topic Has Dcu updated the quarterly offers in Credit Cards

Has Dcu updated the quarterly offers

MeN5 — Sun, 03 Jan 2021 01:19:02 GMT

Just wondering has anyone got any offers this year in the loan suite?

Re: Has Dcu updated the quarterly offers

macinjosh — Sun, 03 Jan 2021 01:38:05 GMT

I didn't see anything new, but that could just be because of my profile.

Re: Has Dcu updated the quarterly offers

Anonymous — Sun, 03 Jan 2021 01:57:12 GMT

I still have nothing but quick loan so I can't tell.

Re: Has Dcu updated the quarterly offers

Anonymous — Sun, 03 Jan 2021 02:10:11 GMT

@MeN5 The quarterly updates start this month, the next one is in April, then July, then October.

Unfortunately, I only have a $2000 quick loan at 10% in my loan suite.

Re: Has Dcu updated the quarterly offers

MeN5 — Sun, 03 Jan 2021 02:24:45 GMT

What is everyone score mine is 705 I'm hoping the update just hasn't happened yet because of the holiday and weekend since banks don't process anything on those days we shall see Monday I guess anymore input is welcome 🙂

Re: Has Dcu updated the quarterly offers

Anonymous — Sun, 03 Jan 2021 03:18:26 GMT

@MeN5 wrote:
What is everyone score mine is 705 I'm hoping the update just hasn't happened yet because of the holiday and weekend since banks don't process anything on those days we shall see Monday I guess anymore input is welcome 🙂

765 EQ5. I don't know what DCU dislikes about my profile.

Re: Has Dcu updated the quarterly offers

Anonymous — Sun, 03 Jan 2021 04:07:32 GMT

@MeN5 676 super low due to being on a dirty scorecard. I'm in no rush to get any credit products from DCU but would eventually like a Platinum card.

Re: Has Dcu updated the quarterly offers

blindambition — Sun, 03 Jan 2021 04:17:59 GMT

My offers haven't changed, not sure if they haven't updated due to holiday weekend.

EQ 5 is 751. It took a pretty big hit with DCU, Cap One, AOD, Best Buy and Synch Verizon all pulling in 2020. 😢

Re: Has Dcu updated the quarterly offers

macinjosh — Sun, 03 Jan 2021 05:16:27 GMT

@MeN5 wrote:
What is everyone score mine is 705 I'm hoping the update just hasn't happened yet because of the holiday and weekend since banks don't process anything on those days we shall see Monday I guess anymore input is welcome 🙂

Mine is 670

DCU question

Anonymous — Mon, 04 Jan 2021 00:59:47 GMT

Hey guys, all of the offers in my DCU loan suite are now gold, only one I was interested in was the credit increase for my card with them, since it doesn't hurt anything, went from $6,500 to $10,000. That was last night, but the change hasn't gone threw yet. Anyone know if it's because it's not a business day or something? Typically all of my DCU changes or accounts have been updated immediately.

Re: DCU question

MeN5 — Mon, 04 Jan 2021 06:25:39 GMT

@Anonymous so your pre-approvals happened yesterday congratulations! So guess I'm not getting any pre-approvals this quarter I'm hoping I will see something in the morning just wondering what your dcu account score is?

Re: DCU question

justjac2 — Mon, 04 Jan 2021 13:52:01 GMT

I had two offers last quarter: auto refinance and quick loan. The refinance offer is gone now, but I'm not surprised, with four new accounts added in Oct and Nov. That's consistent with my Service FCU offers (everything was pre-approved last quarter, and nothing now).

ETA: My DCU score has held at 725 since August. I'm hoping that if I can keep my finger off the Apply button, it will move.

Re: DCU question

weehoo — Tue, 05 Jan 2021 05:29:50 GMT

I got nothing from DCU

Re: Has Dcu updated the quarterly offers

blindambition — Tue, 05 Jan 2021 15:52:35 GMT

Only have the Quick Loan this quarter, which doesn't surprise me. Score dropped a bit with 5 accounts in 2020, most pulled EQ, and newest was Best Buy in October.

A blind man don't need no stinkin auto loan anyways!! 😎

Re: DCU question

credit8502020 — Thu, 07 Jan 2021 18:58:14 GMT

@Anonymous wrote:
Hey guys, all of the offers in my DCU loan suite are now gold, only one I was interested in was the credit increase for my card with them, since it doesn't hurt anything, went from $6,500 to $10,000. That was last night, but the change hasn't gone threw yet. Anyone know if it's because it's not a business day or something? Typically all of my DCU changes or accounts have been updated immediately.

@Anonymous Congrats on the CLI! How long after you were a member did you apply for a CC? Also, what did they require for the CC approval? POI, etc.? Thanks!

Re: DCU question

credit8502020 — Thu, 07 Jan 2021 19:00:17 GMT

@justjac2 wrote:
I had two offers last quarter: auto refinance and quick loan. The refinance offer is gone now, but I'm not surprised, with four new accounts added in Oct and Nov. That's consistent with my Service FCU offers (everything was pre-approved last quarter, and nothing now).

ETA: My DCU score has held at 725 since August. I'm hoping that if I can keep my finger off the Apply button, it will move.

@justjac2 Since you have DCU and Service, can you share which one you like the best or for what reasons you like each CU? Thanks!

