topic Re: Navy Federal in Credit Cards

Navy Federal

josie — Sat, 25 Sep 2021 14:51:40 GMT

On January 17th 2020 I was a approved for Navy nrewards card graduated on August 20th to the cash rewards which at that time changed it to the gorewards. Sent an e-message last week to change it to the Flagship which was confirmed that it was in process. This morning called csr to find out if I qualify for a rate reduction. I have gone from 18% apr to 14%. I have carried a balance twice. When i brought a desiel generator last summer for four months and this summer a refrigerator for two months that I paid off last week.

Thanks everyone for posting your experiences. I'm reading and learning from everyone's post.

Re: Navy Federal

M_Smart007 — Sat, 25 Sep 2021 15:00:46 GMT

Congratulations 🎊 🎉

Re: Navy Federal

Rebuild2019 — Sat, 25 Sep 2021 15:12:08 GMT

Congratulations on your APR reduction.

Re: Navy Federal

tcbofade — Sat, 25 Sep 2021 17:19:41 GMT

Thank you so much for posting... you reminded me to call as well!

I got rates reduced on all three NFCU cards.

Re: Navy Federal

cashorcharge — Sat, 25 Sep 2021 17:34:13 GMT

That's terrific! Congrats!!

Re: Navy Federal

FinStar — Sat, 25 Sep 2021 20:29:35 GMT

@tcbofade wrote:
Thank you so much for posting... you reminded me to call as well!

I got rates reduced on all three NFCU cards.

All in one phone call? Way to go @tcbofade. I always assumed folks did via SM 🤷🏼‍♂️

Re: Navy Federal

josie — Sat, 25 Sep 2021 20:39:04 GMT

Hi I have been saying this forum is for us to help each other out. I don't think I would of gotten to this point without reading what others have posted. Even though I don't post much you have let me know my once in awhile post matters.

Re: Navy Federal

Anonymous — Thu, 04 Nov 2021 15:30:12 GMT

I was approved for cash rewards for 7k when I applied for nrewards secured I put 5k in. Did you request graduation to go rewards or was that automatic?

@josie wrote:
On January 17th 2020 I was a approved for Navy nrewards card graduated on August 20th to the cash rewards which at that time changed it to the gorewards. Sent an e-message last week to change it to the Flagship which was confirmed that it was in process. This morning called csr to find out if I qualify for a rate reduction. I have gone from 18% apr to 14%. I have carried a balance twice. When i brought a desiel generator last summer for four months and this summer a refrigerator for two months that I paid off last week.

Thanks everyone for posting your experiences. I'm reading and learning from everyone's post.

Re: Navy Federal

josie — Thu, 04 Nov 2021 16:08:55 GMT

@Anonymous wrote:
I was approved for cash rewards for 7k when I applied for nrewards secured I put 5k in. Did you request graduation to go rewards or was that automatic?
@josie wrote:
On January 17th 2020 I was a approved for Navy nrewards card graduated on August 20th to the cash rewards which at that time changed it to the gorewards. Sent an e-message last week to change it to the Flagship which was confirmed that it was in process. This morning called csr to find out if I qualify for a rate reduction. I have gone from 18% apr to 14%. I have carried a balance twice. When i brought a desiel generator last summer for four months and this summer a refrigerator for two months that I paid off last week.

Thanks everyone for posting your experiences. I'm reading and learning from everyone's post.

It graduated to the cash rewards I asked to have it converted to the go rewards.