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    <title>topic Is there a Credit Check Macy's Joint Account Application - Soft pull or Hard Pull inquiry? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Is-there-a-Credit-Check-Macy-s-Joint-Account-Application-Soft/m-p/565553#M179801</link>
    <description>&lt;P&gt;Hello All.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am an AU for my hubby's good standing&amp;nbsp;Macy's account since 2008. However, upon reviewing my CR, the Macy's account is not listed on my report.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;We called Macy's 1-800 number and asked about it. The&amp;nbsp;CSR they do not report AU accounts any longer. Then, sent us a form&amp;nbsp;for me to&amp;nbsp;fill out for joint accountholder. Asking for all my info. Name, add, SS#, DOB, etc.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Does anyone know, once I fill that out, will they conduct a credit check? If so, is it soft pull or hard pull inquiry?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also, how soon does it reflect on my CR once added as a Joint Accountholder.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Your advise is greatly appreciated.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Mon, 31 Aug 2009 19:08:37 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2009-08-31T19:08:37Z</dc:date>
    <item>
      <title>Is there a Credit Check Macy's Joint Account Application - Soft pull or Hard Pull inquiry?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Is-there-a-Credit-Check-Macy-s-Joint-Account-Application-Soft/m-p/565553#M179801</link>
      <description>&lt;P&gt;Hello All.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am an AU for my hubby's good standing&amp;nbsp;Macy's account since 2008. However, upon reviewing my CR, the Macy's account is not listed on my report.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;We called Macy's 1-800 number and asked about it. The&amp;nbsp;CSR they do not report AU accounts any longer. Then, sent us a form&amp;nbsp;for me to&amp;nbsp;fill out for joint accountholder. Asking for all my info. Name, add, SS#, DOB, etc.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Does anyone know, once I fill that out, will they conduct a credit check? If so, is it soft pull or hard pull inquiry?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also, how soon does it reflect on my CR once added as a Joint Accountholder.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Your advise is greatly appreciated.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 31 Aug 2009 19:08:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Is-there-a-Credit-Check-Macy-s-Joint-Account-Application-Soft/m-p/565553#M179801</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-08-31T19:08:37Z</dc:date>
    </item>
    <item>
      <title>Re: Is there a Credit Check Macy's Joint Account Application - Soft pull or Hard Pull inquiry?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Is-there-a-Credit-Check-Macy-s-Joint-Account-Application-Soft/m-p/565559#M179802</link>
      <description>That is weird I added my mother as a AU on my account and it shows on her CR.</description>
      <pubDate>Mon, 31 Aug 2009 19:24:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Is-there-a-Credit-Check-Macy-s-Joint-Account-Application-Soft/m-p/565559#M179802</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-08-31T19:24:38Z</dc:date>
    </item>
    <item>
      <title>Re: Is there a Credit Check Macy's Joint Account Application - Soft pull or Hard Pull inquiry?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Is-there-a-Credit-Check-Macy-s-Joint-Account-Application-Soft/m-p/565565#M179804</link>
      <description>&lt;P&gt;That is weird I added my mother as a AU on my account and it shows on her CR.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;_________________________________&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;How long ago did you add her?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 31 Aug 2009 19:28:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Is-there-a-Credit-Check-Macy-s-Joint-Account-Application-Soft/m-p/565565#M179804</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-08-31T19:28:04Z</dc:date>
    </item>
    <item>
      <title>Re: Is there a Credit Check Macy's Joint Account Application - Soft pull or Hard Pull inquiry?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Is-there-a-Credit-Check-Macy-s-Joint-Account-Application-Soft/m-p/565780#M179877</link>
      <description>&amp;nbsp;I added my husband to mine as an AU 10 weeks ago - it showed up on his CR this week...</description>
      <pubDate>Tue, 01 Sep 2009 02:32:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Is-there-a-Credit-Check-Macy-s-Joint-Account-Application-Soft/m-p/565780#M179877</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-09-01T02:32:06Z</dc:date>
    </item>
    <item>
      <title>Re: Is there a Credit Check Macy's Joint Account Application - Soft pull or Hard Pull inquiry?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Is-there-a-Credit-Check-Macy-s-Joint-Account-Application-Soft/m-p/565795#M179880</link>
      <description>&lt;P&gt;Sounds like somebody doesn't know what they're talking about and I would like to know that this works.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;How long ago was this addition made?&lt;/P&gt;&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by creditwherecreditisdue on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;08-31-2009&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 11:32 PM&lt;/SPAN&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 01 Sep 2009 03:32:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Is-there-a-Credit-Check-Macy-s-Joint-Account-Application-Soft/m-p/565795#M179880</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-09-01T03:32:20Z</dc:date>
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