topic Best time to Credit with NFCU in Credit Cards

Best time to Credit with NFCU

CreditGuy03 — Sat, 15 Aug 2009 03:19:07 GMT

I recently just obtained a mortgage but it has not hit my reports yet. I have a ton of
inquiries from that and I just went on an app spree the day after. When should I
go for a CL with NFCU?

Currently my scores are
EX 690
EQ 674
TU 680

No Collections, BK's or anything negative

Re: Best time to Credit with NFCU

ECHOBOI4U — Sat, 15 Aug 2009 03:29:02 GMT

With a lot of inquiries and a new mortgage, I'd wait. I found when closing on our 1st home in Jan 2009, that most places wanted a good solid 6month to 12 month mortgage payment history and lower amount of inquiries before even considering us for any new credit. Just my 2 cents.

Re: Best time to Credit with NFCU

Anonymous — Sat, 15 Aug 2009 04:18:39 GMT

I Just got a new mortgage with USAA. NFCU is easy go for it they don't care about inqs I thought I would'nt get my cli today on both cards I have with them due to new mortgage but geez they did'nt even do a hard pull for that I was like no way lol I was just testing them and they won ...