topic Capital One Platinum PC to QS!! in Credit Cards

Capital One Platinum PC to QS!!

bicboiOD — Sun, 17 Jan 2021 02:40:12 GMT

I've been stuck with my Cap1 Plat with a $300 CL since 2016 and I've been declined several times for a CLI (going to be working on PIF every month and use it very heavily and try again in like 6 months)

I stumbled upon this post:

Re: Capital One Wait for Increase? or Upgrade?

"Just FYI. You can also just add "/productupgrade" to the address bar while logged into your account and have the card chosen. Can't do this from the main "welcome" screen, but has to be done after selecting a card and the address bar has an address that ends with a "=". "

Tried doing that exact process and here was the result!

Now just gotta use this thing until I can get approved for a CLI and utilize it more!

Re: Capital One Platinum PC to QS!!

AllZero — Sun, 17 Jan 2021 02:44:30 GMT

Congratulations on your product upgrade!

Re: Capital One Platinum PC to QS!!

Mr_Mojo_Risin — Sun, 17 Jan 2021 02:52:45 GMT

Very nice! Go get you some cash back, cheers!!

Re: Capital One Platinum PC to QS!!

JeffMO — Sun, 17 Jan 2021 04:36:28 GMT

@bicboiOD wrote:
I've been stuck with my Cap1 Plat with a $300 CL since 2016 and I've been declined several times for a CLI (going to be working on PIF every month and use it very heavily and try again in like 6 months)

I stumbled upon this post:
Re: Capital One Wait for Increase? or Upgrade?
"Just FYI. You can also just add "/productupgrade" to the address bar while logged into your account and have the card chosen. Can't do this from the main "welcome" screen, but has to be done after selecting a card and the address bar has an address that ends with a "=". "

Tried doing that exact process and here was the result!

Now just gotta use this thing until I can get approved for a CLI and utilize it more!

If you don't mind me asking, was this a secured card to begin with?

Re: Capital One Platinum PC to QS!!

bicboiOD — Sun, 17 Jan 2021 04:44:28 GMT

@JeffMO wrote:
@bicboiOD wrote:
I've been stuck with my Cap1 Plat with a $300 CL since 2016 and I've been declined several times for a CLI (going to be working on PIF every month and use it very heavily and try again in like 6 months)

I stumbled upon this post:
Re: Capital One Wait for Increase? or Upgrade?
"Just FYI. You can also just add "/productupgrade" to the address bar while logged into your account and have the card chosen. Can't do this from the main "welcome" screen, but has to be done after selecting a card and the address bar has an address that ends with a "=". "

Tried doing that exact process and here was the result!

Now just gotta use this thing until I can get approved for a CLI and utilize it more!
If you don't mind me asking, was this a secured card to begin with?

Not at all! To answer your question, it was not. I was pretty much offered this card after running into really bad credit with some of my older cards (had my amex everyday blue cash c/o and wf plat) so I think it was just meant as a "recovery" card.

Re: Capital One Platinum PC to QS!!

Anonymous — Sun, 17 Jan 2021 05:48:38 GMT

Congrats on the upgrade to a rewards card, OP. I did the same PC several years back after scooping up the Platinum as my first rebuilder card.

Do keep in mind that the PC does not increase your chances for a CLI at all. You suggested in your original post that the $300 CL was sort of bothering you and perhaps were under the impression that a PC to QS may increase your CLI chances. Just understand that this starter account that you have will still remain bucketed even though it has a new paint job.

Re: Capital One Platinum PC to QS!!

bicboiOD — Sun, 17 Jan 2021 07:15:46 GMT

@Anonymous wrote:
Congrats on the upgrade to a rewards card, OP. I did the same PC several years back after scooping up the Platinum as my first rebuilder card.

Do keep in mind that the PC does not increase your chances for a CLI at all. You suggested in your original post that the $300 CL was sort of bothering you and perhaps were under the impression that a PC to QS may increase your CLI chances. Just understand that this starter account that you have will still remain bucketed even though it has a new paint job.

Oh yeah I'm sure that wasn't going to factor into getting a CLI, ya I definitely am bothered with having a $300 CL because I honestly spend way more than $300 a month and having to constantly schedule multiple payments to pay in full by the closing date is somewhat annoying, but just gotta keep doing it!

I appreciate the feedback!

Re: Capital One Platinum PC to QS!!

AverageJoesCredit — Sun, 17 Jan 2021 13:37:28 GMT

Imho you need to get away from the Capital One ecosystem. People get these $300 cards and then fathom why they dont grow. Even on regular Cap One cards, heavy spend is just not netting big cli and i think yours, and others, energy can be better suited with other lenders. Cap One seems to want all your attention yet reward most with $100 increases. Lolwut! I read this forum everyday and cant recall a big Cap One increase from almost anyone so i dont think im wrong here. One can get a cb card simply by joining a CU and if approved probably more growth potential. Grats on your pc just wanted to add a very average persons 2 cents

Re: Capital One Platinum PC to QS!!

mgood — Sun, 17 Jan 2021 21:34:05 GMT

Congrats!
I just upgraded Plat to QS last month. Didn't know about the address bar trick. I called and talked to someone to get it done.

Re: Capital One Platinum PC to QS!!

Anonymous — Mon, 18 Jan 2021 17:02:13 GMT

Im kinda confused but I think I'll try it rn.

Re: Capital One Platinum PC to QS!!

bicboiOD — Mon, 18 Jan 2021 17:57:18 GMT

@Anonymous wrote:
Im kinda confused but I think I'll try it rn.

Let me know if you have any trouble getting it done, you can PM if need help!