topic Re: USAA Membershop $20 Bonus Cash in Credit Cards

USAA Membershop $20 Bonus Cash

UncleB — Fri, 23 Apr 2021 17:06:48 GMT

This might be useful for USAA members...

I had never used the USAA MemberShop portal until recently. Last month (March 2021) Doctor Of Credit posted about an offer ($10 for $50 purchase) and I used the portal for a Raise gift card which triggered the offer.

While this offer requires double the spend of the previous deal it's also double the bonus and for many $100 won't be a difficult threshold to meet.

Edited to add: The bonus offer period is 4/23/2021 through 5/4/2021 at 11:59:59 pm ET.

Re: USAA Membershop $20 Bonus Cash

AverageJoesCredit — Fri, 23 Apr 2021 16:50:12 GMT

@UncleB wrote:
This might be useful for USAA members...

I had never used the USAA MemberShop portal until recently. Last month (March 2021) Doctor Of Credit posted about an offer ($10 for $50 purchase) and I used the portal for a Raise gift card which triggered the offer.

While this offer requires double the spend of the previous deal it's also double the bonus and for many $100 won't be a difficult threshold to meet.

Im a partial member so ill take $10 please

Re: USAA Membershop $20 Bonus Cash

UncleB — Fri, 23 Apr 2021 16:59:57 GMT

@AverageJoesCredit wrote:
@UncleB wrote:
This might be useful for USAA members...

I had never used the USAA MemberShop portal until recently. Last month (March 2021) Doctor Of Credit posted about an offer ($10 for $50 purchase) and I used the portal for a Raise gift card which triggered the offer.

While this offer requires double the spend of the previous deal it's also double the bonus and for many $100 won't be a difficult threshold to meet.
Im a partial member so ill take $10 please

A partial member should be good enough! (Unfortunately the $10 offer has expired, though.)

I had never even looked at the portal until DoC posted about the other offer, but the portal actually is pretty good.

The cash back rate for Raise is 2%, which combined with the USAA Limitless 2.5% is a pretty good cash back return for Walmart even without the bonus (I get Walmart gift cards from Raise at times - they're like cash to me, and thanks to Walmart Pay they're easy to redeem). Note that gift cards are explicitly excluded in the bonus fine-print, but Raise triggered it last time for me.

Re: USAA Membershop $20 Bonus Cash

lhcole77 — Fri, 23 Apr 2021 18:07:18 GMT

Thanks for posting this @UncleB . I'm a USAA member but don't have one of their CCs.

Am I correct in assuming MemberShop is a portal like all the others and it doesn't matter what card I use?

Or do I need to have a USAA CC?

Re: USAA Membershop $20 Bonus Cash

UncleB — Sat, 24 Apr 2021 02:24:16 GMT

@lhcole77 wrote:
Thanks for posting this @UncleB . I'm a USAA member but don't have one of their CCs.

Am I correct in assuming MemberShop is a portal like all the others and it doesn't matter what card I use?

Or do I need to have a USAA CC?

Excellent question, @lhcole77. I'm new to using the portal myself so I went and took a look at the FAQ... looks like the answer to your first question is 'yes'!

(See last item)

Also, good to see you as always!

Re: USAA Membershop $20 Bonus Cash

pizza1 — Sat, 24 Apr 2021 16:44:11 GMT

mmmmm, I have their CC, but have not used their shopping portal thingy, so I appreciate you posting this! I may have to look into this!

Re: USAA Membershop $20 Bonus Cash

UncleB — Sat, 24 Apr 2021 17:05:46 GMT

@pizza1 wrote:
mmmmm, I have their CC, but have not used their shopping portal thingy, so I appreciate you posting this! I may have to look into this!

There's so many shopping portals these days they can all run together!

USAA's portal is actually run by Cartera (Raktuten) so it operates similar to other Cartera portals. Honestly it was the bonus last month that brought my attention it, then I noticed that the cash back rate on Raise is 2% compared to 1% on Rakuten so I've been using it more often.

The direct link to the portal is https://mall.usaa.com/ although sometimes I have to go in the 'usual' way through the main USAA dashboard (the direct link can be iffy for me for some reason).

Re: USAA Membershop $20 Bonus Cash

lhcole77 — Sun, 25 Apr 2021 14:11:07 GMT

Thank you, @UncleB . Always good to be seen.

And this is very helfup info.