topic Re: FINALLY! SunTrust Secured CC Graduated! in Credit Cards

FINALLY! SunTrust Secured CC Graduated!

HindSight_20_20 — Wed, 05 May 2021 03:39:35 GMT

So after about a year and 6 months my SunTrust Secured CC graduated!

Received a letter in the mail 'Congratulations after a year review of your ST Secured CC we have moved you to an unsecured CC and moved your deposit to our ST Savings acct.

Data Points:

Opened late 2019 with $320.00 (Fico 8 at that time 618)

Collections on report at the time = 3

Other CC's at that time = 4 (all secured 'see siggy')

Never misses a payment / ran about 60% of SL on it every month and paid it off about an avg of 40 to 60 days later.

Fico at time of graduation EQ 702, EX 634, TU 624

Bal at time of graduation = $0.00

Collections at time of graduation = 1 (PFD the other 2 a couple months ago)

Moved to unsecured at the same SL of $320.00 but i'm good with that right now. Last of my inquires fall of in June so I want to keep things clean right now for thie mortage trigger I'm pulling in April 2022.

But I'm not going to lie I was thinking about pulling that PC trigger with SunTrust just to see what I could get but chickened out

If anyone has done a PC after a SunTrust graduation please let me know how it went - (I just paid all my CC to $0.00 and took the FICO -11 point hit so now my EQ is sitting at 691) so there's that.

Re: FINALLY! SunTrust Secured CC Graduated!

AllZero — Wed, 05 May 2021 03:41:58 GMT

Congratulations on your 🎓 graduation!

Re: FINALLY! SunTrust Secured CC Graduated!

CreditAggie — Wed, 05 May 2021 03:47:03 GMT

Congratulations on your SunTrust graduation!

Re: FINALLY! SunTrust Secured CC Graduated!

M_Smart007 — Wed, 05 May 2021 04:31:01 GMT

Congratulations on your Graduation!

Re: FINALLY! SunTrust Secured CC Graduated!

TIPPY-BOB — Wed, 05 May 2021 05:10:27 GMT

Congrats 🎉🍾👏 on your SunTrust graduation! 🤩

Re: FINALLY! SunTrust Secured CC Graduated!

mrcraft — Wed, 05 May 2021 05:37:15 GMT

Congratulations on your graduation!!

Re: FINALLY! SunTrust Secured CC Graduated!

Total80sKid — Wed, 05 May 2021 06:17:35 GMT

Congrats on the graduation!

Re: FINALLY! SunTrust Secured CC Graduated!

tbque — Wed, 05 May 2021 19:37:06 GMT

Congrats on the SunTrust graduation!

Re: FINALLY! SunTrust Secured CC Graduated!

bbeaver2013 — Thu, 06 May 2021 00:01:43 GMT

Congrats. I have a bbt secured card I wonder if it will unsecure as well since suntrust and bbt are merged together now.

Re: FINALLY! SunTrust Secured CC Graduated!

manbuckets — Fri, 07 May 2021 03:39:18 GMT

Congrats on your SunTrust graduation!

Re: FINALLY! SunTrust Secured CC Graduated!

calyx — Fri, 07 May 2021 12:45:21 GMT

Congrats on your graduation!