https://ficoforums.myfico.com/t5/Credit-Cards/Annual-fee-due/m-p/6363306#M1783677 <P class="lia-align-left">If I get the CSP or US Bank Connect and the AF posts the 2nd yr Am I required to pay when I downgrade?</P> Mon, 05 Jul 2021 03:49:34 GMT Anonymous 2021-07-05T03:49:34Z https://ficoforums.myfico.com/t5/Credit-Cards/Annual-fee-due/m-p/6363306#M1783677 <P class="lia-align-left">If I get the CSP or US Bank Connect and the AF posts the 2nd yr Am I required to pay when I downgrade?</P> Mon, 05 Jul 2021 03:49:34 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Annual-fee-due/m-p/6363306#M1783677 Anonymous 2021-07-05T03:49:34Z https://ficoforums.myfico.com/t5/Credit-Cards/Annual-fee-due/m-p/6363313#M1783680 <BLOCKQUOTE><HR />@Anonymous&nbsp;wrote:<BR /><P class="lia-align-left">If I get the CSP or US Bank Connect and the AF posts the 2nd yr Am I required to pay when I downgrade?</P><HR /></BLOCKQUOTE><P>No, you can downgrade after 1 year, without paying the fee. Lots of people do it. just make sure you wait the year.</P> Mon, 05 Jul 2021 04:06:13 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Annual-fee-due/m-p/6363313#M1783680 micvite 2021-07-05T04:06:13Z