topic Re: Questions about the BBVA ClearPoints credit card. in Credit Cards

Questions about the BBVA ClearPoints credit card.

TyRacing — Mon, 12 Apr 2021 21:54:39 GMT

I have some questions about the BBVA ClearPoints credit card.

- Will i get the intro $100 SUB after 1.5K spent offer if i apply via the prequalified page, even if that into isn't displayed?

- and what will happen after the BBVA to PNC merge? and will it happen?

Thank you team for your support!

Re: Questions about the BBVA ClearPoints credit card.

CreditCuriosity — Wed, 09 Dec 2020 00:57:32 GMT

Should be $200 during december see DOC article... It is doubled for December I believe in branch or phone or website, but certainly $100 as I just got approved for card last friday and got email saying 100 sub, but believe as mentioned it is 200 although neither are disclosed on app.

Re: Questions about the BBVA ClearPoints credit card.

JNA1 — Wed, 09 Dec 2020 00:59:02 GMT

Yes, if they were offering a SUB when you applied, you should get it - or least we did on both of our ClearPoints cards.

On the PNC merge - I couldn't tell you. I do hope they don't mess with the ClearPoints cards, because it's one of my best and most used cards.

Re: Questions about the BBVA ClearPoints credit card.

TyRacing — Wed, 09 Dec 2020 01:22:29 GMT

@JNA1 wrote:
Yes, if they were offering a SUB when you applied

no didn't see any offering before and after the prequalified. i did it by login to my bbva checking and then Add More Products > credit cards > apply now for clearpoints card.

but they do have it posted on the main site https://www.bbvausa.com/credit-cards/bbva-clearpoints.html

Re: Questions about the BBVA ClearPoints credit card.

simplynoir — Wed, 09 Dec 2020 01:31:06 GMT

@TyRacing wrote:
@JNA1 wrote:
Yes, if they were offering a SUB when you applied
no didn't see any offering before and after the prequalified. i did it by login to my bbva checking and then Add More Products > credit cards > apply now for clearpoints card.
but they do have it posted on the main site https://www.bbvausa.com/credit-cards/bbva-clearpoints.html

I would double check with their customer service to make sure the SUB offer is attached when applying for the card from your account once logged in. Think it's safe but never hurts to check

Re: Questions about the BBVA ClearPoints credit card.

coldfusion — Wed, 09 Dec 2020 01:33:04 GMT

@TyRacing wrote:
@JNA1 wrote:
Yes, if they were offering a SUB when you applied
no didn't see any offering before and after the prequalified. i did it by login to my bbva checking and then Add More Products > credit cards > apply now for clearpoints card.
but they do have it posted on the main site https://www.bbvausa.com/credit-cards/bbva-clearpoints.html

If you apply, get screen captures that include date and time of that splash page showing the offer. If you have to argue the point later that you're entitled to the sub having the printouts will help bolster your case.

Re: Questions about the BBVA ClearPoints credit card.

JNA1 — Mon, 12 Apr 2021 21:55:10 GMT

I've app'd through the prequal page with both of ours. Mine was $100, but DW's was $200 in May.
According to the site, you should receive the SUB as long as you're not already a cardholder.

Re: Questions about the BBVA ClearPoints credit card.

simplynoir — Wed, 09 Dec 2020 01:53:10 GMT

Based on what @CreditCuriosity said and looking back at the Doctor of Credit article detailing this is that those that apply by phone or in branch qualify for the double bonus offer BBVA is running for the month of December for the all three of their credit cards. For those that are already pre-existing customers I don't know if applying online would count which is why I would ask

Re: Questions about the BBVA ClearPoints credit card.

CreditCuriosity — Mon, 12 Apr 2021 21:55:38 GMT

Part if the email i received today.. so either $100 or $200 and exact same way you did it from online checking, then credit card to pre-qual to apply and approved.. So clearly see bonus but possibly doubled worse case only 100...

Re: Questions about the BBVA ClearPoints credit card.

TyRacing — Wed, 09 Dec 2020 03:56:28 GMT

what are the maintenance and business categories good for?

Re: Questions about the BBVA ClearPoints credit card.

JNA1 — Mon, 12 Apr 2021 21:56:04 GMT

@TyRacing wrote:
what are the maintenance and business categories good for?

I've never used those categories. 3% Utilities, bills, tv/internet, cell phone bill, and car insurance is what we use it for. We also use it for the targeted 5 - 7% bonus offers and 10% simple cash offers they have at times. We've earned $646 on this card from Dec last year until now.

