topic Targeted AMEX Gold Offer: 9K MR Points in Credit Cards

Targeted AMEX Gold Offer: 9K MR Points

Aim_High — Fri, 06 Aug 2021 20:04:38 GMT

Shortly after AMEX prequalified me for a Hilton credit card but then told me they wouldn't pay a SUB (see link to previous thread below), they emailed me an apparently targeted offer to earn an additional 1 MR point per dollar spent on $3,000 spending, and that I could claim the offer up to three times in about three months. That would increase my earnings to 5 MRs on dining out and groceries, 4 MRs on airline flights, and 2 MRs on everything else on up to $9K in spending.

Yes, it's possible to get 2 MRs on everything every day without limits on the Blue Business Plus card, and I've considered doing that. Still, I don't currently have that card and the option to earn twice the MRs on everyday purchases was enticing. And something that AMEX didn't have to offer me.

While it was a good offer, I was a little annoyed at first since a part of me didn't want to "reward" the SUB denial with heavier spending on their card. However, I also thought it could be somewhat of a test of my intentions. The SUB was apparently denied since some data patterns had identified me as a possible SUB-seeker. This enticement for me to put some additional regular spend-and-pay on the card could be partly a compensation over my complaints about the SUB denial to customer service as well as a challenge to use my Gold card more regularly. Challenge accepted.

My Gold card became much more of a daily revolver over the past three months. At first, I thought I would just claim it only once ($3K spending), since I prefer to use Gold as a restaurant/grocery card where it's most valuable to me. I also didn't want to neglect my other cards. Then, some unexpected expenses came up and I decided to use the Gold for them, which helped me to claim the second and third bonuses.

I've heard about some AMEX special offers before but hadn't seen anything like this one posted. I just thought I'd pass it along as a data point about the possible additional benefits of an AMEX Gold card.

Previous posting about AMEX SUB denial:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Say-What-AMEX-SUB-ineligible/td-p/6322554

Re: Targeted AMEX Gold Offer: 9K MR Points

Loquat — Fri, 06 Aug 2021 21:01:21 GMT

This isn't anything new and something that Amex does on a somewhat regular basis. I had them on cards where 1x is uncapped at a specific merchant (Lowe's) and I've had it on my co-branded Bonvoy cards.

I think I still have an uncapped 1x offer on my BBP as well as a spend $7,500 get 7500 up to 10 times on my Bonvoy Business card.

Re: Targeted AMEX Gold Offer: 9K MR Points

GatorGuy — Sat, 07 Aug 2021 23:31:30 GMT

@Aim_High wrote:

Yes, it's possible to get 2 MRs on everything every day without limits on the Blue Business Plus card, and I've considered doing that. Still, I don't currently have that card and the option to earn twice the MRs on everyday purchases was enticing. And something that AMEX didn't have to offer me.

How do you get an uncapped BBP? I've never seen anyone mention how to get by the $50k cap.

Re: Targeted AMEX Gold Offer: 9K MR Points

Aim_High — Sun, 08 Aug 2021 03:34:21 GMT

@GatorGuy wrote:
@Aim_High wrote:
Yes, it's possible to get 2 MRs on everything every day without limits on the Blue Business Plus card, and I've considered doing that ...
How do you get an uncapped BBP? I've never seen anyone mention how to get by the $50k cap.

Good catch @GatorGuy,. You are correct and I don't know any way around the $50K cap. My uncategorized spending, though, is well below that amount and I was just thinking about it as essentially uncapped since it's set so high.

Re: Targeted AMEX Gold Offer: 9K MR Points

Aim_High — Wed, 11 Aug 2021 19:42:44 GMT

Update:

After completing the maximum $9K spending for 9K MRs, I got an "upgrade" offer on my Gold card to Platinum for 100K MR points and $150 statement credit. I'm also very close to having the Gold card for one year and haven't opened new cards for the past year. I imagine time and spending may have helped me to be sub-eligible again, but time will tell (beyond this targeted Platinum offer.)

https://ficoforums.myfico.com/t5/Credit-Cards/Amex-Platinum-upgrade-offer-100k-MR/m-p/6387902#M1788036