topic Re: Amazon Secured Card applications are back in Credit Cards

Amazon Secured Card applications are back

Anonymous — Fri, 30 Apr 2021 22:17:59 GMT

They took it down awhile back but it looks like they have brought it back.

10% APR and 2% cash back on Amazon and Amazon Fresh if you have a Prime membership, after 12 months it can get regular Amazon Store Card features including 5% cash back on Amazon and Fresh but the APR goes from 10% to 25.99%.

https://www.amazon.com/Synchrony-Bank-Amazon-com-Secured-Store/dp/B084KP3NG6/ref=lp_3561432011_1_3

Re: Amazon Secured Card applications are back

Velar_nyc19 — Sat, 01 May 2021 01:14:58 GMT

@Anonymous wrote:
They took it down awhile back but it looks like they have brought it back.

10% APR and 2% cash back on Amazon and Amazon Fresh if you have a Prime membership, after 12 months it can get regular Amazon Store Card features including 5% cash back on Amazon and Fresh but the APR goes from 10% to 25.99%.

https://www.amazon.com/Synchrony-Bank-Amazon-com-Secured-Store/dp/B084KP3NG6/ref=lp_3561432011_1_3

Interesting. Who do they pull in NY ? Do they pull sagestream ?

Re: Amazon Secured Card applications are back

Anonymous — Sat, 01 May 2021 02:16:46 GMT

@Anonymous wrote:
They took it down awhile back but it looks like they have brought it back.

10% APR and 2% cash back on Amazon and Amazon Fresh if you have a Prime membership, after 12 months it can get regular Amazon Store Card features including 5% cash back on Amazon and Fresh but the APR goes from 10% to 25.99%.

https://www.amazon.com/Synchrony-Bank-Amazon-com-Secured-Store/dp/B084KP3NG6/ref=lp_3561432011_1_3

Interesting. I'm interested but I'm still going to wait until at least Jun for my first card's 1 year. Might need to wait until September for the 6 months on my 4 additions in March. I have a bunch of new TL's. Must let things ripen. 🍇 Thanks for the heads up. 🙏🏻

Re: Amazon Secured Card applications are back

Anonymous — Sat, 01 May 2021 03:07:34 GMT

@Velar_nyc19 wrote:
@Anonymous wrote:
They took it down awhile back but it looks like they have brought it back.

10% APR and 2% cash back on Amazon and Amazon Fresh if you have a Prime membership, after 12 months it can get regular Amazon Store Card features including 5% cash back on Amazon and Fresh but the APR goes from 10% to 25.99%.

https://www.amazon.com/Synchrony-Bank-Amazon-com-Secured-Store/dp/B084KP3NG6/ref=lp_3561432011_1_3

Interesting. Who do they pull in NY ? Do they pull sagestream ?

It's Synchrony so they usually pull TU but have been known to pull EX too and very rarely they'll pull EQ. SageStream seems to be more and more common so it wouldn't surprise me if they pull it.

Re: Amazon Secured Card applications are back

Anonymous — Sat, 01 May 2021 03:12:17 GMT

@Anonymous wrote:
@Anonymous wrote:
They took it down awhile back but it looks like they have brought it back.

10% APR and 2% cash back on Amazon and Amazon Fresh if you have a Prime membership, after 12 months it can get regular Amazon Store Card features including 5% cash back on Amazon and Fresh but the APR goes from 10% to 25.99%.

https://www.amazon.com/Synchrony-Bank-Amazon-com-Secured-Store/dp/B084KP3NG6/ref=lp_3561432011_1_3
Interesting. I'm interested but I'm still going to wait until at least Jun for my first card's 1 year. Might need to wait until September for the 6 months on my 4 additions in March. I have a bunch of new TL's. Must let things ripen. 🍇 Thanks for the heads up. 🙏🏻

You're getting to the point that you should be able to get the regular card honestly. My TU8 was 647 when they gave me mine with an $1800 limit. Obviously everyone is different but I would rather burn a HP to find out if I can get the regular card first.

Re: Amazon Secured Card applications are back

jmcmillan — Sat, 01 May 2021 04:04:19 GMT

It seems, from the reviews, that approval is not easy.

Re: Amazon Secured Card applications are back

razzy116 — Sat, 01 May 2021 18:54:35 GMT

I got the Amazon secured card, my tu score was 665, tried the pre-qual was never approved.

Re: Amazon Secured Card applications are back

designated_knitter — Sat, 01 May 2021 18:59:48 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
They took it down awhile back but it looks like they have brought it back.

10% APR and 2% cash back on Amazon and Amazon Fresh if you have a Prime membership, after 12 months it can get regular Amazon Store Card features including 5% cash back on Amazon and Fresh but the APR goes from 10% to 25.99%.

https://www.amazon.com/Synchrony-Bank-Amazon-com-Secured-Store/dp/B084KP3NG6/ref=lp_3561432011_1_3
Interesting. I'm interested but I'm still going to wait until at least Jun for my first card's 1 year. Might need to wait until September for the 6 months on my 4 additions in March. I have a bunch of new TL's. Must let things ripen. 🍇 Thanks for the heads up. 🙏🏻
You're getting to the point that you should be able to get the regular card honestly. My TU8 was 647 when they gave me mine with an $1800 limit. Obviously everyone is different but I would rather burn a HP to find out if I can get the regular card first.

