topic Re: Credit cards for the superficial? in Credit Cards

Credit cards for the superficial?

Anonymous — Tue, 11 Aug 2009 20:45:04 GMT

Just out of curiosity, can anyone point me in the direction of some really cool looking credit cards, or just ones with a high-class snooty reputation, that will make everyone be like "ooh" and "aah" at me when they see it? I'm always looking for ways to make my peers think I'm more awesome than I actually am. Price and any other card agreement terms would be irrelevant in this scenario.

So far the coolest thing I've seen is the Visa Black card, supposedly made out of graphite instead of plastic, with a $500 annual fee? Now that sounds like a great card for people with a superiority complex!

Re: Credit cards for the superficial?

Anonymous — Tue, 11 Aug 2009 21:43:01 GMT

The way you wrote it, in the sarcastic tone, seems to emphasize this is a joke.

But anyway, in terms of prestige, you can't beat the AmEx Centurion/Black Card. Last time I looked it required a year on a gold/platinum amex with spending at least 250k. Wikipedia states "As of 2007, the annual fee in the United States was $2,500, with a one-time $5,000 initiation fee for the first year."

Re: Credit cards for the superficial?

2wheel — Tue, 11 Aug 2009 22:06:20 GMT

Heck I just keep 5k in greenbacks in my pocket and get the same affect every time I pull it out. And saved myself 5k

Re: Credit cards for the superficial?

2wheel — Tue, 11 Aug 2009 22:07:15 GMT

Amex black card must be good because my kids was watching a rap video about 1

Re: Credit cards for the superficial?

Anonymous — Tue, 11 Aug 2009 22:15:36 GMT

@2wheel wrote:
Heck I just keep 5k in greenbacks in my pocket and get the same affect every time I pull it out. And saved myself 5k

LOL!

Re: Credit cards for the superficial?

KingAdrock — Tue, 11 Aug 2009 22:24:22 GMT

If you simply want a card that looks cool, several companies like Cap1 and Discover let you use your own picture for the design on the front of your card. My Cap 1 card has a picture I took in New Orleans of a Bourbon Street sign covered in marti gras beads.

Although as cool as it looks, I still don't use that card. Cap 1 don't treat me right.

Re: Credit cards for the superficial?

Imhotrodcrazy — Tue, 11 Aug 2009 23:09:09 GMT

How about one with "mickey mouse" on it?

Re: Credit cards for the superficial?

pattycake — Tue, 11 Aug 2009 23:52:23 GMT

@Imhotrodcrazy wrote:
How about one with "mickey mouse" on it?

Isn't that from Chase? IMHO, Chase cards are not worth the plastic they are printed on!!!

Chuck Schwab cards seemed to be all the rage, so maybe they have all the really cool ones.

Re: Credit cards for the superficial?

Anonymous — Wed, 12 Aug 2009 01:47:53 GMT

I like my Discover Card with the palm trees. The perfect statement for South Florida!

Re: Credit cards for the superficial?

Imhotrodcrazy — Wed, 12 Aug 2009 02:09:30 GMT

@pattycake wrote:
@Imhotrodcrazy wrote:
How about one with "mickey mouse" on it?

Isn't that from Chase? IMHO, Chase cards are not worth the plastic they are printed on!!!

Chuck Schwab cards seemed to be all the rage, so maybe they have all the really cool ones.

Pattycake,

I guess the jokes on me. My comment started out as a joke, however, not knowing that Chase has a card with "mickey mouse" on it backfired on me. As a "former" wamu, chase dissatisfied customer who moved his savings, checking accounts I would not recommend Chase to anyone. Since I do not have, or carry cc's, I will bow out after my poor attempt at a joke.

Re: Credit cards for the superficial?

akindofmagic — Wed, 12 Aug 2009 02:19:43 GMT

@Imhotrodcrazy wrote:
@pattycake wrote:
@Imhotrodcrazy wrote:
How about one with "mickey mouse" on it?

Isn't that from Chase? IMHO, Chase cards are not worth the plastic they are printed on!!!

Chuck Schwab cards seemed to be all the rage, so maybe they have all the really cool ones.

Pattycake,

I guess the jokes on me. My comment started out as a joke, however, not knowing that Chase has a card with "mickey mouse" on it backfired on me. As a "former" wamu, chase dissatisfied customer who moved his savings, checking accounts I would not recommend Chase to anyone. Since I do not have, or carry cc's, I will bow out after my poor attempt at a joke.

I also would not recommend Chase since they closed my WAMU card as well. That said, I do have another card with them that is a Disney Rewards card with Tinkerbell on it.

