topic Re: NFCU Graduation question in Credit Cards

NFCU Graduation question

Anonymous — Wed, 30 Dec 2020 02:54:38 GMT

I just noticed today, 2 days after my 7th statement/6th full--6 months and 15 days from opening that my nRewards card is now showing a 2k limit (up from my $500 deposit and auto cli at 3 months to $900) it is still listed as the secured nRewards in my accounts and my deposit has not been returned yet......my question is when should I request the cli on my newly unsecured card? I know I've read here to try for it right away, but does that mean once my deposit is returned? Or once it is listed under my accounts as the cash rewards card? Thanks for any insight.

Re: NFCU Graduation question

Anonymous — Wed, 30 Dec 2020 03:22:51 GMT

@Anonymous You can try for the CLI once your account shows the CashRewards card. YMMV though, I received a $500 covid bump when I requested mine. Someone else reported getting denied an increase though so nothing is guaranteed.

Edit: Also congrats on the graduation!

Re: NFCU Graduation question

Anonymous — Wed, 30 Dec 2020 03:31:25 GMT

@Anonymous Thanks so much for the info, I'll pull the trigger once it changes over in my account listing.....fingers crossed 🤞. And thanks, that 6 months felt like forever 🤣.

Re: NFCU Graduation question

M_Smart007 — Wed, 30 Dec 2020 03:39:22 GMT

Congrats on your Navy promotion to unsecured

Re: NFCU Graduation question

AllZero — Wed, 30 Dec 2020 03:41:00 GMT

Congratulations on your graduation and CLI! Good luck on the double dip.

Re: NFCU Graduation question

ZeroAPR — Wed, 30 Dec 2020 06:37:40 GMT

After my card unsecured from $250 to $2,000 back in June, I requested an increase online and it was bumped up to $5,000 limit. About 5 months later they gave me an auto cli to $7,500. I also was approved for a second card in mid November with a $10,000 limit. My Ch. 13 BK was discharged in early November 2019.