Re: Questions about the BBVA ClearPoints credit card.

TheBoondocks — Thu, 10 Dec 2020 03:36:54 GMT

Wow, that's crazy bro! I need to start putting my spend on that card then!

Re: Questions about the BBVA ClearPoints credit card.

JNA1 — Mon, 12 Apr 2021 21:57:08 GMT

@TheBoondocks

wrote:
Wow, that's crazy bro! I need to start putting my spend on that card then!

The bill and utilities category pretty awesome. I have the AOD card now which is flat 3%, but I left all utility spend on the BBVA card in hope of them continuing to send the targeted offers. I've earned quite a bit of cash back through targeted offers in combination with the 3% on bills.

Re: Questions about the BBVA ClearPoints credit card.

TheBoondocks — Mon, 12 Apr 2021 21:58:32 GMT

@JNA1 wrote:

@TheBoondocks

wrote:
Wow, that's crazy bro! I need to start putting my spend on that card then!
The bill and utilities category pretty awesome. I have the AOD card now which is flat 3%, but I left all utility spend on the BBVA card in hope of them continuing to send the targeted offers. I've earned quite a bit of cash back through targeted offers in combination with the 3% on bills.

The thing is when it comes to finally choose the categories, do you wait until you get targeted and then choose it or do you wait until the last minute and if you don't get targeted then you just choose the categories that you know you're gonna spend money at?

Re: Questions about the BBVA ClearPoints credit card.

TheBoondocks — Thu, 10 Dec 2020 05:42:26 GMT

What do you think you're going to do with the BBVA card, and paypal 2% credit card now that you have the AOD?

Re: Questions about the BBVA ClearPoints credit card.

JNA1 — Thu, 10 Dec 2020 06:21:54 GMT

I leave the 3% category on bills and utilities. I have all my bills on autopay and they charge the card and I pay it off every month. I always leave 2% category set on groceries and when I get the targeted offers, the points on top of whatever the card is already earning. IOW, if the targeted off is 4X for groceries, I'd get 6%. If it was 4X gas or restaurants, I'd get the 4X on top of the base 1%.

Because it seems like I get the targeted offers because of spend, I'm going to leave my the 3% utilities spend on the ClearPoints card, and use my AOD card for all other non categorized spend. I made my daughter an AU on my PayPal card and she's running $300-$400 month through it and making the PIF payment. I'm letting her keep the rewards and it's (hopefully) keeping me in good graces with Sync.

Re: Questions about the BBVA ClearPoints credit card.

PandaGirl77 — Mon, 12 Apr 2021 21:59:55 GMT

@JNA1 wrote:

@TheBoondocks

wrote:
Wow, that's crazy bro! I need to start putting my spend on that card then!
The bill and utilities category pretty awesome. I have the AOD card now which is flat 3%, but I left all utility spend on the BBVA card in hope of them continuing to send the targeted offers. I've earned quite a bit of cash back through targeted offers in combination with the 3% on bills.

Just got my card 👏👏🤩👏👏 I am so excited to start seeing emails like this!

Re: Questions about the BBVA ClearPoints credit card.

JNA1 — Tue, 13 Apr 2021 01:10:03 GMT

@PandaGirl77 wrote:
@JNA1 wrote:

@TheBoondocks

wrote:
Wow, that's crazy bro! I need to start putting my spend on that card then!
The bill and utilities category pretty awesome. I have the AOD card now which is flat 3%, but I left all utility spend on the BBVA card in hope of them continuing to send the targeted offers. I've earned quite a bit of cash back through targeted offers in combination with the 3% on bills.
Just got my card 👏👏🤩👏👏 I am so excited to start seeing emails like this!

It took a few months to get the targeted offers rolling on both of our cards, but now we both get them frequently.

Re: Questions about the BBVA ClearPoints credit card.

TyRacing — Tue, 13 Apr 2021 20:22:37 GMT

@JNA1
It took a few months to get the targeted offers rolling on both of our cards, but now we both get them frequently.

where do you check for the targeted offers? in the BBVA app? Email? or website login dashboard? or all?

Thanks for sharing!

Re: Questions about the BBVA ClearPoints credit card.

JNA1 — Tue, 13 Apr 2021 20:57:40 GMT

@TyRacing wrote:
@JNA1
It took a few months to get the targeted offers rolling on both of our cards, but now we both get them frequently.
where do you check for the targeted offers? in the BBVA app? Email? or website login dashboard? or all?
Thanks for sharing!

They come via email.