barclay Jetblue - 3 year history w/0 balance, 10k + limit.

I am looking to get another chase (unlimited) in the next month for the 0% 15 month promo and an extra cash card. (Plus no annual fee)

Worth it to close? My * from above is I am planning to be married next September, and because I can't use the points for anything other than flights or travel, I am going to put the most amount I can using the points to use them up.

It won't affect your credit scores to close it.

Re: Should I close my Barclay Jetblue card?

SouthJamaica — Thu, 12 Nov 2020 20:41:26 GMT

@Anonymous wrote:
Originally I took it out 3 years ago because I thought I would be traveling a bit more domestically (I have a Chase United card that is 7 years old) and it would give me flexibility between two airlines.

Well, I have flown exactly 0 times with the airline. (Within 6 months of getting the card, the airline shifted its airports and flight schedules making United my main choice) I have accumulated over 50k in points and have no intention of going from UA * to any other airline as of now. I am getting dinged with an AF for something I don't even use.

Obviously my concerns are how will it effect my credit. My cards are as follows;

BOA - 17 year history with 20k credit limit and $1100 balance.
Chase UA - 7 year history w/0 balance, 15k limit?
Barclay Jetblue - 3 year history w/0 balance, 10k + limit.

I am looking to get another chase (unlimited) in the next month for the 0% 15 month promo and an extra cash card. (Plus no annual fee)

Worth it to close? My * from above is I am planning to be married next September, and because I can't use the points for anything other than flights or travel, I am going to put the most amount I can using the points to use them up.

You can still stay in the True Blue program, and you can get True Blue points elsewhere. E.g. trading Citi Thank You points, or Amex Membership Reward points.