topic Re: PATELCO in Credit Cards

PATELCO

Anonymous — Sat, 03 Nov 2007 13:03:41 GMT

I thought Patelco would pull EQ. I applied for it and they pulled EXP. (: I still have pretty good score EXP 648. It says application is pending and loan officer will contact me in one business day.

Re: PATELCO

smallfry — Sat, 03 Nov 2007 13:33:15 GMT

Patelco always pulls Experian. Always.

Re: PATELCO

Anonymous — Sat, 03 Nov 2007 13:33:23 GMT

they will see that your in the sleigh center and immediatly decline the application =)

Re: PATELCO

Anonymous — Sat, 03 Nov 2007 13:39:25 GMT

I thought it is not Fair for EQ to have less than 8 inquiries when TU and EXP have over 10 .

I am trying to balance things up before I go to sleigh center

Re: PATELCO

SonorityGenius — Sat, 03 Nov 2007 17:44:18 GMT

Omg.. did he JUST apply for ANOTHER one??

Ashabbir, I am still waiting for your website = ashabbirscreditcards.com

It should be the world's most extensive credit card collections that also will be the longest list of declines from all existing credit card companies you applied to and got DENIED

lmaoooooo

Re: PATELCO

Anonymous — Sat, 03 Nov 2007 18:33:02 GMT

lol. I just got email from Patelco that they deny my application and they will send me a letter in the mail with the reason

It is not my fault, I thought they would pull EQ.

That inquiry does not count

Re: PATELCO

Anonymous — Sat, 03 Nov 2007 18:47:07 GMT

Sorry to hear that...but I think you'll be fine with the 25 or so other cards....

Re: PATELCO

Anonymous — Sat, 03 Nov 2007 18:57:01 GMT

but they all are sub prime cards . Is hooter prime card or sub prime?

Re: PATELCO

haulingthescoreup — Sat, 03 Nov 2007 19:01:14 GMT

Hooters is approaching-prime, maybe? It's a LOT better than the things that are clanking around in your mailbox. Good limits, good terms.

Maybe you can Scotch-tape together the other 25 and turn them into 5 or 6 useful cards...

Re: PATELCO

Anonymous — Sat, 03 Nov 2007 19:03:42 GMT

lol Hauling. I love your opinions. They are brutal but honest and right to the point

Re: PATELCO

SonorityGenius — Sat, 03 Nov 2007 19:29:33 GMT

They werent brutal at all.. but LOGICAL

sheez Ashabbir! (now this comment is brutal) :

Stop applying for credit cards and get a life!!!!!

LMAO

JK but seriously stop apping ur ruining ur scoreeeee - for the future!

Re: PATELCO

Anonymous — Sat, 03 Nov 2007 19:32:24 GMT

I know believe me I thought patelco would pull EQ if I knew that if they pull EXP I would not appy for it. I just need 2 more inwuiries on EQ and I promise I am done.

I just need 2 credit card companies who pull EQ.

Re: PATELCO

haulingthescoreup — Sat, 03 Nov 2007 19:51:28 GMT

@Anonymous wrote:
lol Hauling. I love your opinions. They are brutal but honest and right to the point

Well, I've raised three children, and I'm still raising two cats and a husband--it's the only way that works!

Re: PATELCO

Anonymous — Sat, 03 Nov 2007 19:58:14 GMT

lol.

Is your husband scared of you ?

I was checking whogavemecredit.com and other boards and it says AMEX pulls just EQ in PA.

Is that correct?

Re: PATELCO

haulingthescoreup — Sat, 03 Nov 2007 20:00:58 GMT

@Anonymous wrote:
I know believe me I thought patelco would pull EQ if I knew that if they pull EXP I would not appy for it. I just need 2 more inwuiries on EQ and I promise I am done.
I just need 2 credit card companies who pull EQ.

Why?

Because that's a revealing statement. Killing time playing with apps is sort of dumb, but harmless except to your credit health, but "needing" 2 more inqs is a bit scary. It implies that this is taking over your life, maybe... You really don't want to be the Adrian Monk (Tony Shalhoub) of the FICO forums.

Re: PATELCO

haulingthescoreup — Sat, 03 Nov 2007 20:03:30 GMT

ashabbir1 wrote:Is your husband scared of you ?

Nope, he's a big boy. But he's learned not to try to fool me about anything (just as I don't try to fool him.)

Re: PATELCO

Anonymous — Sat, 03 Nov 2007 20:04:38 GMT

I need 2 more inquiries on EQ and then I will have 10 inquiries and I am done

Re: PATELCO

haulingthescoreup — Sat, 03 Nov 2007 20:11:20 GMT

OK. I feel like I went too far, and I apologize. But on these forums, we do watch out for one another, and we yell if we think someone is about to hurt themselves. Good luck, I guess, on the EQ apps. Not really sure if there is anything left out there...

Re: PATELCO

Anonymous — Sat, 03 Nov 2007 20:13:32 GMT

Yep there are 2 left NASA and JFCU and both pull EQ

Re: PATELCO

MidnightVoice — Sat, 03 Nov 2007 20:15:06 GMT

Chase usually pulls EQ. Apply for a couple of chase cards then give up