topic Re: Citi Custom Cash $300 welcome bonus through CK link in Credit Cards

Citi Custom Cash $300 welcome bonus through CK link

CreditCuriosity — Thu, 04 Nov 2021 12:38:05 GMT

Title says it.. happened to be pulling updated reports today from CK and appears CK partnered with Citi to offer the $300 welcome bonus for 1k spend where before only offered in branch for the extra $100. Their normal site still shows $200. So if been holding off and since the holidays are around the corner, it might be an easy $300 for those that have thinking about card and push them over the edge.

Re: Citi Custom Cash $300 welcome bonus through CK link

OmarGB9 — Thu, 04 Nov 2021 12:20:47 GMT

*sigh* If only I hadn't burned Citi with a CO when my credit imploded a few years ago.

Re: Citi Custom Cash $300 welcome bonus through CK link

Adkins — Thu, 04 Nov 2021 14:35:55 GMT

That's a nice bonus for the spend!

Re: Citi Custom Cash $300 welcome bonus through CK link

CreditMagic7 — Thu, 04 Nov 2021 17:31:55 GMT

@OmarGB9 wrote:
*sigh* If only I hadn't burned Citi with a CO when my credit imploded a few years ago.

Same. Its gonna be years before my profile is acceptable enough for them again.

Re: Citi Custom Cash $300 welcome bonus through CK link

UncleB — Thu, 04 Nov 2021 21:55:18 GMT

@CreditCuriosity wrote:
Title says it.. happened to be pulling updated reports today from CK and appears CK partnered with Citi to offer the $300 welcome bonus for 1k spend where before only offered in branch for the extra $100. Their normal site still shows $200. So if been holding off and since the holidays are around the corner, it might be an easy $300 for those that have thinking about card and push them over the edge.

Oh snap... as if this one wasn't tempting enough as it is!

I'm trying to hold-off until the first of the year to increase my chances of success, hopefully this offer will still be around then. <fingers crossed>

Re: Citi Custom Cash $300 welcome bonus through CK link

FinStar — Thu, 04 Nov 2021 22:16:59 GMT

@UncleB wrote:
@CreditCuriosity wrote:
Title says it.. happened to be pulling updated reports today from CK and appears CK partnered with Citi to offer the $300 welcome bonus for 1k spend where before only offered in branch for the extra $100. Their normal site still shows $200. So if been holding off and since the holidays are around the corner, it might be an easy $300 for those that have thinking about card and push them over the edge.

Oh snap... as if this one wasn't tempting enough as it is!

I'm trying to hold-off until the first of the year to increase my chances of success, hopefully this offer will still be around then. <fingers crossed>

I think you'd nail this one! I mean $300 is $300 @UncleB 😂 When USAA gives you $50, Citi says $300.

Re: Citi Custom Cash $300 welcome bonus through CK link

simplynoir — Thu, 04 Nov 2021 22:25:41 GMT

On a somewhat related note has Citi ever had a referral program for their credit cards?

I know the Premier card sorta had one once upon a time but no longer

Re: Citi Custom Cash $300 welcome bonus through CK link

UncleB — Thu, 04 Nov 2021 22:25:46 GMT

@FinStar wrote:
@UncleB wrote:
@CreditCuriosity wrote:
Title says it.. happened to be pulling updated reports today from CK and appears CK partnered with Citi to offer the $300 welcome bonus for 1k spend where before only offered in branch for the extra $100. Their normal site still shows $200. So if been holding off and since the holidays are around the corner, it might be an easy $300 for those that have thinking about card and push them over the edge.

Oh snap... as if this one wasn't tempting enough as it is!

I'm trying to hold-off until the first of the year to increase my chances of success, hopefully this offer will still be around then. <fingers crossed>
I think you'd nail this one! I mean $300 is $300 @UncleB 😂 When USAA gives you $50, Citi says $300.

I wish I had your confidence, @FinStar!

I picked up the Freedom Flex and Altitude Connect back in May, and the Schwab Platinum in July so something tells me Citi would be like, "Yeah.... nope."

Maybe in February or so I'll get the nerve to throw the dice, LOL.

Re: Citi Custom Cash $300 welcome bonus through CK link

FinStar — Thu, 04 Nov 2021 23:08:48 GMT

@UncleB wrote:
@FinStar wrote:
@UncleB wrote:
@CreditCuriosity wrote:
Title says it.. happened to be pulling updated reports today from CK and appears CK partnered with Citi to offer the $300 welcome bonus for 1k spend where before only offered in branch for the extra $100. Their normal site still shows $200. So if been holding off and since the holidays are around the corner, it might be an easy $300 for those that have thinking about card and push them over the edge.

Oh snap... as if this one wasn't tempting enough as it is!

I'm trying to hold-off until the first of the year to increase my chances of success, hopefully this offer will still be around then. <fingers crossed>
I think you'd nail this one! I mean $300 is $300 @UncleB 😂 When USAA gives you $50, Citi says $300.

I wish I had your confidence, @FinStar!

I picked up the Freedom Flex and Altitude Connect back in May, and the Schwab Platinum in July so something tells me Citi would be like, "Yeah.... nope."

Maybe in February or so I'll get the nerve to throw the dice, LOL.

