topic Re: Chase Freedom rotating quarterly categories for Q3 announced in Credit Cards

Chase Freedom rotating quarterly categories for Q3 announced

summerterrace — Mon, 14 Jun 2021 13:06:39 GMT

Per several websites the Freedom/ Freedom Flex rotating categories for July-September 2021 are grocery stores and select streaming services.

Re: Chase Freedom rotating quarterly categories for Q3 announced

Anonymous — Mon, 14 Jun 2021 14:22:26 GMT

good to know. thanks.

Re: Chase Freedom rotating quarterly categories for Q3 announced

FormerCollegeDJ — Mon, 14 Jun 2021 14:29:30 GMT

I'm a bit surprised Chase decided to have groceries as a 5% category in Q3 2021, considering they introduced the Freedom Flex in mid-September 2020 and many people are currently under a 12 month promo offer for 5% rewards on groceries. I thought they'd wait until Q1 or Q2 2022 to have groceries as a 5% category again. No big deal to me; I'll use the CFF for groceries during Q3 2021 either way.

I guess Chase wanted to throw a bone to their Chase Freedom cardholders.

Eventually I'll be able to take advantage of the 3% rewards on streaming services on both the Wells Fargo Propel and now Capital One SavorOne...

(The Discover Cash It has had 5% rewards on select streaming services in Q2 2021.)

Re: Chase Freedom rotating quarterly categories for Q3 announced

summerterrace — Mon, 14 Jun 2021 14:47:51 GMT

@FormerCollegeDJ wrote:
I'm a bit surprised Chase decided to have groceries as a 5% category in Q3 2021, considering they introduced the Freedom Flex in mid-September 2020 and many people are currently under a 12 month promo offer for 5% rewards on groceries. I thought they'd wait until Q1 or Q2 2022 to have groceries as a 5% category again. No big deal to me; I'll use the CFF for groceries during Q3 2021 either way.

I guess Chase wanted to throw a bone to their Chase Freedom cardholders.

Eventually I'll be able to take advantage of the 3% rewards on streaming services on both the Wells Fargo Propel and now Capital One SavorOne...

(The Discover Cash It has had 5% rewards on select streaming services in Q2 2021.)

Chase has thousands of customers who likely don't have the special sign up offer who will be happy with a 5x grocery category.

It also is cheap for Chase as now the new customers earning the bonus already won't cost them additional dollars.

Re: Chase Freedom rotating quarterly categories for Q3 announced

FormerCollegeDJ — Mon, 14 Jun 2021 15:09:48 GMT

@summerterrace wrote:
@FormerCollegeDJ wrote:
I'm a bit surprised Chase decided to have groceries as a 5% category in Q3 2021, considering they introduced the Freedom Flex in mid-September 2020 and many people are currently under a 12 month promo offer for 5% rewards on groceries. I thought they'd wait until Q1 or Q2 2022 to have groceries as a 5% category again. No big deal to me; I'll use the CFF for groceries during Q3 2021 either way.

I guess Chase wanted to throw a bone to their Chase Freedom cardholders.

Eventually I'll be able to take advantage of the 3% rewards on streaming services on both the Wells Fargo Propel and now Capital One SavorOne...

(The Discover Cash It has had 5% rewards on select streaming services in Q2 2021.)
Chase has thousands of customers who likely don't have the special sign up offer who will be happy with a 5x grocery category.

It also is cheap for Chase as now the new customers earning the bonus already won't cost them additional dollars.

I expected Chase to have groceries as 5% rewards category on the CF/CFF in Q2 2021, and would have preferred if Chase had gas stations as a 5% rewards category on the CF/CFF in Q3 2021 rather than Q2 2021.

Re: Chase Freedom rotating quarterly categories for Q3 announced

gdale6 — Mon, 14 Jun 2021 15:24:28 GMT

Nothing I can use, will be SD next quarter.

Re: Chase Freedom rotating quarterly categories for Q3 announced

kilroy8 — Mon, 14 Jun 2021 15:59:05 GMT

Yay! But this is effectively a "nothing" quarter for the Flex, as it gets groceries for 12 months anyway, and is less than 12 months old.

Glad I didn't spring for the new Citi CustomCash.

Re: Chase Freedom rotating quarterly categories for Q3 announced

CreditAggie — Mon, 14 Jun 2021 16:15:40 GMT

My highest spending category is currently groceries and I missed the grocery SUB, so this is excellent news! I should have no issue maxing this quarter out.

