topic Re: Best Buy CLI in Credit Cards

Best Buy CLI

Anonymous — Sat, 15 Nov 2008 18:52:12 GMT

After reading multiple posts, I finally got up the courage to use the luv button on Best Buy's website. My CL was increased from $3300.00 to $4700! I feel so giddy. I only wanted the CLI to lower my overall revolving UTIL since paying off BofA in full is not a possibility right now. This card has been SD for almost a year.

Anyway, thanks for taking the time to read my post; and, for being a constant source of inspiration.

Re: Best Buy CLI

Anonymous — Sat, 15 Nov 2008 19:03:25 GMT

@Anonymous wrote:
Anyway, thanks for taking the time to read my post; and, for being a constant source of inspiration.

Congrats

And it looks to me you are an inspiration to some.

Re: Best Buy CLI

Anonymous — Sat, 15 Nov 2008 23:22:24 GMT

do u have the mastercard or store card? i looked online but i dont see a place for a cli on the website? i've had the card a year no cli, still at $2000 limit. maybe i have a card that i can't get a cli increase how can i tell if i have a plan a or plan b card?

Re: Best Buy CLI

nicemann — Sat, 15 Nov 2008 23:28:47 GMT

Really good question....MasterCard or Store Card? I have only had my MC for about 7 months, but it is still at a $300 CL. I am working up the nerve to call for a CLI and if they decline I may cancel the card. It is my only card with an AF and by far my lowest CL.

Re: Best Buy CLI

Anonymous — Sat, 15 Nov 2008 23:32:48 GMT

yea i wondered what type the op had? like i said mine is a year old, i need to check online also but i think it has an Af if so and they don't waive it and grant cli i may say adios!

Re: Best Buy CLI

Anonymous — Sun, 16 Nov 2008 00:40:56 GMT

Congrats tonnie!!

Re: Best Buy CLI

Anonymous — Sun, 16 Nov 2008 02:43:05 GMT

Just an FYI:

Once you reach $10,000 CL, BB will then do a hard pull for any increase after that.

I found out the hard way.

Re: Best Buy CLI

Anonymous — Sun, 16 Nov 2008 21:56:07 GMT

I believe mine is the Program A. It is the BB card, not the MC. I went to the "manage my account" section to find the luv button. It is on the immediate left side of the page under "account maintenance".

This is what I was told by the CS rep at BB: If you had good credit when you applied, you most likely have the Program A. If you didn't get approval for Program A, BB gives you the default Program B. I don't know if Program B gives CLI or not. Sorry I can't be of more help.

Message Edited by tonnie39 on 11-16-2008 04:51 PM

Message Edited by tonnie39 on 11-16-2008 04:56 PM

Re: Best Buy CLI

Anonymous — Sun, 16 Nov 2008 21:50:00 GMT

m_jonis,

Thanks for putting out that useful information! Sorry that happened to you. I would have been a little upset to put it mildly.

Re: Best Buy CLI

USC08 — Mon, 17 Nov 2008 07:21:00 GMT

@Anonymous wrote:
I believe mine is the Program A. It is the BB card, not the MC. I went to the "manage my account" section to find the luv button. It is on the immediate left side of the page under "account maintenance".
This is what I was told by the CS rep at BB: If you had good credit when you applied, you most likely have the Program A. If you didn't get approval for Program A, BB gives you the default Program B. I don't know if Program B gives CLI or not. Sorry I can't be of more help.
Message Edited by tonnie39 on 11-16-2008 04:51 PM
Message Edited by tonnie39 on 11-16-2008 04:56 PM

I wonder what the starting CL for the Tier A is as opposed to the Tier B cards? Anyone happen to know? I started off with $1800 CL so I'm not sure if I'm on the A or B program.

Re: Best Buy CLI

Anonymous — Mon, 17 Nov 2008 11:44:24 GMT

Program A has credit lines of $1000 and up and are eligible for CLI's. Program B starts with credit lines of under $1000 and the credit line is "fixed", not eligible for CLI's.

Re: Best Buy CLI

USC08 — Mon, 17 Nov 2008 18:03:59 GMT

@Anonymous wrote:
Program A has credit lines of $1000 and up and are eligible for CLI's. Program B starts with credit lines of under $1000 and the credit line is "fixed", not eligible for CLI's.

Thanks for the info!

Re: Best Buy CLI

Jayleesmimi — Mon, 17 Nov 2008 18:11:43 GMT

Would this be a soft pull for a CLI, if your current limit is 2300.00?

Re: Best Buy CLI

Anonymous — Mon, 17 Nov 2008 20:29:32 GMT

@Jayleesmimi wrote:
Would this be a soft pull for a CLI, if your current limit is 2300.00?

I requested a CLI via online button in June for my Best Buy Store card. It was granted without a hard inquiry.

Re: Best Buy CLI

Anonymous — Mon, 17 Nov 2008 22:54:33 GMT

@Anonymous wrote:
Program A has credit lines of $1000 and up and are eligible for CLI's. Program B starts with credit lines of under $1000 and the credit line is "fixed", not eligible for CLI's.

my best buy card started at $500 and is now $1000, which according to your info is not possible.

Re: Best Buy CLI

Anonymous — Mon, 17 Nov 2008 23:14:49 GMT

That is great news Tonnie I am so happy for you. Its not always that you get limit increases now days so once again good for you.

Re: Best Buy CLI

haulingthescoreup — Mon, 17 Nov 2008 23:54:41 GMT

I'm on plan A, and I requested a CLI and was denied (they said it was too soon.) But it was only a soft, and on EQ.

BTW, this is on a store card, not the MC.

Re: Best Buy CLI

Anonymous — Wed, 04 Feb 2009 02:30:59 GMT

Came across this post and decided to try my luck with the CLI button.

Got instant approval to $3300 from $2500.

Opened the account Aug last year. Currently owe $1950.

Re: Best Buy CLI

haulingthescoreup — Wed, 04 Feb 2009 02:52:18 GMT

Holy cr*p, I just did the same and went from $2500 to $4000. I barely use the thing. I have to make myself go buy some blank CD's and Trident every three months to keep the card alive.

Request Credit Limit Increase -
Processed

Congratulations!

Your credit limit increase request has been processed. Your new credit limit is $4000.00. You can begin to shop using your new credit limit immediately at http://www.bestbuy.com/.

Thank you for using Online Customer Care.

Please select an option on the left to continue managing your account online.

It happened so quickly that while I was trying to copy the first acceptance screen, it flicked on by. And I had called them at month 6 or 7 and was shot down without pity. I'm now in month 10.

What on earth has gotten into HSBC??

Sweet, might have to do something about a MacBook Pro after all...

Re: Best Buy CLI

Anonymous — Wed, 04 Feb 2009 03:21:36 GMT

WTG HAULING

THAT'S HILARIOUS HOW U WENT ABOUT IT AND POSTED..ANY POST THAT STARTS HOLY CRAP MUST BE GOOD..

I HAVE THE BBMC NO LUV BUTTON FOR ME AND WHEN I'VE CALLED IN THE PAST NO LUV EITHER HAVE HAD THE CARD 14 MONTHS NOW..OH WELL