topic Re: BOA In-App Targeted PC Offer in Credit Cards

BOA In-App Targeted PC Offer

K-in-Boston — Mon, 22 Nov 2021 20:59:32 GMT

Thought I would share this in case anyone else might be targeted. Nothing about this was showing up when logged into the website (which I do almost daily because of primary checking), but upon logging out of the phone app this morning I was greeted with a product change offer with a bonus for my Travel Rewards card (formerly a Platinum Plus that began life with MBNA). This card has solely been used for balance transfers for years, so the $1000 spend for the $200 back will be the first swipes it's seen in about 15 years. On the bright side, with its $94,900 limit, utilization for the SUB spending won't be an issue.

Normally I wouldn't exactly be thrilled about a 1.5% cash back card, but since the card doesn't normally get swipes anyway this was free money that was hard to pass up since the current balance transfer on it will be off the card soon. Check your phone app!

Re: BOA In-App Targeted PC Offer

Curious_George2 — Mon, 22 Nov 2021 18:09:27 GMT

Congrats! Love the PC bonus offers!

I haven't received this one yet, but I recently got a different bonus-for-spend offer that I only learned about when I logged out of the BofA mobile app. For the longest time, I didn't even use the logout button, I just let the app sign me off automatically in the background after I had moved on to using some other app. I'm now a convert and I log out actively every time, hoping some nice offer will pop up after I do. It usually doesn't yield much, but I view it like a free spin of the Offer Slot Machine.

Re: BOA In-App Targeted PC Offer

Anonymous — Mon, 22 Nov 2021 20:54:18 GMT

Nice offer!

Too bad my card with them isn't eligible for a PC.

Re: BOA In-App Targeted PC Offer

credit_is_crack — Mon, 22 Nov 2021 23:56:48 GMT

I got this offer for my Business Cash Rewards MC, which is pretty current so looks like they're just pushing this card hard. I was planning on closing it out but decided to jump on the SUB ($200/$1000) and then I'll circle back about closing it.

Re: BOA In-App Targeted PC Offer

Anonymous — Tue, 23 Nov 2021 10:41:27 GMT

@credit_is_crack wrote:
I got this offer for my Business Cash Rewards MC, which is pretty current so looks like they're just pushing this card hard. I was planning on closing it out but decided to jump on the SUB ($200/$1000) and then I'll circle back about closing it.

Caution on "Circling" in a closed loop