Re: Chase Freedom rotating quarterly categories for Q3 announced

summerterrace — Mon, 14 Jun 2021 16:18:59 GMT

@kilroy8 wrote:
Yay! But this is effectively a "nothing" quarter for the Flex, as it gets groceries for 12 months anyway, and is less than 12 months old.

Glad I didn't spring for the new Citi CustomCash.

Not all Flex customers got that bonus. My hubby has a one month old Flex card and it doesn't have the 5% grocery bonus.

Re: Chase Freedom rotating quarterly categories for Q3 announced

Anonymous — Mon, 14 Jun 2021 18:41:03 GMT

Useless categories for me.

I don't stream.

I have AMEX BCP for groceries, and I am at $1778 towards my $6000 cap, and already half through my 'year.'

This low spend is because wife and I took a 3 month "magical mystery tour" through Nutrisystem Land (it worked!), and now are back at the 'grocery' store !!

Re: Chase Freedom rotating quarterly categories for Q3 announced

K-in-Boston — Tue, 15 Jun 2021 02:19:07 GMT

@gdale6 wrote:
Nothing I can use, will be SD next quarter.

Same, and mine was in the SD this entire quarter too since I had better Amex earnings (and 4x MRs will continue to beat out 5x URs for me on grocery in Q3).

Re: Chase Freedom rotating quarterly categories for Q3 announced

Anonymous — Tue, 15 Jun 2021 07:48:22 GMT

9% on groceries if your CFF includes the new cardmember grocery store bonus! $1500 cap still applies though.

Re: Chase Freedom rotating quarterly categories for Q3 announced

FormerCollegeDJ — Tue, 15 Jun 2021 11:17:23 GMT

@Anonymous wrote:
9% on groceries if your CFF includes the new cardmember grocery store bonus! $1500 cap still applies though.

Hmm, I may need to eat more pre-prepared sub sandwiches, rotisserie chickens, and frozen pizzas from the grocery store next door to where I live during the July to September timeframe.

Re: Chase Freedom rotating quarterly categories for Q3 announced

kilroy8 — Tue, 15 Jun 2021 13:58:56 GMT

@FormerCollegeDJ wrote:
@Anonymous wrote:
9% on groceries if your CFF includes the new cardmember grocery store bonus! $1500 cap still applies though.

Hmm, I may need to eat more pre-prepared sub sandwiches, rotisserie chickens, and frozen pizzas from the grocery store next door to where I live during the July to September timeframe.

Wow!

Gonna be flexing that Flex.

Great info, thanks,

Re: Chase Freedom rotating quarterly categories for Q3 announced

Beast26 — Tue, 15 Jun 2021 14:55:46 GMT

What! About to sock drawer amazon card and buy amazon gift cards at 9% back with the flex! Going to Max this out with gas, fast food, and amazon gift cards. I been trying to convince myself to garden until september for the Citi Custom Cash and now I got all that I need!

Re: Chase Freedom rotating quarterly categories for Q3 announced

GatorGuy — Tue, 15 Jun 2021 16:38:13 GMT

Still trying to max my $15k points on the Amex Platinum 10x bonus this quarter will be waste for me.

Re: Chase Freedom rotating quarterly categories for Q3 announced

Anonymous — Tue, 15 Jun 2021 18:38:31 GMT

Actually might be good new because I think my promo offer is about to expire in June/July, so this would effectvely extend it a few more months!

Re: Chase Freedom rotating quarterly categories for Q3 announced

TSlop — Wed, 16 Jun 2021 12:14:13 GMT

I know it doesn't work out for everyone, but for me it does. My 5% 1-year bonus on groceries runs out mid-July on my CFU, so I can immediately swap to my CF through September now to keep the 5% alive.

Re: Chase Freedom rotating quarterly categories for Q3 announced

importxpresions — Wed, 16 Jun 2021 15:47:07 GMT

@Anonymous wrote:
Useless categories for me.

I don't stream.

I have AMEX BCP for groceries, and I am at $1778 towards my $6000 cap, and already half through my 'year.'

This low spend is because wife and I took a 3 month "magical mystery tour" through Nutrisystem Land (it worked!), and now are back at the 'grocery' store !!

I also use AMEX BCP for groceries. Now if Chase Freedom was 5% at walmart that would change things. AMEX BCP groceries doesn't apply to walmart sadly.