topic Apple Card Installment Question in Credit Cards

Apple Card Installment Question

blazerein — Sat, 02 Jan 2021 22:14:16 GMT

Anyone used Apple Card with 6 or 12 months to pay on Apple Accessories with no interest? I used it for Air Pods Pro $249 with 6 months to pay and I did not get billed after a month for only $39 and I also got 3% cash back. Am I correct that this card still reports Zero Balance once you pay your monthly installment? It does not show that I owe $249. I mean, it will be great to buy those Macbook's with 12 months to pay and still shows zero balance. Just wanted to know if anyone has experience with this. Thanks

Re: Apple Card Installment Question

Jordan23ww — Sat, 02 Jan 2021 22:26:02 GMT

Hey so I'm currently on month 2 of a 12 month installment plan for a MacBook Pro. On my Apple Card in the Wallet app my balance is seen as $0 when I pay my monthly installment payment. However all 3 credit bureaus show the total amount owed on the entire installment as of the last closing date for my account balance/ utilization.

Re: Apple Card Installment Question

blazerein — Sat, 02 Jan 2021 22:30:17 GMT

Got it, thanks for verifying. Glad I asked.

Re: Apple Card Installment Question

Jordan23ww — Sun, 03 Jan 2021 00:36:52 GMT

@blazerein wrote:
Got it, thanks for verifying. Glad I asked.

You're welcome! Happy I could help!