Same here...however, it was my first new trade line in over 6 months at the time so not sure if that would have had an impact.

But at this point, definitely expect a pull from TU, EX, and Sagestream. At the time, I did have EX frozen (didn't know they pulled multiple CRAs) and still got approved but had to do some extra phone verification.

Re: Amazon Secured Card applications are back

calyx — Mon, 03 May 2021 16:03:16 GMT

Thanks for the update @Anonymous

This would've been amazing back when I was building/rebuilding. Good to know it's back.

Re: Amazon Secured Card applications are back

Anonymous514 — Tue, 04 May 2021 03:57:43 GMT

Anyone know if it graduates though?

Re: Amazon Secured Card applications are back

Anonymous514 — Tue, 04 May 2021 04:03:32 GMT

Correction lol. DOes anyone know if they do CLI options once it converts to store card?

Re: Amazon Secured Card applications are back

Anonymous — Mon, 10 May 2021 22:37:41 GMT

Hey Guys,

I'm a newbie here and wanted to share my experience with the Amazon Credit Builder card. A couple months ago I applied for the regular Amazon store card but was denied. I then found out about the Amazon Credit builder card on YouTube and figured I would try once more. First thing I noticed it was difficult just finding the application. I had to click the link from YouTube just to get it. Anyway the application process was easy and I was approved right away. (Heads up ) I read some comments on the website that people were getting denied even after receiving an invite. They also said they received 2 hard pulls but I only received 1 hard pull. ( TransUnion ) I do have recent inquiries but everything is current and no collections. However the comments were mixed with what credit score range Amazon is looking for but I saw comments from those who were in the mid 500... (I say give it a shot). Once my application was complete they offered me a range of 100 to 1000 security deposit and then you input your banking information and they respond with 5-7 days you will get your card or you can use the card immediately once your deposit clear. ( I'm sorry I'm soo long winded 😬.. for those that are interested listed below are my fico 8 and fico 9 scores..

Good Luck all and Happy Approvals for everyone 🥰

Fico 8 -

TransUnion---693

Equifax--648

Experian --675

Fico - 9

Equifax --703

Experian - 683

Transunion - 688

Happy Approvals for everyone 🥰

Re: Amazon Secured Card applications are back

Epiphany1 — Sat, 05 Jun 2021 06:23:21 GMT

In the first 12 months, Will my credit line increase at all? I chose to only deposit $200.

Re: Amazon Secured Card applications are back

Adkins — Sat, 05 Jun 2021 06:31:06 GMT

@Epiphany1 wrote:
In the first 12 months, Will my credit line increase at all? I chose to only deposit $200.

No; your credit line will only increase if you choose to add more money to your initial deposit.

Re: Amazon Secured Card applications are back

Darrin73 — Sat, 05 Jun 2021 23:48:33 GMT

So I applied for the secured version and had both TransUnion n Equifax frozen . They pulled Experian it came back a verification problem so I called them gave me a link to take a picture of me n I'd did it n said it failed. Called back lady said back office has to manually review it is this a denial

Re: Amazon Secured Card applications are back

babygirl1256 — Sun, 06 Jun 2021 08:19:34 GMT

Greeting Darrin73 . . . No, I don't think it's a denial . . . just that they need the review time.

Re: Amazon Secured Card applications are back

40thieves — Sat, 19 Jun 2021 20:17:52 GMT

Offer for the Secured Amazon card popped up at the top of my Amazon account today.

Maximum possible credit line $1500.

Applied, was accepted for a max of $750.

Pulled TU, my score is 609.

Have had Synchrony cards charged off (five or six years ago), so apparently they are not as unforgiving as they used to be.

Re: Amazon Secured Card applications are back

designated_knitter — Sun, 20 Jun 2021 23:55:40 GMT

@Darrin73 wrote:
So I applied for the secured version and had both TransUnion n Equifax frozen . They pulled Experian it came back a verification problem so I called them gave me a link to take a picture of me n I'd did it n said it failed. Called back lady said back office has to manually review it is this a denial

I had to go through the verification website and I failed because I couldn't get a clear picture of the barcode on the back of my license. I tried going to the verification website again but it said I was blocked. There was a number to call and a very helpful woman unblocked the link and even stayed on the phone giving me tips to make sure the pictures were readable. On the second time, everything passed and it was approved.

Try going through the syf.verify site again and see if you can get the blocked error message with the phone number. Call them and ask them to unblock it and try again. When you take the picture, make sure there is a plain unlit background behind you... as weird as it sounds, the bathroom worked best for me because the ample light and plain whit walls!

Re: Amazon Secured Card applications are back

multiplicity — Mon, 21 Jun 2021 13:51:56 GMT

word of warning that they're very stingy with the cli on this. after a year with all requests denied they were finally able to increase my credit limit from $100 to a whopping ... $300. bearing in mind most of my credit limits are 3000+, including one that is 10k and my score is now 690-700 fico and 730+ vantage (i think sometimes sync uses vantage for some reason?)

kinda wish i'd skipped this card lol.

oh and only a couple months earlier they gave me a venmo card with a 7k limit. so there's that!