Oh, I see what you're saying. I totally forgot you had CFF in May. I remember Connect and Schwab, but around these parts, those seem like forum eternitites 😂

I suppose you're right. Best to let things get prettier (not that they're ugly now) before you take the plunge. I would hope the $300 SUB via CK lingers for a while, or if it goes *poof* that it's temporary. FWIW, that's a pretty decent SUB, considering that Double Cash had $200 at the most unless you applied via branch, but that was eons ago.

Re: Citi Custom Cash $300 welcome bonus through CK link

Anonymous — Fri, 05 Nov 2021 05:53:57 GMT

@CreditCuriosity wrote:
Title says it.. happened to be pulling updated reports today from CK and appears CK partnered with Citi to offer the $300 welcome bonus for 1k spend where before only offered in branch for the extra $100. Their normal site still shows $200. So if been holding off and since the holidays are around the corner, it might be an easy $300 for those that have thinking about card and push them over the edge.

Indeed. @CreditCuriosity You're a terrible influence I'm applying.

Re: Citi Custom Cash $300 welcome bonus through CK link

Anonymous — Sat, 06 Nov 2021 19:56:12 GMT

Just noticed this offer in my Experian portal today and was like, "why wouldn't I?"

I haven't picked up a card since January, so I'll probably grab this next month assuming the offer is still there in mid DEC.

Re: Citi Custom Cash $300 welcome bonus through CK link

NYJfan — Sun, 07 Nov 2021 17:13:40 GMT

Applied via Credit Karma link. Pulled Experian. Denied "too many recent inquiries on your credit bureau report".

Re: Citi Custom Cash $300 welcome bonus through CK link

Beast26 — Sun, 07 Nov 2021 17:46:24 GMT

What are typical DP's required for this card as far as inquiries and new accounts? In the past 6 months I've had 3 inquiries. One was a new credit card, One denial of citi custom cash due to apping immediately after getting approved for another card, and the other was a car loan. So 3/6 inquiries and 2/6 new accounts.

Re: Citi Custom Cash $300 welcome bonus through CK link

creditfan — Sun, 07 Nov 2021 18:48:10 GMT

if you see this on your CK you might stand a chance because they analyze your chances of getting approval

Re: Citi Custom Cash $300 welcome bonus through CK link

FinStar — Sun, 07 Nov 2021 18:51:10 GMT

@creditfan wrote:
if you see this on your CK you might stand a chance because they analyze your chances of getting approval

Unfortunately, this isn't really the case @creditfan. CK, like any other CMS, peddles all kinds of products without really any guarantees of approval. While it's possible that anyone with a very strong profile (all things considered) could get approved, seldom is CK a reliable or solid source for approvals. If you notice, it clearly states "suggested" not pre-approved as far as this particular offer goes. Just search around the forums for countless experiences on this.

Re: Citi Custom Cash $300 welcome bonus through CK link

FinStar — Sun, 07 Nov 2021 18:54:33 GMT

@Beast26 wrote:
What are typical DP's required for this card as far as inquiries and new accounts? In the past 6 months I've had 3 inquiries. One was a new credit card, One denial of citi custom cash due to apping immediately after getting approved for another card, and the other was a car loan. So 3/6 inquiries and 2/6 new accounts.

The odds don't appear to stack up in your favor based on the information you've provided, unfortunately. Citi's algorithms will take into account lots of other factors besides recent inquiries and/or new accounts in the past 12 months.

Re: Citi Custom Cash $300 welcome bonus through CK link

Anonymous — Sun, 07 Nov 2021 18:58:17 GMT

@UncleB wrote:
@CreditCuriosity wrote:
Title says it.. happened to be pulling updated reports today from CK and appears CK partnered with Citi to offer the $300 welcome bonus for 1k spend where before only offered in branch for the extra $100. Their normal site still shows $200. So if been holding off and since the holidays are around the corner, it might be an easy $300 for those that have thinking about card and push them over the edge.

Oh snap... as if this one wasn't tempting enough as it is!

I'm trying to hold-off until the first of the year to increase my chances of success, hopefully this offer will still be around then. <fingers crossed>

Aw, but remember ... "opportunity knocks but once"!

Re: Citi Custom Cash $300 welcome bonus through CK link

CreditAggie — Mon, 08 Nov 2021 01:59:27 GMT

This offer is VERY tempting. I'm hesitant to go for it since I am 1/6 and 3/12 on EX inquiries and new accounts and I know that Citi can be inquiry sensitive.

Re: Citi Custom Cash $300 welcome bonus through CK link

MrDisco99 — Mon, 08 Nov 2021 02:13:36 GMT

Every once in a while I kick myself for getting my CustomCash via PC rather than new signup... but then I remember why I'm gardening.

Re: Citi Custom Cash $300 welcome bonus through CK link

Pizzarina_Sbarro — Mon, 08 Nov 2021 02:41:49 GMT

Wish I had seen this yesterday before I applied! It was a spur the moment spree for me, so unfortunately I did not do the research and only got the $200 SUB. I'd heard that Citi was inquiry sensitive but I got lucky and they pulled EQ which only had one inquiry for me in the past 24 months, the rest of my reports are at like 6-7 inquiries lol. New accounts were at 3/12 and 9/24, but nothing in past 6 months so maybe that's a threshold?