topic Re: DCU Visa 0% For 6 months balance transfer promo for 2021? in Credit Cards

DCU Visa 0% For 6 months balance transfer promo for 2021?

KK44 — Fri, 01 Jan 2021 16:22:28 GMT

Any news for this promo happening again this year like previous years?

Nothing on the DCU homepage or messages yet.

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

Anonymous — Fri, 01 Jan 2021 20:19:58 GMT

@KK44 wrote:
Any news for this promo happening again this year like previous years?

Nothing on the DCU homepage or messages yet.

I got the email this morning.

I also just checked the app and I have a message in my messages. The link appears to be targeted so I wonder if they're not doing the offer for everyone this year? I guess my $1K card isn't much risk to them.

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

blindambition — Fri, 01 Jan 2021 18:41:55 GMT

I also received an email this morning. One of three lenders.

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

KK44 — Fri, 01 Jan 2021 18:46:35 GMT

It finally rolled in on messages in the web portal. Gotta love DCU!

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

Anonymous — Fri, 01 Jan 2021 19:05:56 GMT

@KK44 wrote:
It finally rolled in on messages in the web portal. Gotta love DCU!

Glad to hear it showed up for you!

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

blindambition — Fri, 01 Jan 2021 19:13:56 GMT

Here's the page on website for others.

DCU BT Webpage

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

Wavester64 — Fri, 01 Jan 2021 23:12:33 GMT

@KK44 wrote:
Any news for this promo happening again this year like previous years?

Nothing on the DCU homepage or messages yet.

I just got it and already made a few transfers

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

blindambition — Sun, 03 Jan 2021 16:55:34 GMT

This card is used, but honestly not a huge amount. Gave me $7.5k in March.

Had $600 left on Saver One, 0% offer ends in May. Just threw a bone to DCU on BT offer. Let's see if they show more love in 21.

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

Anonymous — Sun, 03 Jan 2021 22:08:52 GMT

Does anyone know, how reliable DCU Equifax monthly credit score update is and what FICO model they use?

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

Jnbmom — Sun, 03 Jan 2021 22:12:51 GMT

@blindambition wrote:
This card is used, but honestly not a huge amount. Gave me $7.5k in March.
Had $600 left on Saver One, 0% offer ends in May. Just threw a bone to DCU on BT offer. Let's see if they show more love in 21.

Yeah I have them 10K limit never get CLI they don't like if you have a lot of available credit apparently 😳

Nice BT deal but not on that limit for me .

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

Anonymous — Sun, 03 Jan 2021 22:27:51 GMT

@Anonymous wrote:
Does anyone know, how reliable DCU Equifax monthly credit score update is and what FICO model they use?

They usually update it monthly, sometimes it's a bit delayed. It's the Equifax FICO 5 aka the Equifax mortgage score.

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

Anonymous — Sun, 03 Jan 2021 22:28:42 GMT

@Jnbmom wrote:
@blindambition wrote:
This card is used, but honestly not a huge amount. Gave me $7.5k in March.
Had $600 left on Saver One, 0% offer ends in May. Just threw a bone to DCU on BT offer. Let's see if they show more love in 21.
Yeah I have them 10K limit never get CLI they don't like if you have a lot of available credit apparently 😳

Nice BT deal but not on that limit for me .

$10K is the highest that card goes without a HP I thought?

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

Jnbmom — Sun, 03 Jan 2021 22:39:20 GMT

@Anonymous wrote:
@Jnbmom wrote:
@blindambition wrote:
This card is used, but honestly not a huge amount. Gave me $7.5k in March.
Had $600 left on Saver One, 0% offer ends in May. Just threw a bone to DCU on BT offer. Let's see if they show more love in 21.
Yeah I have them 10K limit never get CLI they don't like if you have a lot of available credit apparently 😳

Nice BT deal but not on that limit for me .
$10K is the highest that card goes without a HP I thought?

Yes it was a HP and a big fat denial

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

Anonymous — Sun, 03 Jan 2021 22:53:15 GMT

@Jnbmom wrote:
@Anonymous wrote:
@Jnbmom wrote:
@blindambition wrote:
This card is used, but honestly not a huge amount. Gave me $7.5k in March.
Had $600 left on Saver One, 0% offer ends in May. Just threw a bone to DCU on BT offer. Let's see if they show more love in 21.
Yeah I have them 10K limit never get CLI they don't like if you have a lot of available credit apparently 😳

Nice BT deal but not on that limit for me .
$10K is the highest that card goes without a HP I thought?
Yes it was a HP and a big fat denial

That sucks, I'm sorry. If it makes you feel any better I took a HP for a big fat denial on my $1K card... :/

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

creditfan — Mon, 04 Jan 2021 03:41:55 GMT

if you're a member and you see "accept offer" button on your account. YES you can get approved up to 10k without HP

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

blindambition — Tue, 05 Jan 2021 14:52:29 GMT

@Jnbmom wrote:
@blindambition wrote:
This card is used, but honestly not a huge amount. Gave me $7.5k in March.
Had $600 left on Saver One, 0% offer ends in May. Just threw a bone to DCU on BT offer. Let's see if they show more love in 21.
Yeah I have them 10K limit never get CLI they don't like if you have a lot of available credit apparently 😳

Nice BT deal but not on that limit for me .

Easiest BT I've ever initiated. Did transfer request from DCU app on 3rd. Saw it pending on Cap One on 4th. Complete on the 5th.

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

credit8502020 — Thu, 07 Jan 2021 19:10:35 GMT

@creditfan wrote:
if you're a member and you see "accept offer" button on your account. YES you can get approved up to 10k without HP

@creditfan Which card are you referring to that you can get approved for up to $10k without a HP? Do they just base off of POI? Thanks!

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

Wavester64 — Thu, 07 Jan 2021 19:26:55 GMT

@creditfan wrote:
if you're a member and you see "accept offer" button on your account. YES you can get approved up to 10k without HP

That's what happened with me back in October. Love DCU

Re: DCU Visa 0% For 6 months balance transfer promo for 2021?

creditninja9000 — Sat, 09 Jan 2021 10:27:06 GMT

quote

@Jnbmom wrote:
@blindambition wrote:
This card is used, but honestly not a huge amount. Gave me $7.5k in March.
Had $600 left on Saver One, 0% offer ends in May. Just threw a bone to DCU on BT offer. Let's see if they show more love in 21.
Yeah I have them 10K limit never get CLI they don't like if you have a lot of available credit apparently 😳

Nice BT deal but not on that limit for me .

Yeah, I wouldn't pick them either my limit was stuck at $3000 for about a decade with my score being over 700. I finally called and ask if they do CLI automatically and was told no, I have to ask and it's always a hard pulled.

I closed it after that hahahah, wasn't even worth keeping for history, impact on average age of accounts was very small.