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  <channel>
    <title>topic Re: CCCU in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90091#M17625</link>
    <description>&lt;DIV&gt;so they dont do instant approvals?&lt;/DIV&gt;</description>
    <pubDate>Thu, 01 Nov 2007 23:59:41 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-11-01T23:59:41Z</dc:date>
    <item>
      <title>CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/89974#M17566</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Finally I talked to Tammy. She told me that only reason they are denying me that I have limited deblt experience. I was like WTH. I have like 25 credit cards. She told me that if I apply after 6 months she would approve me &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;My oldest card is just 1 year and 4 months old &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by ashabbir1 on &lt;SPAN class="date_text"&gt;11-01-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;03:09 PM&lt;/SPAN&gt;</description>
      <pubDate>Thu, 01 Nov 2007 22:09:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/89974#M17566</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-01T22:09:36Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/89981#M17570</link>
      <description>&lt;DIV&gt;Hey how long ago did you apply? I applied like 1 week ago and have heared nothing yet....\&lt;/DIV&gt;&lt;DIV&gt;Oh well I guess Ill just wait cause im well aware its a slow process.&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 22:10:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/89981#M17570</guid>
      <dc:creator>NowIcare</dc:creator>
      <dc:date>2007-11-01T22:10:17Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/89984#M17572</link>
      <description>&lt;DIV&gt;If you applied a week ago. They might call you this week.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 22:16:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/89984#M17572</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-01T22:16:30Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/89992#M17576</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;ashabbir1 wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Finally I talked to Tammy. She told me that only reason they are denying me that I have limited deblt experience. I was like WTH. I have like 25 credit cards. She told me that if I apply after 6 months she would approve me &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;My oldest card is just 1 year and 4 months old &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by ashabbir1 on &lt;SPAN class="date_text"&gt;11-01-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;03:09 PM&lt;/SPAN&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; LOL, don't bother with them dude... Go get Justice FCU, lot better CL lot higher than CCCU Still till this day I never got my card because some reason with Chex Systems after she had approved me for 8000 CL ... I no longer have any account with them and will never recommend their services....&lt;img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 22:25:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/89992#M17576</guid>
      <dc:creator>orl2185</dc:creator>
      <dc:date>2007-11-01T22:25:10Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/89996#M17578</link>
      <description>&lt;DIV&gt;Yep you are right. I will wait for 6 months. I need my inquiries to cool off &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;. My scores are in 650's range so after 6 months I guess i can approve for any card i want &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 22:31:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/89996#M17578</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-01T22:31:55Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90003#M17580</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;You still got good scores for approval with JFCU, rest assured you will get their card with no problems whatsoever... But DON"T APPLY lol remember sleigh center HVT? LMAO&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 22:47:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90003#M17580</guid>
      <dc:creator>orl2185</dc:creator>
      <dc:date>2007-11-01T22:47:27Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90010#M17581</link>
      <description>&lt;DIV&gt;$10 bucks says he puts in an application &lt;img id="manvery-happy" class="emoticon emoticon-manvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_man-very-happy.gif" alt="Man Very Happy" title="Man Very Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 22:55:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90010#M17581</guid>
      <dc:creator>NowIcare</dc:creator>
      <dc:date>2007-11-01T22:55:23Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90011#M17582</link>
      <description>&lt;DIV&gt;Can you tell me where do JFCU pull from?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 22:55:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90011#M17582</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-01T22:55:52Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90024#M17585</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;NowIcare wrote:&lt;BR /&gt;&lt;DIV&gt;$10 bucks says he puts in an application &lt;img id="manvery-happy" class="emoticon emoticon-manvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_man-very-happy.gif" alt="Man Very Happy" title="Man Very Happy" /&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; No way, I will lose bet super fast lol BTW They only pull&amp;nbsp; EQ JFCU I meant&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:10:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90024#M17585</guid>
      <dc:creator>orl2185</dc:creator>
      <dc:date>2007-11-01T23:10:19Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90026#M17586</link>
      <description>&lt;DIV&gt;lol ok i will apply for it and we will split 10 bucks. I checked they pull equifax and that is my best score and report &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;. I have 7 inquiries. Do you think they would still approve me?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;thanks&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:11:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90026#M17586</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-01T23:11:05Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90031#M17588</link>
      <description>&lt;DIV&gt;5000 Cl, I see it in your future&amp;nbsp; lmao&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:16:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90031#M17588</guid>
      <dc:creator>orl2185</dc:creator>
      <dc:date>2007-11-01T23:16:13Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90033#M17589</link>
      <description>&lt;DIV&gt;ok if I get approved I will pay you 50 bucks. If I got declined you will pay me 100 dollars.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Deal?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:20:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90033#M17589</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-01T23:20:00Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90037#M17591</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;ashabbir1 wrote:&lt;BR /&gt;&lt;DIV&gt;ok if I get approved I will pay you 50 bucks. If I got declined you will pay me 100 dollars.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Deal?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;Dude, no deal here... you will be approved. I have no&amp;nbsp;reason&amp;nbsp;for taking your money&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:22:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90037#M17591</guid>
      <dc:creator>orl2185</dc:creator>
      <dc:date>2007-11-01T23:22:40Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90040#M17592</link>
      <description>&lt;DIV&gt;ashabbir1, trust him it's almost a lock. my eq was 652, 12 new accounts this year, and about 15 hards. they gave me an nsa affinity visa 5k cl.&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:26:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90040#M17592</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-01T23:26:07Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90041#M17593</link>
      <description>&lt;DIV&gt;lol we have to have a deal because I want to get something if I get delcined.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;if anyone wants to join that bet thats fine :0&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:26:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90041#M17593</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-01T23:26:22Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90042#M17594</link>
      <description>&lt;DIV&gt;are you guys serious or are you pulling my leg &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:26:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90042#M17594</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-01T23:26:57Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90050#M17597</link>
      <description>&lt;DIV&gt;ok dnm same deal with you if I get approved I will give you 50 bucks and if I got declined you will give me 100 bucks&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:31:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90050#M17597</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-01T23:31:56Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90053#M17599</link>
      <description>&lt;DIV&gt;do a search, i posted my results. i was initially approved for 25k (the max line for the nsa visa), but only the 5k showed on my online account. i called and the rep apologized and said since 10/1/07 they want 6 months of membership before they go over 5k. i will app for thier plat visa in 6 moths, that one goes to 40k (we'll see how much they really like me then).&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:33:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90053#M17599</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-01T23:33:20Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90056#M17600</link>
      <description>&lt;DIV&gt;Are we talking about JFCU here right &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:34:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90056#M17600</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-01T23:34:39Z</dc:date>
    </item>
    <item>
      <title>Re: CCCU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90059#M17601</link>
      <description>&lt;DIV&gt;yeppers.&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:35:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CCCU/m-p/90059#M17601</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-01T23:35:05Z</dc:date>
    </item>
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