topic Ask Capital One for upgrade on an old Orchard Bank MC in Credit Cards

Ask Capital One for upgrade on an old Orchard Bank MC

Dryzzt23 — Tue, 04 May 2021 16:27:03 GMT

I have an account with Capital One that was carried over from when Capital One bought Orchard Bank. This is my oldest CC account.

I have had this MC account for 15.5 years with a $1,500 SL. I never thought to ask for a CLI. Within the past 2-3 months Capital One gave me a CLI to $2,000.

I am thinking about asking Capital One if they would upgrade me to a Venture, Quicksilver, or Savor card.

My question is does Capital One upgrade customers upon request or do you have to apply for the card that you want?

My objective is to keep the age of this account but with a better card.

Re: Ask Capital One for upgrade on an old Orchard Bank MC

Anonymous — Tue, 04 May 2021 16:29:17 GMT

Go to the Capital One website, click on the account you want to upgrade, go up to the address bar and at the very end after the =, add /productupgrade and hit enter. See if that brings up an offer to PC the card. If it does not, you do not have an offer to upgrade at this time. There's not really anything you can do but keep trying or close the card unfortunately.

Re: Ask Capital One for upgrade on an old Orchard Bank MC

Dryzzt23 — Mon, 17 May 2021 12:17:34 GMT

It worked!

Re: Ask Capital One for upgrade on an old Orchard Bank MC

Anonymous — Tue, 04 May 2021 16:49:13 GMT

@Dryzzt23 wrote:
It worked!

Congrats on your upgrade!

In 6 months check and see if VentureOne is available so you can get out of the fee, then you can PC in another 6 months to a regular QS.

Re: Ask Capital One for upgrade on an old Orchard Bank MC

blossom_rebuilding — Wed, 05 May 2021 13:29:28 GMT

Congrats on the upgrade! I was in the same situation; had an Orchard Bank card that turned into the Capital One Platinum, turned Quicksilver One, turned Quicksilver which finally got rid of the annual fee. It's a good basic cash back card, but I haven't had much luck getting it to grow. It's been at $3,500 for several years now, but it's my second oldest card, and started me off on a pretty successful rebuild, so I've been keeping it around.