topic Re: Chase Freedom/Flex 2nd Quarter Categories in Credit Cards

Chase Freedom/Flex 2nd Quarter Categories

Anonymous — Sun, 14 Mar 2021 17:29:49 GMT

Chase Freedom and Freedom Flex released their Q2 2021 categories today:

Gas stations
Home improvement stores

https://www.doctorofcredit.com/chase-freedom-q2-2021-5-categories-gas-stations-home-improvement/

discover 2nd quarter is gas too!

Re: Chase Freedom/Flex 2nd Quarter Categories

kilroy8 — Sun, 14 Mar 2021 17:32:47 GMT

Holy cow. 1st time ever same as Discover.

I have Freedom, Freedom Flex, and two Discovers.

Aargh!

Re: Chase Freedom/Flex 2nd Quarter Categories

M_Smart007 — Sun, 14 Mar 2021 18:00:21 GMT

@Anonymous, Thanks for posting!

I had just checked Chase Freedom the other day, did not see anything.

Re: Chase Freedom/Flex 2nd Quarter Categories

fatcomic — Sun, 14 Mar 2021 18:34:51 GMT

Hmmm.... I haven't ever seen Chase and Discover match up categories on the same quarter either. Discover was the first to announce gas this quarter (they have the entire year announced), I'm going to put my gas spend on them. Maybe if enough people do that, Chase won't get in the habit of copying Discover's 5% categories in the same quarter.

Re: Chase Freedom/Flex 2nd Quarter Categories

Ficoproblems247 — Sun, 14 Mar 2021 19:07:21 GMT

Bummer on the gas. Guess I better remodel my house this quarter?

Re: Chase Freedom/Flex 2nd Quarter Categories

Anonymous — Sun, 14 Mar 2021 19:11:16 GMT

@fatcomic wrote:
Hmmm.... I haven't ever seen Chase and Discover match up categories on the same quarter either. Discover was the first to announce gas this quarter (they have the entire year announced), I'm going to put my gas spend on them. Maybe if enough people do that, Chase won't get in the habit of copying Discover's 5% categories in the same quarter.

Well, as you have the CSP, the 5UR from Chase is more valuable than 5% from Discover.

Re: Chase Freedom/Flex 2nd Quarter Categories

K-in-Boston — Sun, 14 Mar 2021 19:13:36 GMT

Oh no! Freedom is going in the sock drawer for Q2. I don't spend much on gas as it is, but Amex Business Platinum has 5x on gas (I value MRs more than URs) and 10% back at Lowe's through the end of June. Hopefully Q3 will be better for me.

Re: Chase Freedom/Flex 2nd Quarter Categories

Anonymous — Sun, 14 Mar 2021 19:18:57 GMT

And Dividend is Supermarkets and Drug Stores for Q2

Re: Chase Freedom/Flex 2nd Quarter Categories

Credit12Fico — Sun, 14 Mar 2021 21:38:18 GMT

It's underwhelming.

But I'm willing to bet the house that Q3 and Q4 are Amazon and Paypal quarters again. Which is a relief.

Re: Chase Freedom/Flex 2nd Quarter Categories

UncleB — Sun, 14 Mar 2021 22:05:22 GMT

Well rats... I was really hoping it would be grocery, but oh well.

They'll probably do grocery 3rd quarter when I won't need it (Discover will have Paypal 3rd quarter, and I can use PPK at Walmart and Kroger via their mobile apps).

Of course if this is my worst credit gripe of the week then things are probably not all that bad, LOL.

Re: Chase Freedom/Flex 2nd Quarter Categories

MrDisco99 — Mon, 15 Mar 2021 00:16:10 GMT

Would "home improvement" include Ikea? I happen to be doing some interior planning with the wife as I see this.

Re: Chase Freedom/Flex 2nd Quarter Categories

K-in-Boston — Mon, 15 Mar 2021 01:11:42 GMT

@MrDisco99 wrote:
Would "home improvement" include Ikea? I happen to be doing some interior planning with the wife as I see this.

Most likely not, even if you are doing something like a kitchen remodel. IKEA will usually fall under furniture or home furnishings. The FAQ with merchants has not been updated yet for Q2, but home improvement will usually only be Home Depot, Lowe's, Ace Hardware, local hardware stores, etc.

Re: Chase Freedom/Flex 2nd Quarter Categories

CreditAggie — Mon, 15 Mar 2021 03:16:45 GMT

I get my gas at Costco so the gas category isn't useful to me since Costco doesn't accept MC. Home improvement isn't a useful category for me either. It looks like I'll be primarily using my CFF for dining during the next quarter.

Re: Chase Freedom/Flex 2nd Quarter Categories

Anonymous — Mon, 15 Mar 2021 03:39:18 GMT

Not surprised that it isn't grocery given the 5%/$12k/12mon grocery sign up offer on Flex. Not expecting grocery as Freedom category this year. Still, bummer having the same category as Discover, especially when I'm still burning down gas gift cards bought last year during my wife's cash back match year.

Re: Chase Freedom/Flex 2nd Quarter Categories

NRB525 — Mon, 15 Mar 2021 03:44:19 GMT

This works well for me. We are buying a new ( to us ) house so likely to be visting Lowes and Home Depot in Q2 frequently.

CSR with Groceries through April 30 is still getting a lot of use there.

I wonder if my Platinum or another AMEX will get a Lowes extra earning offer? The PayPal $30 I've used the last two months through the Shell app for Platinum spend. Not actually spending a whole lot on gasoline lately, so not really a significant interest in that.

Re: Chase Freedom/Flex 2nd Quarter Categories

TSlop — Mon, 15 Mar 2021 13:36:33 GMT

Bummer... I haven't used my Discover this quarter since I am still in the 5% cashback for groceries on my CFU. I will be switching Netflix over to my Discover next month, but I guess that will be all it gets for another quarter. I only go through a tank of gas every 3 weeks or so, so I will be putting the 5% on my CF.

Re: Chase Freedom/Flex 2nd Quarter Categories

Anonymous — Mon, 15 Mar 2021 13:50:13 GMT

Last year I used my Chase Freedom card one time at Crate & Barrel, and I was surprised when the purchase was coded online as "Home Improvement" just like any purchases I make at the local hardware store. Unfortunately, Home Improvement wasn't the 5% category for that particular quarter, so I only got the standard 1% for that C&B spend.

I'll try another purchase at C&B for this upcoming quarter, to see if 5% comes through. If so, I'll report back. Think I'll try The Container Store, too.

Re: Chase Freedom/Flex 2nd Quarter Categories

Anonymous — Mon, 15 Mar 2021 15:44:51 GMT

it's a good quarter cause i fill up gas minimum once a week, but i have both freedom and disco.

Re: Chase Freedom/Flex 2nd Quarter Categories

Hoben02 — Mon, 15 Mar 2021 16:52:05 GMT

Lol, I applied for the old chase freedom card before it was sunsetted, becuz I buy just about all my gas from Costco and realized that MC would ruin it

Re: Chase Freedom/Flex 2nd Quarter Categories

gdale6 — Wed, 17 Mar 2021 21:52:15 GMT

Useful cats, I will max out this quarter.