Re: DCU question

justjac2 — Fri, 08 Jan 2021 00:52:11 GMT

@credit8502020 I joined DCU in July 2016, and Service in April 2020. Neither one is my primary account (or secondary, for that matter). I like DCU's higher savings rate on the first $1K, so I parked some cash there. I also like the next-day transfers to my external accounts. They used to allow immediate transfers to PayPal, but stopped that a while ago when PP changed something. Their checking acct now earns interest, but I don't keep enough in there to make much difference. Bill pay works, they have early direct deposit, and I've never had any issues with deposits or transactions (electronic or debit card). The only credit product I used was a quick loan back in 2018, and that was just to rebuild. No issues at all with customer service when I called (can't remember why).

I don't really use my Service CU account, it was only opened as a placeholder for future credit products (pre-approvals). Someone here mentioned them in a post (maybe @AverageJoesCredit?) I keep some cash there as well and send some direct deposits every once in a while and pay bills with it, but haven't applied for anything or spoken to anyone. I like them anyway.

OMG! I just logged in and Service has me pre-approved for everything again! The CC offer went up from $10K to $30K VS Signature Everyday Elite! I guess I spoke too soon. Doesn't matter, since I'm in the garden. I just like to look :-)

Re: DCU question

AverageJoesCredit — Fri, 08 Jan 2021 00:56:27 GMT

@justjac2 wrote:
@credit8502020 I joined DCU in July 2016, and Service in April 2020. Neither one is my primary account (or secondary, for that matter). I like DCU's higher savings rate on the first $1K, so I parked some cash there. I also like the next-day transfers to my external accounts. They used to allow immediate transfers to PayPal, but stopped that a while ago when PP changed something. Their checking acct now earns interest, but I don't keep enough in there to make much difference. Bill pay works, they have early direct deposit, and I've never had any issues with deposits or transactions (electronic or debit card). The only credit product I used was a quick loan back in 2018, and that was just to rebuild. No issues at all with customer service when I called (can't remember why).

I don't really use my Service CU account, it was only opened as a placeholder for future credit products (pre-approvals). Someone here mentioned them in a post (maybe @AverageJoesCredit?) I keep some cash there as well and send some direct deposits every once in a while and pay bills with it, but haven't applied for anything or spoken to anyone. I like them anyway.

OMG! I just logged in and Service has me pre-approved for everything again! The CC offer went up from $10K to $30K VS Signature Everyday Elite! I guess I spoke too soon. Doesn't matter, since I'm in the garden. I just like to look :-)

Thats amazing i cant stand them as my experience has been aweful but im glad to see someone getting good vibes

Re: DCU question

credit8502020 — Fri, 08 Jan 2021 00:58:57 GMT

@justjac2 wrote:
@credit8502020 I joined DCU in July 2016, and Service in April 2020. Neither one is my primary account (or secondary, for that matter). I like DCU's higher savings rate on the first $1K, so I parked some cash there. I also like the next-day transfers to my external accounts. They used to allow immediate transfers to PayPal, but stopped that a while ago when PP changed something. Their checking acct now earns interest, but I don't keep enough in there to make much difference. Bill pay works, they have early direct deposit, and I've never had any issues with deposits or transactions (electronic or debit card). The only credit product I used was a quick loan back in 2018, and that was just to rebuild. No issues at all with customer service when I called (can't remember why).

I don't really use my Service CU account, it was only opened as a placeholder for future credit products (pre-approvals). Someone here mentioned them in a post (maybe @AverageJoesCredit?) I keep some cash there as well and send some direct deposits every once in a while and pay bills with it, but haven't applied for anything or spoken to anyone. I like them anyway.

OMG! I just logged in and Service has me pre-approved for everything again! The CC offer went up from $10K to $30K VS Signature Everyday Elite! I guess I spoke too soon. Doesn't matter, since I'm in the garden. I just like to look :-)

@justjac2 Thank you for your thorough feedback. I appreciate it.

Re: DCU question

justjac2 — Fri, 08 Jan 2021 01:00:51 GMT

@AverageJoesCredit wrote:
@justjac2 wrote:
@credit8502020 I joined DCU in July 2016, and Service in April 2020. Neither one is my primary account (or secondary, for that matter). I like DCU's higher savings rate on the first $1K, so I parked some cash there. I also like the next-day transfers to my external accounts. They used to allow immediate transfers to PayPal, but stopped that a while ago when PP changed something. Their checking acct now earns interest, but I don't keep enough in there to make much difference. Bill pay works, they have early direct deposit, and I've never had any issues with deposits or transactions (electronic or debit card). The only credit product I used was a quick loan back in 2018, and that was just to rebuild. No issues at all with customer service when I called (can't remember why).

I don't really use my Service CU account, it was only opened as a placeholder for future credit products (pre-approvals). Someone here mentioned them in a post (maybe @AverageJoesCredit?) I keep some cash there as well and send some direct deposits every once in a while and pay bills with it, but haven't applied for anything or spoken to anyone. I like them anyway.

OMG! I just logged in and Service has me pre-approved for everything again! The CC offer went up from $10K to $30K VS Signature Everyday Elite! I guess I spoke too soon. Doesn't matter, since I'm in the garden. I just like to look :-)
Thats amazing i cant stand them as my experience has been aweful but im glad to see someone getting good vibes

oh no, I'm sorry! I'll have to go back and read up on your experiences :-(