topic Re: Amex Upgrade Offer - $150 for $1k spend in 3mos in Credit Cards

Amex Upgrade Offer - $150 for $1k spend in 3mos

Anonymous — Sun, 20 Jun 2021 21:13:55 GMT

So Amex sent me an upgrade offer for my Cash Magnet to upgrade my Cash Magnet to the Blue Cash Preferred. This card normally has a $95 annual fee which they waive the first year, and to sweeten the deal they offered me $150 bonus if I spend $1k+ in purchases. I am closing on my house house end of July and need to furnish it so I will have zero problem meeting the spend. So I pulled the trigger. Then I looked at my Blue Cash Everyday and BOOM, SAME OFFER. So now I have 2 Blue Cash Preferred cards, with $300 bonus not too far away. I called CS to confirm and yes, the offers are still valid on my account and will pay out as soon as I hit the minimum purchase requirements.

I love that upgrades are not hard inquiries so I can still play in the credit card sandbox while living in the mortgage application world.

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

KingRue8500 — Sun, 20 Jun 2021 21:15:48 GMT

Congrats on your AMEX upgrades

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

Anonymous — Sun, 20 Jun 2021 22:21:04 GMT

I'm surprised they'll let you double dip these. Would have thought that would get the attention of AMEX's RAT.

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

Mr_Mojo_Risin — Sun, 20 Jun 2021 22:44:48 GMT

Wow, you definitely got a sweet deal going here. 2 upgrades and bonuses, nice hookup!

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

MrDFinance — Sun, 20 Jun 2021 22:48:49 GMT

@Anonymous wrote:
So Amex sent me an upgrade offer for my Cash Magnet to upgrade my Cash Magnet to the Blue Cash Preferred. This card normally has a $95 annual fee which they waive the first year, and to sweeten the deal they offered me $150 bonus if I spend $1k+ in purchases. I am closing on my house house end of July and need to furnish it so I will have zero problem meeting the spend. So I pulled the trigger. Then I looked at my Blue Cash Everyday and BOOM, SAME OFFER. So now I have 2 Blue Cash Preferred cards, with $300 bonus not too far away. I called CS to confirm and yes, the offers are still valid on my account and will pay out as soon as I hit the minimum purchase requirements.

I love that upgrades are not hard inquiries so I can still play in the credit card sandbox while living in the mortgage application world.

Yes I love that too ....I've been in the garden for 19 months but was able to upgrade a few cards along the way ....Come December I will have no inquiries on any of my reports 🤩....Going for my first house early next year

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

TSlop — Tue, 22 Jun 2021 14:25:47 GMT

I'm curious how you came across your upgrade offers. Were they emailed, a pop-up when signing in, or did you check the specific credit card page(s) for the upgrade button/offer? I'm waiting to see if I ever get an offer to upgrade my no AF Hilton card, and I'm wondering how it will be presented to me. Admittedly, I don't use it much, but I will hit 2 years with it in August.

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

Anonymous — Tue, 22 Jun 2021 14:29:54 GMT

@Anonymous wrote:
I'm surprised they'll let you double dip these. Would have thought that would get the attention of AMEX's RAT.

Well, as these were offered by Amex, RAT shouldn't really get involved. But I believe that the policy was/is you could only have one of each (BCP/BCE/OBC) so having 2 BCP might raise a flag at some point.

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

coldfusion — Tue, 22 Jun 2021 14:51:51 GMT

@Anonymous wrote:
@Anonymous wrote:
I'm surprised they'll let you double dip these. Would have thought that would get the attention of AMEX's RAT.
Well, as these were offered by Amex, RAT shouldn't really get involved. But I believe that the policy was/is you could only have one of each (BCP/BCE/OBC) so having 2 BCP might raise a flag at some point.

Yep. They might roll back or nullify the 2nd bonus or the upgrade altogether but I'm sure they won't be out for blood.

Some of you may recall the minor brouhaha when they didn't properly inhibit the ability to select the same AMEX offer on multiple cards and collect on each instance of the offer selected. I see this as being roughly on the same level.

