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    <title>topic Re: Petco pay card in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328666#M1777908</link>
    <description>&lt;P&gt;It's a cute and interesting card, but the fact that rewards expire and that they have value only at Petco makes it a no-go for me.&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sat, 15 May 2021 12:19:49 GMT</pubDate>
    <dc:creator>pinkandgrey</dc:creator>
    <dc:date>2021-05-15T12:19:49Z</dc:date>
    <item>
      <title>Petco pay card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6325755#M1777537</link>
      <description>&lt;P&gt;Kind of (to me) a blah card, but Petco and Comentity have created Petco Pay store card and MasterCard. Both have 3% in rewards at Petco. The MasterCard also includes 2% at the grocery store and 1% elsewhere. All rewards are in Petco Pals money.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;They do also state they donate to animal charities. Its 25 cents per transaction to Petco Charities.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;Link to the card:&amp;nbsp;&lt;A href="https://www.petco.com/shop/en/petcostore/c/credit-card" target="_blank" rel="noopener"&gt;https://www.petco.com/shop/en/petcostore/c/credit-card&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 12 May 2021 00:21:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6325755#M1777537</guid>
      <dc:creator>Roger1071549</dc:creator>
      <dc:date>2021-05-12T00:21:00Z</dc:date>
    </item>
    <item>
      <title>Re: Petco pay card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6325815#M1777544</link>
      <description>&lt;P&gt;Could be a replacement for the Comenity AKC MC. Thanks for sharing.&lt;/P&gt;</description>
      <pubDate>Wed, 12 May 2021 01:33:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6325815#M1777544</guid>
      <dc:creator>BigBS</dc:creator>
      <dc:date>2021-05-12T01:33:01Z</dc:date>
    </item>
    <item>
      <title>Re: Petco pay card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6325846#M1777549</link>
      <description>&lt;P&gt;Looks like they will let you put a picture of your Pet on the card&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.consumeraffairs.com/news/petco-rolls-out-two-new-credit-cards-042721.html#" target="_blank"&gt;https://www.consumeraffairs.com/news/petco-rolls-out-two-new-credit-cards-042721.html#&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 12 May 2021 02:00:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6325846#M1777549</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2021-05-12T02:00:00Z</dc:date>
    </item>
    <item>
      <title>Re: Petco pay card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328517#M1777885</link>
      <description>&lt;P&gt;Wonder if you can get it via SCT.&lt;/P&gt;</description>
      <pubDate>Sat, 15 May 2021 03:46:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328517#M1777885</guid>
      <dc:creator>designated_knitter</dc:creator>
      <dc:date>2021-05-15T03:46:06Z</dc:date>
    </item>
    <item>
      <title>Re: Petco pay card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328528#M1777886</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;You can finally have an &lt;STRIKE&gt;ostrich&lt;/STRIKE&gt; emu Mastercard!&lt;/P&gt;</description>
      <pubDate>Sat, 15 May 2021 04:00:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328528#M1777886</guid>
      <dc:creator>ChargedUp</dc:creator>
      <dc:date>2021-05-15T04:00:30Z</dc:date>
    </item>
    <item>
      <title>Re: Petco pay card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328538#M1777888</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/987414"&gt;@ChargedUp&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;You can finally have an &lt;STRIKE&gt;ostrich&lt;/STRIKE&gt; emu Mastercard!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;😂&lt;/P&gt;&lt;P&gt;Now I just need customized "EMOSTRICH" licence plate&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 15 May 2021 04:06:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328538#M1777888</guid>
      <dc:creator>Remedios</dc:creator>
      <dc:date>2021-05-15T04:06:08Z</dc:date>
    </item>
    <item>
      <title>Re: Petco pay card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328617#M1777898</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/987414"&gt;@ChargedUp&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;You can finally have an &lt;STRIKE&gt;ostrich&lt;/STRIKE&gt; emu Mastercard!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;😂&lt;/P&gt;&lt;P&gt;Now I just need customized "EMOSTRICH" licence plate&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="image.png" style="width: 238px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/73080iD4581A7C1478B028/image-size/large?v=v2&amp;amp;px=999" role="button" title="image.png" alt="image.png" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Something like this maybe?&lt;/P&gt;</description>
      <pubDate>Sat, 15 May 2021 14:20:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328617#M1777898</guid>
      <dc:creator>coldfusion</dc:creator>
      <dc:date>2021-05-15T14:20:09Z</dc:date>
    </item>
    <item>
      <title>Re: Petco pay card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328666#M1777908</link>
      <description>&lt;P&gt;It's a cute and interesting card, but the fact that rewards expire and that they have value only at Petco makes it a no-go for me.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 15 May 2021 12:19:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328666#M1777908</guid>
      <dc:creator>pinkandgrey</dc:creator>
      <dc:date>2021-05-15T12:19:49Z</dc:date>
    </item>
    <item>
      <title>Re: Petco pay card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328735#M1777918</link>
      <description>&lt;P&gt;It's actually a great card if you're a pet owner and all your pet shopping is done at Petco.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 15 May 2021 14:43:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328735#M1777918</guid>
      <dc:creator>GoldenloveNY</dc:creator>
      <dc:date>2021-05-15T14:43:05Z</dc:date>
    </item>
    <item>
      <title>Re: Petco pay card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328817#M1777938</link>
      <description>&lt;P&gt;BTW the ITA email I got on Wednesday points out that you get 8% back in Pals Rewards online and at "participating Petco locations" if you're also enrolled in the Pals Rewards program (i.e. 5% back from Pals Rewards, another 3% from the card) and aren't enrolled in a "promotional Credit plan(s)", whatever THAT means.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; As an aside if ordering online you can get an additional 1% via Rakuten.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;There is also a $25 value Pals Rewards SUB for $500 in non-Petco spend in the first 90 days.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sorry for the poor execution on the card Remi,&amp;nbsp; it isn't something I'm particularly good at even under the best of circumstances never mind at 4:30 AM lol&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 15 May 2021 16:16:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6328817#M1777938</guid>
      <dc:creator>coldfusion</dc:creator>
      <dc:date>2021-05-15T16:16:24Z</dc:date>
    </item>
    <item>
      <title>Re: Petco pay card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6329199#M1777999</link>
      <description>&lt;P&gt;I actually got this a week or so ago. I had the AKC Visa, but that closed which was a bummer. Before that, my Care Credit closed when I had all my synch closure, so I was looking for another pet perks card. My dog is on prescription food which I already was buying through Petco online, so it made sense to me. I also moved some spend from Amazon (like waste bags, treats, etc), so I think this card will go to good use.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My utilization is around 23% overall, with 55% on a BT, so my scores have come down to around 680s, and I was approved for $2050 - kind of an odd number, but oh well haha!&lt;/P&gt;</description>
      <pubDate>Sun, 16 May 2021 04:17:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6329199#M1777999</guid>
      <dc:creator>CreditJourney007</dc:creator>
      <dc:date>2021-05-16T04:17:31Z</dc:date>
    </item>
    <item>
      <title>Re: Petco pay card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6329266#M1778008</link>
      <description>&lt;P&gt;I was actually thinking of this card as I have all our pet food and litter coming through Chewy online auto-ship and I could just as easily set it up through Petco....&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Then I realized I'm already getting 3% using AOD...&amp;nbsp; Make it 5% and add veterinary services at 5% and I'd grab it.&lt;/P&gt;</description>
      <pubDate>Sun, 16 May 2021 06:49:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Petco-pay-card/m-p/6329266#M1778008</guid>
      <dc:creator>ChargedUp</dc:creator>
      <dc:date>2021-05-16T06:49:23Z</dc:date>
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