topic Re: Community Poll: Paper or E-Statements? in Credit Cards

Community Poll: Paper or E-Statements?

Anonymous — Mon, 10 Aug 2009 12:13:02 GMT

Which do you prefer, paper statements or e-statements?

For me, everything is paper, with one exception (it pays a slightly higher rate for deposit accounts with e-statement only).

I pay everything online, but still prefer to receive the paper statements. I like hard copy records, and I see no reason to use my equipment, my electricity, my ink and my paper, and (most of all) my time to print out statements unless there is a monetary benefit to me for doing so.

The "save a tree" stuff is BS, they still send all the promo stuff anyways. All that's being saved is printing and postage costs for the credit card companies, with the added bonus of potential fees for those times you may forget to check your email (or it doesn't get delivered) or your online account.

My attitude would change if my mail was prone to theft, but it is not.

Comments? Questions? Concerns? Ham sandwich?

I await your responses...

Carry on...

Re: Community Poll: Paper or E-Statements?

smallfry — Mon, 10 Aug 2009 12:34:48 GMT

I was paperless for a while but went back to paper. I can no longer open any of my Citi statements online. There is no PDF option. So I need paper for that. Penfed went to 50 cents for paper I chose paperless but they still send me paper. I could do without all the advertisements they all send but I want paper now.

Re: Community Poll: Paper or E-Statements?

DI — Mon, 10 Aug 2009 12:38:07 GMT

Only get E-statements if you are well organize, and check your accounts and emails often. Going paperless means less statements in the mail and it limits being a victim of identify theft.

I been receving all my statements online for many many years.

Re: Community Poll: Paper or E-Statements?

haulingthescoreup — Mon, 10 Aug 2009 13:19:22 GMT

paperless

For those who want to keep records of their statements and don't trust the banks to not "accidentally" lose them, bring up the PDF version of your statements, save to a CD, and make the CD your file cabinet.

Re: Community Poll: Paper or E-Statements?

Scamp — Mon, 10 Aug 2009 13:20:53 GMT

I'm pretty O-C about checking my accounts every day, as well as email frequently, but I still prefer paper statements, pretty much for the same reasons UBUP cited above - I want hard copies but don't fancy using my toner, paper and printer to produce them.

Re: Community Poll: Paper or E-Statements?

Anonymous — Mon, 10 Aug 2009 13:24:22 GMT

Paper. Too easy to miss an email.

Re: Community Poll: Paper or E-Statements?

Anonymous — Mon, 10 Aug 2009 14:02:06 GMT

I actually "like" both. I like the convenience of being able to pull anything I need up on screen. On the other hand, I like a hard copy in the files too.

Re: Community Poll: Paper or E-Statements?

llecs — Mon, 10 Aug 2009 14:07:37 GMT

Weighing towards paper. As a business owner, I need hard copies of everything. Either I print it up or let them print it. Cheaper if they do it. I choose to receive paper statements, but rely on online info to pay bills, check balances, etc. I have stacks and stacks of unopened statements and process them quarterly. As long as the online account matches the statement, then I'm good to go.

Re: Community Poll: Paper or E-Statements?

Anonymous — Tue, 11 Aug 2009 01:05:59 GMT

Pro-Paper Statements.

Message Edited by RozBuds on 08-10-2009 06:05 PM

Re: Community Poll: Paper or E-Statements?

SherriLynn — Mon, 10 Aug 2009 14:55:21 GMT

Paperless, I like the privacy.

Re: Community Poll: Paper or E-Statements?

GregB — Mon, 10 Aug 2009 15:04:05 GMT

I download the statement and add it to my document system. On the ones where I can't turn off paper statements, it is usually done before I receive the paper statement. The paper statement just goes straight into the shredder.

On the few companies that don't offer a pdf option, there are free pdf creation programs available now. Just "print" to your pdf software.

Make sure you have backups and this is far more secure than paper.

Re: Community Poll: Paper or E-Statements?

Anonymous — Mon, 10 Aug 2009 15:08:31 GMT

Hybrid: some paperless - some mailed.

Give me a reason not to get a mailed statement and I will opt for it.

It is a simple matter to save a .pdf statement to disk or thumb drive. (Or both!)

I believe PenFed's $0.50 applies only to bank accounts, not CC's. I have never gotten paper on my bank accounts there, have always had both on my CC's and have never paid a $0.50 charge.

Both: Direct Merchants Bank, Discover, PenFed, Macys, BofA

Paperless Only: Chase, Citi

Re: Community Poll: Paper or E-Statements?

Anonymous — Mon, 10 Aug 2009 15:29:41 GMT

I prefer my paper statements for my CC files. I guess I am just old fashioned.

Re: Community Poll: Paper or E-Statements?

DI — Mon, 10 Aug 2009 15:33:06 GMT

I don't need anything in the mail coming from a creditor unless its a check enclosed.

Re: Community Poll: Paper or E-Statements?

Anonymous — Mon, 10 Aug 2009 15:33:40 GMT

100% e. I mean everything is e. Utilities, cable, mortgage, cc's - everything.

Re: Community Poll: Paper or E-Statements?

Anonymous — Mon, 10 Aug 2009 15:46:27 GMT

How it stands right now:

Paper: 7

E-Statement: 5

Both: 2

Re: Community Poll: Paper or E-Statements?

Anonymous — Mon, 10 Aug 2009 15:52:19 GMT

@Anonymous wrote:
I actually "like" both. I like the convenience of being able to pull anything I need up on screen. On the other hand, I like a hard copy in the files too.

I may be ocd I aways view my estatments before I recive the e-mails about them i know my statment dates I'm ready to see the rewards I"VE RACKED UP

Re: Community Poll: Paper or E-Statements?

clocktick — Mon, 10 Aug 2009 17:58:03 GMT

No paper! You should add a poll to this thread. No paper because I like convenience and less mail in my mailbox. I also use the "print screen" button all the time while reviewing/paying bills. I'm suprised the poor thing doesn't wear out.

Re: Community Poll: Paper or E-Statements?

Want2BDebtFreeNow — Tue, 11 Aug 2009 03:27:58 GMT

E-statement as much as possible. The less paper the better.

Re: Community Poll: Paper or E-Statements?

Safe4Me2 — Tue, 11 Aug 2009 05:18:35 GMT

E-statements for me. I'd rather print statements as needed. After learning from my past credit mistakes, I obsessively monitor my accounts.