topic Re: Navy Reallocation of Credit Question... in Credit Cards

Navy Reallocation of Credit Question...

Andy77 — Tue, 16 Feb 2021 17:24:49 GMT

Hello,

I moved 2500.00 from one of my cards to my Navy Visa.

Does Navy consider that credit move an increase on that card so the (6) months between CLI's would start over the day the increased credit takes afffect on my Visa ?

Re: Navy Reallocation of Credit Question...

Anonymous — Tue, 16 Feb 2021 17:59:36 GMT

@Andy77 wrote:
Hello,

I moved 2500.00 from one of my cards to my Navy Visa.

Does Navy consider that credit move an increase on that card so the (6) months between CLI's would start over the day the increased credit takes afffect on my Visa ?

Yes, it is considered an increase. You must wait 180 days from that date.

Re: Navy Reallocation of Credit Question...

Anonymous — Tue, 16 Feb 2021 19:37:20 GMT

It actually isn't just an increase, it's a change in credit limit in either direction, so neither card is eligible for CLIs for 6 months.

Re: Navy Reallocation of Credit Question...

AverageJoesCredit — Tue, 16 Feb 2021 23:09:28 GMT

@Anonymous wrote:
It actually isn't just an increase, it's a change in credit limit in either direction, so neither card is eligible for CLIs for 6 months.

Oh no @Anonymous dont crush dreams of cli. Its true though, touch an account and you play with its very aerodynamics 😆