topic Re: NFCU- Product Change To NFCU More Rewards AMEX!! in Credit Cards

NFCU- Product Change To NFCU More Rewards AMEX!!

kidink1911 — Fri, 07 May 2021 04:13:46 GMT

I was approved for the NFCU Platinum Card on April 28th at 14.99%.

I knew I wanted to do a PC and tonight I called NFCU Customer Service to change to the More Rewards AMEX Card. To my surprise, my interest rate DROPPED to 11.99% when I changed cards (but will always PIF )!

With 3X the points on gas, transits, restaurants, and supermarkets and 1X the points on everything else it was a no brainer for me! Don't leave money on the table!

Now to let this one grow and earn that cash back!! #lovenfcu

Re: NFCU- Product Change To NFCU More Rewards AMEX!!

AllZero — Fri, 07 May 2021 04:15:47 GMT

Congratulations on your approval, product change anf APR reduction!

Re: NFCU- Product Change To NFCU More Rewards AMEX!!

Total80sKid — Fri, 07 May 2021 05:54:40 GMT

Congrats on the approval, product change and APR drop! 👍🏼

Re: NFCU- Product Change To NFCU More Rewards AMEX!!

M_Smart007 — Fri, 07 May 2021 12:01:55 GMT

Congrats!

Re: NFCU- Product Change To NFCU More Rewards AMEX!!

toddc — Fri, 07 May 2021 22:56:30 GMT

@kidink1911 wrote:
I was approved for the NFCU Platinum Card on April 28th at 14.99%.

I knew I wanted to do a PC and tonight I called NFCU Customer Service to change to the More Rewards AMEX Card. To my surprise, my interest rate DROPPED to 11.99% when I changed cards (but will always PIF )!
With 3X the points on gas, transits, restaurants, and supermarkets and 1X the points on everything else it was a no brainer for me! Don't leave money on the table!

Now to let this one grow and earn that cash back!! #lovenfcu

I also got the platinum at 14.99 around the same time as you. I really can't see myself using it very much because i have lots of cards with points and cash back which is a much better reason to use a credit card. I don't want to PC to the Amex though, I have 3 amexes through Amex directly that I don't use enough as it is. Some places I go to don't accept Amex and it's frustrating where visa/MasterCard is accepted pretty much everywhere world wide. I also have a secured nfcu card that will possibly convert to cash rewards in a couple months so probably not wise to pc to that.

But congrats for you!!! I didn't know you could PC so quickly like that. Did they tell you before/while on the phone that your interest rate dropped or did you notice online?

Re: NFCU- Product Change To NFCU More Rewards AMEX!!

kidink1911 — Sat, 08 May 2021 05:05:03 GMT

The CSR informed me as soon as the PC was done with my new interest rate. It was instant!