topic Re: UMB Simply Rewards Promo in Credit Cards

UMB Simply Rewards Promo

issac2x — Thu, 25 Mar 2021 22:56:54 GMT

Seems like UMB has released their promos for this quarter as well. Its 3x for fitness/pharmacy/paypal.

Re: UMB Simply Rewards Promo

Anonymous — Sat, 30 Jan 2021 06:44:03 GMT

Do they do these every quarter? I will be at 0/12 in April and I will be 0/12 for inquiries too and I'm thinking of trying for this card now that DC is dead.

Re: UMB Simply Rewards Promo

issac2x — Thu, 25 Mar 2021 22:57:44 GMT

After looking back at my offers they probably do but they're targeted. I get them some quarters and sometimes I don't. Here's one from 2020:

Re: UMB Simply Rewards Promo

JeffMO — Sat, 30 Jan 2021 13:43:52 GMT

Gonna work out great for me! I got the email also

Re: UMB Simply Rewards Promo

Anonymous — Sat, 30 Jan 2021 15:36:36 GMT

Is this a geofencing card? I think I might get it in the future.

Re: UMB Simply Rewards Promo

issac2x — Thu, 25 Mar 2021 22:58:51 GMT

@Anonymous wrote:
Is this a geofencing card? I think I might get it in the future.

The main card is usually geofenced to UMBs banking footprint but there are multiple affinity versions through partner banks/orgs that aren't.

Re: UMB Simply Rewards Promo

Anonymous — Sat, 30 Jan 2021 17:34:43 GMT

Thanks!

Re: UMB Simply Rewards Promo

Aim_High — Thu, 25 Mar 2021 23:00:17 GMT

@issac2x wrote:
@Anonymous wrote:
Is this a geofencing card? I think I might get it in the future.
The main card is usually geofenced to UMBs banking footprint but there are multiple affinity versions through partner banks/orgs that aren't.

Mine is an affinity version. Originally linked to the card through the AFBA (Armed Forces Benefits Association) which used to offer banking products in addition to insurance. Their provider at the time in the 1990's was 5-Star-Bank (Colorado). Later, 5-Star-Bank spun off the card servicing to UMB.

The first card I had was supposed to be a no-frills low-APR rate version. The first UMB card had their Credit Union Rewards program in the early 2000's that was basically 1% (or even less) back, depending on redemption. Several years ago, I was able to product change it into the "Simply Rewards" product even though the card looks completely different.

Re: UMB Simply Rewards Promo

issac2x — Sun, 31 Jan 2021 06:23:17 GMT

@Aim_High
Mine is an affinity version. Originally linked to the card through the AFBA (Armed Forces Benefits Association) which used to offer banking products in addition to insurance. Their provider at the time in the 1990's was 5-Star-Bank (Colorado). Later, 5-Star-Bank spun off the card servicing to UMB.

The first card I had was supposed to be a no-frills low-APR rate version. The first UMB card had their Credit Union Rewards program in the early 2000's that was basically 1% (or even less) back, depending on redemption. Several years ago, I was able to product change it into the "Simply Rewards" product even though the card looks completely different.

In my case mine was an affinity version but since the bank I got it through (First National) discontinued their partnership with UMB they converted my account to the main card.

Re: UMB Simply Rewards Promo

Bojack — Thu, 25 Mar 2021 17:28:20 GMT

Thinking of accepting a mailer offer for this card. I've heard conflicting reports on if Walmart/Target usually count as discount stores for this card. Can someone enlighten me? Thsnks

Re: UMB Simply Rewards Promo

Paranoid — Sun, 20 Jun 2021 18:09:31 GMT

@Bojack wrote:
Thinking of accepting a mailer offer for this card. I've heard conflicting reports on if Walmart/Target usually count as discount stores for this card. Can someone enlighten me? Thsnks

I get 3% of purchases at Walmart/Target.