topic Re: Target Redcard (MC) Max limit in Credit Cards

Target Redcard (MC) Max limit

NoMoreE46 — Tue, 21 Sep 2021 22:04:26 GMT

Like many of you, I was curious to know what is the max limit is on the Target Redcard MC from TD Bank.

I had sent in my question via email. They replied that I needed to call.

I called and per the CSR, the maximum limit is $20,000.

Let the comments/snickering begin.

Re: Target Redcard (MC) Max limit

FinStar — Tue, 21 Sep 2021 22:07:14 GMT

@NoMoreE46 wrote:
Like many of you, I was curious to know what is the max limit is on the Target Redcard MC from TD Bank.
I had sent in my question via email. They replied that I needed to call.
I called and per the CSR, the maximum limit is $20,000.

Let the comments/snickering begin.

Looks like I still have some wiggle room 👻 I guess I never asked because I figured at some point they would top out.

Re: Target Redcard (MC) Max limit

cashorcharge — Tue, 21 Sep 2021 22:08:24 GMT

That's a lot of stuff from Target.

I am not 100% certain but that may be a TD thing as I heard when they took over my Nordstrom Visa that $20,000 was the highest it was going to go so I stopped asking but this was "I think" about 6 years ago when the card transitioned to TD

Re: Target Redcard (MC) Max limit

FinStar — Tue, 21 Sep 2021 22:18:13 GMT

@cashorcharge wrote:
That's a lot of stuff from Target.
I am not 100% certain but that may be a TD thing as I heard when they took over my Nordstrom Visa that $20,000 was the highest it was going to go so I stopped asking but this was "I think" about 6 years ago when the card transitioned to TD

Nordstrom Visa can definitely go higher. I believe you can still get it to $25K via SP. Anything above $25K will require POI/TRs, IIRC. Mines $55K and it's been like that for a few years. I know of a couple individuals whose CLs are ~$100K on their Nordstrom Icon Visa CCs 😜

For those who are tracking the OP's quest regarding this particular Target topic, below is the older thread:

https://ficoforums.myfico.com/t5/Credit-Cards/Highest-limit-for-TD-Target-MC/td-p/5855164

Re: Target Redcard (MC) Max limit

Rebuild2019 — Tue, 21 Sep 2021 22:19:45 GMT

Target 🤔 $20,000. Does anyone on here have close to a $20,000 limit?

Re: Target Redcard (MC) Max limit

cashorcharge — Tue, 21 Sep 2021 22:20:09 GMT

@FinStar wrote:
@cashorcharge wrote:
That's a lot of stuff from Target.
I am not 100% certain but that may be a TD thing as I heard when they took over my Nordstrom Visa that $20,000 was the highest it was going to go so I stopped asking but this was "I think" about 6 years ago when the card transitioned to TD
Nordstrom Visa can definitely go higher. I believe you can still get it to $25K via SP. Anything above $25K will require POI/TRs, IIRC. Mines $55K and it's been like that for a few years. I know of a couple individuals whose CLs are ~$100K on their Nordstrom Icon Visa CCs 😜

For those who are tracking the OP's quest regarding this particular Target topic, below is the older thread:
https://ficoforums.myfico.com/t5/Credit-Cards/Highest-limit-for-TD-Target-MC/td-p/5855164

Thanks for that! I didn't know....

My card was $20K when they took it over and I remember calling when the transitioned happened...again, this was a while back...and thought that was as far as I was going to go. I've got a phone call to make......

Re: Target Redcard (MC) Max limit

Rebuild2019 — Tue, 21 Sep 2021 22:20:58 GMT

Thanks @FinStar

Re: Target Redcard (MC) Max limit

K-in-Boston — Thu, 23 Sep 2021 20:11:36 GMT

Mine took 19 years to grow from $1200 to $11,300. Guessing I might possibly hit that $20,000 cap somewhere around 2040?

Re: Target Redcard (MC) Max limit

chfenton — Fri, 24 Sep 2021 21:54:31 GMT

When my target card got converted to the Target Mastercard, I was given a $15K limit that hasn't moved since. So 75% of the way to the 20k max. I have a pretty thick and clean file though--my credit history began with my Amex Green in 1987.

Re: Target Redcard (MC) Max limit

K-in-Boston — Fri, 24 Sep 2021 23:44:47 GMT

@chfenton wrote:
When my target card got converted to the Target Mastercard, I was given a $15K limit that hasn't moved since. So 75% of the way to the 20k max. I have a pretty thick and clean file though--my credit history began with my Amex Green in 1987.

That's a nice limit. When mine got converted to a Visa around 2005, they actually gave me a credit line decrease from $1200 to $800 and it didn't move from there until 2016. LOL I've never had any lates or chargeoffs or collections, so the CLD was kind of odd - but it was a new lender (I think TD is the 4th lender since I originally got the card).

Re: Target Redcard (MC) Max limit

NoMoreE46 — Sat, 25 Sep 2021 02:07:15 GMT

@FinStar wrote:

For those who are tracking the OP's quest regarding this particular Target topic, below is the older thread:

https://ficoforums.myfico.com/t5/Credit-Cards/Highest-limit-for-TD-Target-MC/td-p/5855164

Ha, nothing escapes Mod @FinStar.

If anyone wants me to get an easy answer for you, it will only take me about 20 months ...