topic Re: My first Citi APR reduction in Credit Cards

My first Citi APR reduction

Anonymous — Sun, 31 Jan 2021 23:57:28 GMT

When I was answering a thread about why people might like the Citi DC, I remembered that Citi does APR reductions so I decided to ask today on my Rewards+. Card was at 19.49% and they dropped it to 16.24%!

But I wasn't really satisfied that number was what I truly deserved so I hopped right back on.

11.99% makes this card one of my lowest, only some CU cards are lower, and I'm thrilled! I guess Citi likes me now.

ETA: Also it looks like this is 1.5% lower than they advertise for the card!

Re: My first Citi APR reduction

AllZero — Sun, 31 Jan 2021 23:35:43 GMT

Congratulations on your APR reduction!

Re: My first Citi APR reduction

Demented1 — Mon, 01 Feb 2021 00:09:21 GMT

Congratulations again, @Anonymous you’re on a roll…Happy 2021!!!

Re: My first Citi APR reduction

Anonymous — Mon, 01 Feb 2021 00:10:40 GMT

@Demented1 wrote:
Congratulations again, @Anonymous you’re on a roll…Happy 2021!!!

Thank you! I was very happy about this particular reduction. That's what gave me the push to ask AMEX lol.

Same to you!

Re: My first Citi APR reduction

Anonymous — Mon, 01 Feb 2021 00:38:16 GMT

Woohoo congratulations!

Re: My first Citi APR reduction

Credit4Growth — Mon, 01 Feb 2021 01:27:59 GMT

Congratulations on the Super reduction!

Re: My first Citi APR reduction

Achilles17 — Mon, 01 Feb 2021 02:55:00 GMT

Congratulations 🍾🎊🎈

Re: My first Citi APR reduction

joltdude — Mon, 01 Feb 2021 03:12:32 GMT

Hmm I'd like 11.99 on my DC.. perhaps I'll give it a go tomorrow

Re: My first Citi APR reduction

cashorcharge — Mon, 01 Feb 2021 05:12:42 GMT

Nicely done!! That's terrific!! Congratulations on your reduction!!🥂

Re: My first Citi APR reduction

M_Smart007 — Mon, 01 Feb 2021 09:09:55 GMT

Congrats! ..

Re: My first Citi APR reduction

galahad15 — Mon, 01 Feb 2021 13:05:48 GMT

Congratulations Saeren on the amazing APR reduction!

Re: My first Citi APR reduction

_bobby_lee — Mon, 01 Feb 2021 13:55:16 GMT

This post inspired me so I hopped on the message feature in my Discover app and have dropped my Disco IT from 20.99% to 17.23%, So I logged onto Citi next and was told by Citi they could update my APR as soon as I am out of the promo APR period which ends tomorrow. I had no idea you could do it so easily. Sadly, the Chase in-app messaging system seems to only be a bot, so it kept swerving on my questions about APR. lol

Thanks for this tip!

Re: My first Citi APR reduction

Credit4Growth — Mon, 01 Feb 2021 15:11:29 GMT

Nice movement on your CITI card and the Discover reduction @_bobby_lee ! Thumbs up!

Re: My first Citi APR reduction

Credit4Growth — Mon, 01 Feb 2021 15:28:32 GMT

@joltdude wrote:
Hmm I'd like 11.99 on my DC.. perhaps I'll give it a go tomorrow

Why wait that long? If you went into work today, give them a call on your drive home. If you are already home, warm up acup of coffee, slap on a smile and dial away!

Re: My first Citi APR reduction

Anonymous — Mon, 01 Feb 2021 20:39:49 GMT

@Credit4Growth wrote:
@joltdude wrote:
Hmm I'd like 11.99 on my DC.. perhaps I'll give it a go tomorrow
Why wait that long? If you went into work today, give them a call on your drive home. If you are already home, warm up acup of coffee, slap on a smile and dial away!

You know you're a myFICOer when...

Re: My first Citi APR reduction

Credit4Growth — Mon, 01 Feb 2021 20:44:43 GMT

@Anonymous wrote:
@Credit4Growth wrote:
@joltdude wrote:
Hmm I'd like 11.99 on my DC.. perhaps I'll give it a go tomorrow
Why wait that long? If you went into work today, give them a call on your drive home. If you are already home, warm up acup of coffee, slap on a smile and dial away!

You know you're a myFICOer when...

I could not help it. It only seemd like a natural response to blurt out...!

Serousely though @joltdude I truely hope that you are not driving in the norhteastern weather! and GL2U