https://ficoforums.myfico.com/t5/Credit-Cards/Santander-Ultimate-Cash-Back/m-p/6435265#M1797611 <P>I looked at this bank only because I received a mailer for a $300 checking bonus. For the first year, up to $20 K of spend, Santander's Ultimate Cash Back offers 3% cash back on purchases. After that it reverts to a 1.5% card.</P><P>The card and the checking bonus don't suit my situation right now. Though, for people in this bank's area, it might offer a temporary taste of that 3% goodness offered by AOD without jumping through all the hoops.</P> Wed, 03 Nov 2021 04:56:21 GMT altstates93 2021-11-03T04:56:21Z https://ficoforums.myfico.com/t5/Credit-Cards/Santander-Ultimate-Cash-Back/m-p/6435265#M1797611 <P>I looked at this bank only because I received a mailer for a $300 checking bonus. For the first year, up to $20 K of spend, Santander's Ultimate Cash Back offers 3% cash back on purchases. After that it reverts to a 1.5% card.</P><P>The card and the checking bonus don't suit my situation right now. Though, for people in this bank's area, it might offer a temporary taste of that 3% goodness offered by AOD without jumping through all the hoops.</P> Wed, 03 Nov 2021 04:56:21 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Santander-Ultimate-Cash-Back/m-p/6435265#M1797611 altstates93 2021-11-03T04:56:21Z