topic Re: credit union... in Credit Cards

credit union...

Anonymous — Tue, 25 Aug 2009 14:37:09 GMT

Hello

I have been reading alot about credit union.

Any idea what credit union can one apply in the state of NJ?

Thanks !

Re: credit union...

Watchmann — Tue, 25 Aug 2009 15:34:38 GMT

I've belonged to E53 FCU for 20 years. Have had my paycheck distributed there and used their bill payer with no problems whatsoever. Also a Visa card through them. They are the 18th oldest CU in the US and have been in business for 75 years. Check 'em out to see if you are eligible. www.e53fcu.org

Re: credit union...

wmarat — Tue, 25 Aug 2009 15:40:21 GMT

Depends where you live in Jersey

Can share my experience.

Affinity FCU, can join via some organizations like The friends of Abraham Staat house.

If you live in Monmouth or Ocean counties - First Financial FCU or/and United Teletech FCU (First FFCU is better)

Middlesex countyresidents can join Raritan Bay FCU

Check your employer, if he offers any CU's as a benefit.

If you work in healthcare you can join Health Employers FCU

And of course, big national CUs like Penfed, Navy (if eligible), NASA, Justice, Agriculture, Addison Avenue, PSECU (IF ELIGIBLE) Alliant (strongly not recomended) and etc.

Check this link

http://www.bankrate.com/yho/news/cu/states/NJ.asp

Re: credit union...

Anonymous — Tue, 25 Aug 2009 16:57:21 GMT

@wmarat wrote:

...Alliant (strongly not recomended) and etc.

Interesting. May I ask why?

Re: credit union...

wmarat — Tue, 25 Aug 2009 17:49:17 GMT

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1

@Anonymous wrote:
@wmarat wrote:

...Alliant (strongly not recomended) and etc.

Interesting. May I ask why?

Re: credit union...

Anonymous — Wed, 26 Aug 2009 00:00:17 GMT

check out Quorum FCU at www.quorumfcu.org - pretty decent CL's.

Re: credit union...

Anonymous — Wed, 26 Aug 2009 03:26:30 GMT

@Anonymous wrote:
Hello

I have been reading alot about credit union.

Any idea what credit union can one apply in the state of NJ?

Thanks !

You don't necessarily have to pick one in NJ (keep in mind if you don't qualify for membership in a local CU). I've been a member of a FL credit union for about 14 years, but I've lived the last 9 of those in PA. You just have to find one with good online access.

Re: credit union...

Anonymous — Thu, 17 Sep 2009 21:03:25 GMT

A month ago a friend suggested that I join Affinity FCU, because he got a good deal on a car loan from them 3 years ago. I reside in a different state altogether, and didn't even bother to see if I could qualify for membership. I didn't even fully understand how CU membership enrollment worked exactly. The dude said just apply and see. Well, they essentially took me on having matched me to absolutely nothing on their membership elibility list.

Re: credit union...

Anonymous — Fri, 18 Sep 2009 04:09:13 GMT

Avoid JFCU. Too many problems there.