topic Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal in Credit Cards

Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

delaney1 — Wed, 15 Sep 2021 16:19:42 GMT

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

Hoben02 — Tue, 14 Sep 2021 16:43:02 GMT

Great that PayPal key was sitting unused for quite a while

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

kilroy8 — Tue, 14 Sep 2021 17:20:55 GMT

Yipee!

Makes two quarters in a row for Walmart and PayPal. I used PayPal Key for Walmart Pay with Discover as source last quarter.

@Hoben02 wrote:
Great that PayPal key was sitting unused for quite a while

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

Taurus22 — Tue, 14 Sep 2021 17:42:23 GMT

Is that Walmart in-store, or online only? *asterisk*

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

kilroy8 — Tue, 14 Sep 2021 19:39:05 GMT

@Taurus22 wrote:
Is that Walmart in-store, or online only? *asterisk*

This is what it looked like last year:

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

simplynoir — Tue, 14 Sep 2021 19:42:14 GMT

@Hoben02 wrote:
Great that PayPal key was sitting unused for quite a while

Same. Will make getting the quarterly bonus on all three of our Freedom/Flex cards really easy

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

Taurus22 — Tue, 14 Sep 2021 19:46:23 GMT

Oh ok, so they are basically offering a single category of PayPal.....but specifically at Walmart. So it doesn't actually include Walmart spend outside of PayPal payments. It's still good, no question....just seems more restrictive than Discover, as they offered all PayPal purchases.....+ Restaurants.

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

kilroy8 — Tue, 14 Sep 2021 19:49:20 GMT

@Taurus22 wrote:
Oh ok, so they are basically offering a single category of PayPal.....but specifically at Walmart. So it doesn't actually include Walmart spend outside of PayPal payments. It's still good, no question....just seems more restrictive than Discover, as they offered all PayPal purchases.....+ Restaurants.

No, all PayPal purchases should count, unless sending money to friend or something. And I read it as all Walmart purchases as well. But no double-dip.

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

Taurus22 — Tue, 14 Sep 2021 19:50:57 GMT

Oh ok....I read that wrong. So it's just a disclaimer against double-dipping at WallyWorld. Gotcha, thanks for the clarification @kilroy8

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

Anonymous — Tue, 14 Sep 2021 21:15:01 GMT

Thanks! This is what they had last year.

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

Duke_Nukem — Wed, 15 Sep 2021 15:43:45 GMT

@Taurus22 wrote:
Is that Walmart in-store, or online only? *asterisk*

I questioned that "*" as well, but couldn't find the footnote anywhere. Finally found info when you go to the Activation link, then "See FAQs & Merchant List" link and then the "View current quarter's Merchant List" link (surprisingly, it actually shows next quarter's list instead of this quarter's).

WALMART PURCHASES INCLUDE

Walmart Discount Stores

Walmart SuperCenters
Walmart Neighborhood Markets
opens overlaywww.walmart.com
Walmart branded gas stations operated by Walmart
Walmart Pay

WALMART EXCLUSIONS

Non-Walmart merchants operating within or on Walmart premises including merchants that sell fast food, beauty services, and gas stations that are not Walmart branded

Walmart affiliated merchants including Sam’s Club

Local delivery merchants such as Shipt

PAYPAL PURCHASES INCLUDE

Transactions made using your Chase Freedom card with PayPal for purchases

Please note, Friends and Family or Person-to-Person (P2P) transactions made with your Chase Freedom card on PayPal may be prohibited or not eligible for 5%

PAYPAL EXCLUSIONS

Xoom transfer payments

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

JNA1 — Thu, 16 Sep 2021 00:28:33 GMT

For the people who have had this card for awhile, what are the typical categories for each quarter in a year?

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

Taurus22 — Thu, 16 Sep 2021 01:06:32 GMT

@JNA1 I've been tracking this every year for the past few years....here's the past categories by quarter:

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

JNA1 — Thu, 16 Sep 2021 01:37:00 GMT

Thanks for the DPs! They seem to be less stable or consistent than Disco with their rotating categories.

Still yet, it would be a useful card for us, combined with the rest of our lineup.

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

CreditCuriosity — Thu, 16 Sep 2021 01:44:30 GMT

I guess I am just to lazy to use paypal key or really figure it out(although set it up once); although sure it is pretty easy so quarter doesn't do much for me personally. Others sound excited though which is good.

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

Taurus22 — Thu, 16 Sep 2021 01:48:11 GMT

@JNA1 I track this for most rotators....Disco, Chase, Affinity, Safe CU and - Nusenda never changes.

Still yet, it would be a useful card for us, combined with the rest of our lineup.

Exactly....the primary reason for me is the PayPal Key category. This is an umbrella category for those categories I don't have 5% for.....for places that accept mobile payment, and pretty much anything online.

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

FinStar — Thu, 16 Sep 2021 01:55:50 GMT

@CreditCuriosity wrote:
I guess I am just to lazy to use paypal key or really figure it out(although set it up once); although sure it is pretty easy so quarter doesn't do much for me personally. Others sound excited though which is good.

@CreditCuriosity-- Same 😂. @Remedios will give us a crash course 😜

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

JNA1 — Thu, 16 Sep 2021 02:00:32 GMT

@FinStar wrote:
@CreditCuriosity wrote:
I guess I am just to lazy to use paypal key or really figure it out(although set it up once); although sure it is pretty easy so quarter doesn't do much for me personally. Others sound excited though which is good.
@CreditCuriosity-- Same 😂. @Remedios will give us a crash course 😜

Same X3! Maybe I need to look into this.

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

Remedios — Thu, 16 Sep 2021 02:06:44 GMT

@FinStar wrote:
@CreditCuriosity wrote:
I guess I am just to lazy to use paypal key or really figure it out(although set it up once); although sure it is pretty easy so quarter doesn't do much for me personally. Others sound excited though which is good.
@CreditCuriosity-- Same 😂. @Remedios will give us a crash course 😜

Yes, for a small fee, but you gotta pay by using PayPal Key.

Re: Chase Freedom 5% categories Oct-Dec: Walmart and Paypal

Anonymous — Thu, 16 Sep 2021 02:20:20 GMT

@CreditCuriosity wrote:
I guess I am just to lazy to use paypal key or really figure it out(although set it up once); although sure it is pretty easy so quarter doesn't do much for me personally. Others sound excited though which is good.

Some of the "better" uses of paypal key have been nerfed, such as for paying Federal Tax. But still useful for when a debit card is less expensive than a credit card, or, as here, when you can use Paypal to get a higher bonus than using a credit card.