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

MrDFinance — Tue, 22 Jun 2021 18:41:40 GMT

@TSlop wrote:
I'm curious how you came across your upgrade offers. Were they emailed, a pop-up when signing in, or did you check the specific credit card page(s) for the upgrade button/offer? I'm waiting to see if I ever get an offer to upgrade my no AF Hilton card, and I'm wondering how it will be presented to me. Admittedly, I don't use it much, but I will hit 2 years with it in August.

Typically after having the card for a year if u login and visit the credit card page of the upgrade version on the card you have it will show a upgrade button.....

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

TSlop — Tue, 22 Jun 2021 19:29:41 GMT

@MrDFinance wrote:
@TSlop wrote:
I'm curious how you came across your upgrade offers. Were they emailed, a pop-up when signing in, or did you check the specific credit card page(s) for the upgrade button/offer? I'm waiting to see if I ever get an offer to upgrade my no AF Hilton card, and I'm wondering how it will be presented to me. Admittedly, I don't use it much, but I will hit 2 years with it in August.
Typically after having the card for a year if u login and visit the credit card page of the upgrade version on the card you have it will show a upgrade button.....

Yes, mine has had the upgrade button for a long time, but there has never been an offer attached to it (it just reiterates the Surpass' enhanced earning), so I was wondering if they give you a pop-up or an email offer when/if there is one. If they don't typically do that, I'll have to make sure to continue to check the card page periodically for an offer to go along with the upgrade button.

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

Anonymous — Tue, 22 Jun 2021 20:57:52 GMT

@TSlop for me they mailed me an offer letter on one account, and then I had the same offer in the Amex Offers online for the other card.

Now I am just hoping they follow through with their offer and don't claw back or worse resort to the extreme of closing the account(s). I wasn't intending to be malicious with accepting the offer to game them or anything, but since they did offered them separately and even reached out with separate methods for each account, and I could meet the spend, I figured "why not?"

If they don't honor a reward or if they do something drastic, I'll be sure to let you all know here.

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

TimFlorida — Tue, 22 Jun 2021 21:23:20 GMT

I received this same offer via e-mail.

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

Anonymous — Tue, 22 Jun 2021 22:56:34 GMT

@Anonymous wrote:

If they don't honor a reward or if they do something drastic, I'll be sure to let you all know here.

Well, if the RAT chooses to leave you alive!

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

SoCalGardener — Wed, 23 Jun 2021 00:13:10 GMT

Excellent! And TWO of them!

I got the same offer you did and upgraded my Blue Cash Everyday to Blue Cash Preferred. I loved its 6% cash back on groceries. To say nothing of $150 after $1,000 spend in 3 months. Easy-peasy!

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

Anonymous — Wed, 23 Jun 2021 16:30:18 GMT

Can you downgrade in the future?

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

Anonymous — Wed, 23 Jun 2021 17:04:15 GMT

@Anonymous wrote:
Can you downgrade in the future?

Yes, many of us have and then received another upgrade offer a while later.

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

PDXoriginal — Wed, 23 Jun 2021 17:50:24 GMT

I just accepeted 40k for 2k spend in 3 months to upgrade my Everyday to the Preferred.

Amex appears to be pushing these hard.

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

TheBoondocks — Fri, 25 Jun 2021 03:27:22 GMT

@PDXoriginal wrote:
I just accepeted 40k for 2k spend in 3 months to upgrade my Everyday to the Preferred.

Amex appears to be pushing these hard.

wow better offer than what i had last year, i only got 25k for 2k in 6 months, wish i got that offer

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

FieryDance — Fri, 25 Jun 2021 04:36:56 GMT

It is really a nice offer though if you can make use of the 6% categories, and I think mid year is the perfect time to upgrade because remember BCP supermarket $6000 cap is by calendar year.

I have the same offer on BCE, on and off since last October, more on than off. Haven't jumped. Might do it next year if it's still there.

Re: Amex Upgrade Offer - $150 for $1k spend in 3mos

JonStur — Fri, 25 Jun 2021 11:06:07 GMT

Just got my offer today...