topic Re: Where to find Cap One statement end date? in Credit Cards

Where to find Cap One statement end date?

Anonymous — Wed, 17 Feb 2021 01:36:45 GMT

Where online can you see it? I can't find it anywhere, called CS and they weren't able to help. They were only able to tell me my payment due date, which I can already see on the account. For the life of me I can't find where the [current] statement ending date is. Under statements I can go back and see all past statement ending dates, which seem to fall generally 3-4 days or so after the payment due date. Am I overlooking something obvious here?

Re: Where to find Cap One statement end date?

BigBS — Wed, 17 Feb 2021 01:46:58 GMT

If you are on the homepage for your card check the bottom of the page. There are 4 blocks: Scheduled Payments, Pending Transactions, Posted Transactions Since Your Last Statement, and Statement Ending Feb 12, 2021 (as that's the end date of my current statement). Hope that is what you were looking for.

Re: Where to find Cap One statement end date?

Anonymous — Wed, 17 Feb 2021 01:47:24 GMT

Click on card. Look for i-View Details. Look for "Last Statement Date." Also, on card view, scroll down transaction list and look for "Statement Ending."

Re: Where to find Cap One statement end date?

FinStar — Wed, 17 Feb 2021 01:48:44 GMT

Prior to November of last year, since the statement cycle date used to be fixed vs variable, there's nothing online that will show you when the next one will cycle, it just shows all prior ones as you've already seen.

Re: Where to find Cap One statement end date?

Anonymous — Wed, 17 Feb 2021 03:33:12 GMT

@BigBS wrote:
If you are on the homepage for your card check the bottom of the page. There are 4 blocks: Scheduled Payments, Pending Transactions, Posted Transactions Since Your Last Statement, and Statement Ending Feb 12, 2021 (as that's the end date of my current statement). Hope that is what you were looking for.

I'm not seeing the 4 blocks you describe. The card is a Savor BTW. I'm not sure if that matters, I wouldn't think so, but you never know.

Re: Where to find Cap One statement end date?

Anonymous — Wed, 17 Feb 2021 03:49:51 GMT

@Anonymous wrote:
Click on card. Look for i-View Details. Look for "Last Statement Date." Also, on card view, scroll down transaction list and look for "Statement Ending."

When I do that, I see what is in the image displayed below. I get the last statement date, not the date of the next/upcoming one. I know my payment due date was 2/14, but do not see anywhere when my next statement will cut. I'm guessing the 17th or 18th, but am not sure.

Re: Where to find Cap One statement end date?

FinStar — Wed, 17 Feb 2021 03:53:01 GMT

@Anonymous wrote:
@Anonymous wrote:
Click on card. Look for i-View Details. Look for "Last Statement Date." Also, on card view, scroll down transaction list and look for "Statement Ending."
When I do that, I see what is in the image displayed below. I get the last statement date, not the date of the next/upcoming one. I know my payment due date was 2/14, but do not see anywhere when my next statement will cut. I'm guessing the 17th or 18th, but am not sure.

It appears you have the same due date as mine (14th). My previously fixed date used to be on the 17th. So, what I've done is kept in mind it will vary from the 17th - 20th when it cycles. The variation is usually 3 days at the max.

Re: Where to find Cap One statement end date?

AllZero — Wed, 17 Feb 2021 04:00:19 GMT

@Anonymous IIRC, one has to calculate it. Count 25 days backwards from the next Payment Due Date.

Capital One is Changing my Billing Cycle End Date, Ramifications for AZEO

Re: Where to find Cap One statement end date?

BigBS — Wed, 17 Feb 2021 03:57:48 GMT

Maybe this will help. Once I log onto Capital One and subsequently into my CC account I have this as my main page. Scrolling down this is what I see.

Re: Where to find Cap One statement end date?

Anonymous — Wed, 17 Feb 2021 03:59:36 GMT

Yeah, that's about what I figure. I find the variable thing annoying. There have been several times now that I've missed reporting $0 on the card (when I've wanted to) due to not knowing the statement end date and a charge sneaking in there. Using those dates as an example, to be "safe" I'd have to probably not use the card from about the 12th - 20th every month. It just seems a bit silly to have to micromanage a card for > 1 week when with all my other lenders it's a couple of days because their statement end date is cut and dry.

Re: Where to find Cap One statement end date?

Anonymous — Wed, 17 Feb 2021 04:01:35 GMT

@BigBS wrote:
Maybe this will help. Once I log onto Capital One and subsequently into my CC account I have this as my main page. Scrolling down this is what I see.

Yes, I am able to see that as well, but you're showing your last statement ending date (Feb 12) not your next one, as in the date that your current statement period will end.

Re: Where to find Cap One statement end date?

Anonymous — Wed, 17 Feb 2021 04:08:49 GMT

@AllZero wrote:
@Anonymous IIRC, one has to calculate it. Count 25 days backwards from the next Payment Due Date.

