topic Re: AMEX Account Age Question in Credit Cards

AMEX Account Age Question

TJHOFF — Wed, 10 Feb 2021 14:56:22 GMT

I just got approved for $10K AMEX Cash Magnet card. I set up account right away and discovered they have me as a member since 1988. I have not had a card with them since hitting them pretty good in a 1997 Chapter 7 BK. (Gold card)

Will this show on my credit report as an 33 year old account?

Re: AMEX Account Age Question

Remedios — Wed, 10 Feb 2021 15:19:33 GMT

Hi and welcome

Nope, that's just for cosmetic purposes. Amex stopped backdating accounts quite a while ago. It will show the exact day, month, and year in which it was open.

Re: AMEX Account Age Question

Anonymous — Wed, 10 Feb 2021 16:40:21 GMT

yeah..unfortunately it doesn't.

my card says member since 00

Re: AMEX Account Age Question

Remedios — Wed, 10 Feb 2021 17:30:07 GMT

@Anonymous wrote:
yeah..unfortunately it doesn't.

my card says member since 00

When Amex customers date stamp themselves

Re: AMEX Account Age Question

Anonymous — Wed, 10 Feb 2021 18:23:33 GMT

I have three that says 87 (and are actually backdated) but now I have to worry, in 2088 (when I will be ~ 130) will I have to ask Amex to put a 19 in front? Y2K all over again!

Re: AMEX Account Age Question

W261w261 — Thu, 18 Feb 2021 03:29:23 GMT

I whacked amex to the tune of 25k in a 1989 Chap 7. Then in around 1995 they offered me a card with a 1k limit. I went to use it, and it was declined, the explanation being that they wanted to see how i handled myself before they let me use all the CL. When i had the conversation with cust svc i needed the 900 to pay for a rental, so i perservered and they let the charge go through, but i was so pissed that i stuck them on that bill too. in those years i was hardly a model of financial responsibility!

So time has gone by, and i have an amex edp. I still get some junk from them saying "member since 1970." And about 6 months ago, what should show up was a very pretty medium-size tiffany box from amex. inside were two tiffany champagne glasses, and a nice letter from the ceo or somesuch saying how wonderful i've been a member for 50 years! If they only knew! sometimes credit life is strange.