topic Penfed pathfinder question in Credit Cards

Penfed pathfinder question

justanotherquestion — Thu, 13 May 2021 17:07:25 GMT

the offer is spend 3k in 90 days get 50k points

if i pay off a car loan balance of right around 3k, pif prior to billing statement hitting would i still get the 50k points?

thanks all

Re: Penfed pathfinder question

brk1971 — Thu, 13 May 2021 17:16:41 GMT

@justanotherquestion wrote:
the offer is spend 3k in 90 days get 50k points

if i pay off a car loan balance of right around 3k, pif prior to billing statement hitting would i still get the 50k points?

thanks all

If it's a purchase transaction (not a BT or CA) within the 90 days from account opening, you will receive the points about 2 days after the transaction posts. Paying your credit card balance (after that charge) does not impact the points earning.

Re: Penfed pathfinder question

justanotherquestion — Thu, 13 May 2021 17:31:48 GMT

Thank you!!!!!!!!

Re: Penfed pathfinder question

Hex — Thu, 13 May 2021 19:52:40 GMT

Who is your car loan with? I've never had a car loan that would accept credit card payments. You might want to check and make sure that this is possible before counting on this to meet your spending requirement.

Re: Penfed pathfinder question

brk1971 — Thu, 13 May 2021 19:49:23 GMT

@Hex wrote:
Who is your car loan with? I've never had a car loan that would accept credit card payments. You might want to check and make that this is possible before counting on this to meet your spending requirement.

There are a few out there, but you just hit on why I phrased the answer the way I did... Most won't (or will process it as a debit with pin, which is essentially a cash advance...).

Re: Penfed pathfinder question

justanotherquestion — Fri, 14 May 2021 01:26:34 GMT

Ford financial. Payment went thru as credit card per receipt