topic Re: TD Bank underwrites what retail cards? in Credit Cards

TD Bank underwrites what retail cards?

Anonymous — Fri, 20 Aug 2021 23:30:26 GMT

I've googled this, but all I can find is

Target RedCard
Nordstrom

I wonder about other retail cards that TD underwrites...? There's one called Renovate or something, and one that seems to let you make payments at some furniture stores.

Re: TD Bank underwrites what retail cards?

KatSoDak — Sat, 21 Aug 2021 00:23:10 GMT

I have the TDRCS/Renovate card. It was issued in 2015 at Montgomerys furniture store when I purchased a mattress set. I paid cash for the bed and have never used the Renovate card. Didn't really want/need the card but I guess I had a weak moment when the sales associate urged me to apply. The card still reports as open with a $8,000 CL. I expect at some point it will drop off.

Re: TD Bank underwrites what retail cards?

Anonymous — Sat, 21 Aug 2021 01:10:00 GMT

@KatSoDak wrote:
I have the TDRCS/Renovate card. It was issued in 2015 at Montgomerys furniture store when I purchased a mattress set. I paid cash for the bed and have never used the Renovate card. Didn't really want/need the card but I guess I had a weak moment when the sales associate urged me to apply. The card still reports as open with a $8,000 CL. I expect at some point it will drop off.

I am surprised they haven't closed it. Unlike with target cards I've read.

Re: TD Bank underwrites what retail cards?

KatSoDak — Sat, 21 Aug 2021 02:21:13 GMT

@Anonymous wrote:
@KatSoDak wrote:
I have the TDRCS/Renovate card. It was issued in 2015 at Montgomerys furniture store when I purchased a mattress set. I paid cash for the bed and have never used the Renovate card. Didn't really want/need the card but I guess I had a weak moment when the sales associate urged me to apply. The card still reports as open with a $8,000 CL. I expect at some point it will drop off.
I am surprised they haven't closed it. Unlike with target cards I've read.

Me too! I don't even have the card anymore. Tossed it a few years ago. It still on my CRAs for some reason with open date and report date both in 2015. Kind of odd. Nothing in the closed date field. It can just live there and pad my utilization.

Re: TD Bank underwrites what retail cards?

iced — Sat, 21 Aug 2021 14:53:19 GMT

@Anonymous wrote:
I've googled this, but all I can find is
Target RedCard
Nordstrom
I wonder about other retail cards that TD underwrites...? There's one called Renovate or something, and one that seems to let you make payments at some furniture stores.

Jordan's Furniture.