Capital One is Changing my Billing Cycle End Date, Ramifications for AZEO

Good info! So if my payment is [always] due the 14th, counting back from the 14th of March my statement ending date would be 2/17/21. Seems like a bit of unnecessary hoop-jumping when Capital One could just figure that for you and kindly place it on the account. Thanks for the link.

Re: Where to find Cap One statement end date?

mgood — Wed, 17 Feb 2021 04:57:21 GMT

@AllZero wrote:
@Anonymous IIRC, one has to calculate it. Count 25 days backwards from the next Payment Due Date.

Capital One is Changing my Billing Cycle End Date, Ramifications for AZEO

That is good to know. I have two Cap1 cards. One of them has been on the 2nd of every month for the last 6 months. The other one has come anywhere from the 12th to the 15th and it gets annoying trying to guess what they're going to do. 9/12, 10/12, 11/14, 12/15, 1/15, 2/12

Re: Where to find Cap One statement end date?

Anonymous — Wed, 17 Feb 2021 13:42:59 GMT

@Anonymous wrote:
Yeah, that's about what I figure. I find the variable thing annoying. There have been several times now that I've missed reporting $0 on the card (when I've wanted to) due to not knowing the statement end date and a charge sneaking in there. Using those dates as an example, to be "safe" I'd have to probably not use the card from about the 12th - 20th every month. It just seems a bit silly to have to micromanage a card for > 1 week when with all my other lenders it's a couple of days because their statement end date is cut and dry.

It is very annoying. It used to always be 3 days after due date.

Lasr month for both SO and I it was over a week. Then this month I noticed 2 days after due date the statement already cut! So I made sure not have any lingering charges, but I was just going to gamble on 5 days. That would have been a doozy of a mistake for a whole month when I need everthing perfectly in line to track changes. My payment posted, charges cleared, and statement cut all at the same time that night. It was nerve wrecking for certain!

I thought I counted back correctly, apparently not lol but all was well in the end.

I wish they would just give the end date or range for the current statement period.

Re: Where to find Cap One statement end date?

Anonymous — Wed, 17 Feb 2021 13:47:30 GMT

Yeah it just seems very odd that they're the exception. Like I said all of my other lenders are very clear on disclosing the statement ending date and I'd imagine most others are as well. Is there anyone out there outside of Cap One that doesn't clearly state the statement closing date?

Re: Where to find Cap One statement end date?

Duke_Nukem — Wed, 17 Feb 2021 17:35:57 GMT

I like to make payments directly through my CC accounts' portals. Unfortunately, they don't allow paying more than the cleared balance... so any "pending" charges that clear on the same day as a statement cut would show on the statement and not achieve the $0 reported balance. Not a big deal unless you are trying to maintain a $0 balance for AZEO or other reasons.

There are only a couple of ways I've seen to mitigate that problem. One is to cash in some rewards as statement credit in an amount greater than the pending charges, and then make a payment from within the account's portal. The second is to push a payment from another source that is over the current balance and has enough to pay the pending charges (or more). Sometimes you will get a credit on your balance, but it is still reported as $0 to the CRA's.

Re: Where to find Cap One statement end date?

staticvoidmain — Wed, 17 Feb 2021 18:25:37 GMT

At least Capital One has an easily calculable statement date. I moved my due date to the 28ᵗʰ so my statement should always be the 3ʳᵈ.

That said, they used to be a constant, every nᵗʰ of the month, like Chase and Barclays. (At least for me.)

Amex and Synchrony have special days (mostly weekends) when they don't close the statement, and move it a day or two.

Good luck with Citi.

Re: Where to find Cap One statement end date?

Mr_Mojo_Risin — Wed, 17 Feb 2021 22:16:32 GMT

@Anonymous wrote:
@AllZero wrote:
@Anonymous IIRC, one has to calculate it. Count 25 days backwards from the next Payment Due Date.

Capital One is Changing my Billing Cycle End Date, Ramifications for AZEO
Good info! So if my payment is [always] due the 14th, counting back from the 14th of March my statement ending date would be 2/17/21. Seems like a bit of unnecessary hoop-jumping when Capital One could just figure that for you and kindly place it on the account. Thanks for the link.

Yeah it's kind of annoying.

A member stated recently they called Cap1 and the CSR gave them their statement dates for the next 12 months.

Might be worth giving Cap1 a ring if you don't want to mess with every month.

Re: Where to find Cap One statement end date?

staticvoidmain — Thu, 18 Feb 2021 08:32:20 GMT

@Mr_Mojo_Risin wrote:Yeah it's kind of annoying.
A member stated recently they called Cap1 and the CSR gave them their statement dates for the next 12 months.
Might be worth giving Cap1 a ring if you don't want to mess with every month.

I'll save BrutalBodyShots the time:

Re: Where to find Cap One statement end date?

refereeguy1390 — Thu, 18 Feb 2021 10:40:43 GMT

I'm sure you figured it out. Payment due date is fixed and you need to count 25 days backwards from there. On the bright side, except for February it's always going to be on one of two days.