topic Apple Card Lower APR in Credit Cards

Apple Card Lower APR

HiiiPoWeR — Mon, 05 Apr 2021 18:11:08 GMT

I tried to lower my APR with Apple Card and it didn't go as planned. I'm not sure if any of you are aware but I was told by an executive at Goldman Sachs that the APR on can be reviewed/lowered if your in the Armed Forces. I see of ton of Navy Fed members so I figured I would share the information in case some you are also Apple Card users.

Re: Apple Card Lower APR

Anonymous — Mon, 05 Apr 2021 23:30:24 GMT

Yeah that would be the SCRA in action for military members. Active servicemen get their APR dropped to 4% according to posts on reddit.

I have tried to get my APR reduced a few times with GS myself and the answer is always "we don't do APR reductions at this time," so I stopped asking.

Re: Apple Card Lower APR

1GaDawg85 — Mon, 05 Apr 2021 23:34:35 GMT

@HiiiPoWeR wrote:
I tried to lower my APR with Apple Card and it didn't go as planned. I'm not sure if any of you are aware but I was told by an executive at Goldman Sachs that the APR on can be reviewed/lowered if your in the Armed Forces. I see of ton of Navy Fed members so I figured I would share the information in case some you are also Apple Card users.

You only get the APR reduced if are deployed to an active conflict zone (Afghanistan, Iraq, Syria, etc)