Gotta love Tink!

Re: Credit cards for the superficial?

Imhotrodcrazy — Wed, 12 Aug 2009 02:26:43 GMT

@akindofmagic wrote:

I also would not recommend Chase since they closed my WAMU card as well. That said, I do have another card with them that is a Disney Rewards card with Tinkerbell on it.

Gotta love Tink!

LOL, Thanks for the laugh about Tinkerbell. I am more of a Capt Hook type of guy.

Re: Credit cards for the superficial?

Want2BDebtFreeNow — Wed, 12 Aug 2009 16:58:17 GMT

HA! I have this card, why did I apply for it? Mainly for Mickey Mouse believe it or not! I love it. (This was in my younger years when I wasnt so focused on FICO) FWIW It's not a bad card at all, it had 0% for a year on BT, and now it has a interest rate of 10.24%, the lowest of all three of my chase cards,

I know the OP is being sarcastic, however I do consider what the card looks like when I use to apply for cards.

I'm not worried of what other people will think, ie gold card, black card, platinum since you can have a First Premier Platinum card (no offense to anybody who has one) that is basically worthless.

Re: Credit cards for the superficial?

Anonymous — Wed, 12 Aug 2009 18:39:11 GMT

@Want2BDebtFreeNow wrote:
FWIW It's not a bad card at all, it had 0% for a year on BT, and now it has a interest rate of 10.24%, the lowest of all three of my chase cards,

Check mail daily!

Re: Credit cards for the superficial?

MsKiwi — Wed, 12 Aug 2009 18:42:57 GMT

@Anonymous wrote:
Just out of curiosity, can anyone point me in the direction of some really cool looking credit cards, or just ones with a high-class snooty reputation, that will make everyone be like "ooh" and "aah" at me when they see it? I'm always looking for ways to make my peers think I'm more awesome than I actually am. Price and any other card agreement terms would be irrelevant in this scenario.

So far the coolest thing I've seen is the Visa Black card, supposedly made out of graphite instead of plastic, with a $500 annual fee? Now that sounds like a great card for people with a superiority complex!

Get a Cap 1 with a pic of you covered in some major Bling , surrounded by a bunch of hotties?

Re: Credit cards for the superficial?

bakalao2k — Wed, 12 Aug 2009 23:17:03 GMT

A Hooters Master Card will give you all the prestige you want........LOL!

Re: Credit cards for the superficial?

Anonymous — Wed, 12 Aug 2009 23:29:31 GMT

I think you should app for the Wal Mart store card

Re: Credit cards for the superficial?

Want2BDebtFreeNow — Thu, 13 Aug 2009 03:02:07 GMT

@Anonymous wrote:
@Want2BDebtFreeNow wrote:
FWIW It's not a bad card at all, it had 0% for a year on BT, and now it has a interest rate of 10.24%, the lowest of all three of my chase cards,
Check mail daily!

This is with my rate increase already, it was at 6.24% about 3 months ago,

Re: Credit cards for the superficial?

Anonymous — Thu, 13 Aug 2009 03:42:19 GMT

@Want2BDebtFreeNow wrote:
@Anonymous wrote:
@Want2BDebtFreeNow wrote:
FWIW It's not a bad card at all, it had 0% for a year on BT, and now it has a interest rate of 10.24%, the lowest of all three of my chase cards,
Check mail daily!
This is with my rate increase already, it was at 6.24% about 3 months ago,

Keep checking. Many have been double whacked.

Re: Credit cards for the superficial?

Anonymous — Thu, 13 Aug 2009 09:02:27 GMT

To respond to the original question of this post I have found the below cards to be considered "superficial" and/or "Elite" card products that are targeting for the 1%.

They are :

Ameriprise World Elite MasterCard http://banking-credit.ameriprise.com/debit-cards-credit-cards/world-elite-mastercard.asp
Barclay's Visa Blackcard https://www.blackcard.com/
HSBC Premier World MasterCard® http://www.us.hsbc.com/1/2/3/hsbcpremier/privileges
Presidential Plus World MasterCard® http://www.continental.com/web/en-US/content/products/chase/presidentialplus.aspx?offer=PP00
Bank of America Accolades™ American Express® card http://newsroom.bankofamerica.com/index.php?s=43&item=7791
Citi Chairman American Express Card https://www.citicards.com/cards/wv/cardDetail.do?screenID=945&origincontentId=CONSUMER&CONTENT_TYPE=constituency_detail

From what I can find out is that if you have any of the above cards you would be "Superficial"

Message Edited by JeremyATL on 08-13-2009 02:02 AM