topic Re: Macy’s AMEX Upgrade Finally! in Credit Cards

Macy’s AMEX Upgrade Finally!

jj10939 — Fri, 28 May 2021 14:39:20 GMT

I've been seeing posts of fellow MyFicoers getting the upgrade offer for their Macy's store card and today was finally my day! Logged in and there was a banner stating "Congratulations! You're eligible to upgrade to the Macy's AMEX!"

I'm so excited as this was a goal for me.

Some data points: Opened the card just over two years ago. Carrying about a $1,000 0% promo balance for about three months now. CL is $25,000. FICO is just over 700.

Re: Macy’s AMEX Upgrade Finally!

manbuckets — Fri, 28 May 2021 14:40:04 GMT

Congrats on your upgrade!

Re: Macy’s AMEX Upgrade Finally!

blindambition — Fri, 28 May 2021 15:10:14 GMT

Congrats on The upgrade!!! Seems like Macy's and Citi are doing more upgrades. Maybe less people will go apply for Amex version, when store card stays in sock drawer for no real usefulness.

Re: Macy’s AMEX Upgrade Finally!

M_Smart007 — Fri, 28 May 2021 15:21:01 GMT

Congratulations on your Macy's Amex upgrade! .. The second upgrade I have seen this week!

Re: Macy’s AMEX Upgrade Finally!

M_Smart007 — Fri, 28 May 2021 15:23:03 GMT

@blindambition wrote:
Congrats on The upgrade!!! Seems like Macy's and Citi are doing more upgrades. Maybe less people will go apply for Amex version, when "store card stays in sock drawer for no real usefulness".

@blindambition, Util. padding my friend, Padding!!

Re: Macy’s AMEX Upgrade Finally!

Titans84 — Fri, 28 May 2021 15:27:45 GMT

Congrats on the upgrade!

Re: Macy’s AMEX Upgrade Finally!

CreditAggie — Fri, 28 May 2021 15:36:35 GMT

Congratulations on your Macy's Amex product upgrade!

Re: Macy’s AMEX Upgrade Finally!

Anonymous — Fri, 28 May 2021 15:36:53 GMT

I checked and didn't see an upgrade for Macys but did for Bloomingdales.

I am so excited this is my largest credit line >$20K

Re: Macy’s AMEX Upgrade Finally!

AllZero — Fri, 28 May 2021 16:03:04 GMT

Congratulations on your product upgrade!

Re: Macy’s AMEX Upgrade Finally!

Anonymous — Fri, 28 May 2021 17:50:26 GMT

Just wanted to chime in and say that I just got this upgrade offer as well. I took it. 760 FICO.

Re: Macy’s AMEX Upgrade Finally!

AllZero — Fri, 28 May 2021 19:01:39 GMT

@Anonymous wrote:
Just wanted to chime in and say that I just got this upgrade offer as well. I took it. 760 FICO.

Congratulations on your product upgrade!

Re: Macy’s AMEX Upgrade Finally!

babygirl1256 — Fri, 28 May 2021 19:38:11 GMT

Wow, that's awesome . . . Congrats on your Macy’s AmEx upgrade . . . I'm checking my account!!!

Re: Macy’s AMEX Upgrade Finally!

Anonymous — Sat, 29 May 2021 12:35:12 GMT

Congrats on your upgrade!

Re: Macy’s AMEX Upgrade Finally!

in4maous — Sat, 29 May 2021 23:24:40 GMT

If you upgrade do you keep your same credit limit or is it reduced?

Re: Macy’s AMEX Upgrade Finally!

jj10939 — Sun, 30 May 2021 02:46:39 GMT

Same terms. Account history remains the same. Account number replaces current on CB.

@in4maous wrote:
If you upgrade do you keep your same credit limit or is it reduced?

Re: Macy’s AMEX Upgrade Finally!

in4maous — Sun, 30 May 2021 12:48:18 GMT

Is this a hard pull and do you keep your same limit?

Re: Macy’s AMEX Upgrade Finally!

Anonymous — Sun, 30 May 2021 13:07:09 GMT

Wow checked Macy's again and now the upgrade is there too so both Bloomingdales and Macy's are being upgraded to Amex.

Re: Macy’s AMEX Upgrade Finally!

rockstar53 — Mon, 07 Jun 2021 00:56:18 GMT

@in4maous wrote:
Is this a hard pull and do you keep your same limit?

You keep the same limit, no hard pull. Just happen to me last week....CB alresdy updated to reflect new account number.

Re: Macy’s AMEX Upgrade Finally!

in4maous — Fri, 11 Jun 2021 00:08:22 GMT

I just upgraded with a $15k credit limit. Thanks for confirming now HP.

Re: Macy’s AMEX Upgrade Finally!

coreyb80 — Fri, 11 Jun 2021 11:50:41 GMT

Congrats on the upgrade!