topic AOD Visa Signature Authorized User Questions in Credit Cards

AOD Visa Signature Authorized User Questions

Alephbet — Tue, 05 Oct 2021 18:34:57 GMT

I was recently approved for the AOD Visa Signature card. Thanks to all for the help and info that I found on the forums!

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AOD-Visa-Signature-Approval-5K-7-49/td-p/6406626

I do have some further questions. Do authorized user cards on the AOD Visa Signature work like BofA and Chase personal cards and share the same card number or are they listed separately with different numbers like AMEX and Capital One? Also, how complicated was the process to add an authorized user? Thank you.

Re: AOD Visa Signature Authorized User Questions

shmacckk — Tue, 05 Oct 2021 19:11:49 GMT

Shares the same number.

I had to send in photo id when I was added to my wife account.

I recently just added myself as a joint account holder and joined the credit union as well that required a credit pull in case anyone wants to know if they offer joint card holders as well.

Re: AOD Visa Signature Authorized User Questions

ChargedUp — Tue, 05 Oct 2021 19:12:13 GMT

AUs have the same card number just like most Visa issuers.

Send AOD a SM and tell them you want to add an AU. They'll email you a docusign form to fill out with the AUs info. They will call your AU in the process and ask a few identity questions as well.

That's what it took to add my DW.

Re: AOD Visa Signature Authorized User Questions

Alephbet — Tue, 05 Oct 2021 23:35:59 GMT

@shmacckk wrote:
Shares the same number.

I had to send in photo id when I was added to my wife account.

I recently just added myself as a joint account holder and joined the credit union as well that required a credit pull in case anyone wants to know if they offer joint card holders as well.

So you are now a joint account holder with on the AOD Visa Signature card? That's an interesting option that most big banks don't offer. Thanks for that data point also!

Re: AOD Visa Signature Authorized User Questions

Alephbet — Tue, 05 Oct 2021 23:36:41 GMT

@ChargedUp wrote:
AUs have the same card number just like most Visa issuers.

Send AOD a SM and tell them you want to add an AU. They'll email you a docusign form to fill out with the AUs info. They will call your AU in the process and ask a few identity questions as well.

That's what it took to add my DW.

Thank you for taking the time to respond! I appreciate it.