topic Re: [Live?] BofA Premium Rewards Elite card in Credit Cards

[Live?] BofA Premium Rewards Elite card

simplynoir — Mon, 22 Nov 2021 02:46:18 GMT

Courtesy of Doctor of Credit, looks like the application page for the new BofA premium credit card has gone up. For those interested the actual card page has not gone up yet though. DoC recommends no one apply yet til it becomes official. Sort of surprised it is going to be an open application because from rumors it was going to be a card that had to be applied through a wealth manager and/or being in the two new tiers of their revamped Preferred Honors program

Might actually apply for this...... 😬🤔😂

https://www.doctorofcredit.com/bank-of-america-elite-visa-infinite-card-coming-in-november-550-annual-fee-300-airline-incidental-150-lifestyle-credits-more/

Re: [Live?] BofA Premium Rewards Elite card

Trikoret — Mon, 22 Nov 2021 02:49:42 GMT

Doc is also saying the welcome bonus is 50k points. Lol. I'll stick to my premium card

Re: [Live?] BofA Premium Rewards Elite card

simplynoir — Mon, 22 Nov 2021 02:54:56 GMT

@Trikoret wrote:
Doc is also saying the welcome bonus is 50k points. Lol. I'll stick to my premium card

Just saw that in the comment section. Well, that's a shame if it holds up I was hoping for a 100k SUB lol

Re: [Live?] BofA Premium Rewards Elite card

FinStar — Mon, 22 Nov 2021 03:17:26 GMT

I'm hoping it has a good SUB!

But, I'll definitely see how this pans out for others once the application goes live.

Re: [Live?] BofA Premium Rewards Elite card

wasCB14 — Mon, 22 Nov 2021 03:21:11 GMT

Only seems worth it if they give some sort of Schwab Platinum-like credit based on AUM.

Re: [Live?] BofA Premium Rewards Elite card

simplynoir — Mon, 22 Nov 2021 03:30:10 GMT

I don't mind being a guinea pig applying for this card but gotta be higher than the 50k pts everyone is reporting. Fingers crossed this changes when it goes live

Re: [Live?] BofA Premium Rewards Elite card

FinStar — Mon, 22 Nov 2021 03:37:12 GMT

@simplynoir wrote:
I don't mind being a guinea pig applying for this card but gotta be higher than the 50k pts everyone is reporting. Fingers crossed this changes when it goes live

Almost reminds me of the time you went for the CNB Crystal VI

Re: [Live?] BofA Premium Rewards Elite card

simplynoir — Mon, 22 Nov 2021 04:11:11 GMT

@FinStar wrote:
@simplynoir wrote:
I don't mind being a guinea pig applying for this card but gotta be higher than the 50k pts everyone is reporting. Fingers crossed this changes when it goes live
Almost reminds me of the time you went for the CNB Crystal VI

That still makes mad thinking about it 😂

Re: [Live?] BofA Premium Rewards Elite card

Trikoret — Mon, 22 Nov 2021 04:18:10 GMT

@simplynoir wrote:
I don't mind being a guinea pig applying for this card but gotta be higher than the 50k pts everyone is reporting. Fingers crossed this changes when it goes live

Ya 50k too low compared to BofA Premium card with 50k

Re: [Live?] BofA Premium Rewards Elite card

xenon3030 — Mon, 22 Nov 2021 05:26:57 GMT

The SUB is good but this new card seems to be competing internally to the BOA Premium Rewards card .

The new card has 100$ gap to close and it is hard to justify, if not a frequent traveler (550$ AF, 450$ credits). Anyway, I prefer BOA Premium Rewards with no more food delivery or Uber credits.

Re: [Live?] BofA Premium Rewards Elite card

coldfusion — Mon, 22 Nov 2021 13:38:27 GMT

@simplynoir wrote:
@FinStar wrote:
@simplynoir wrote:
I don't mind being a guinea pig applying for this card but gotta be higher than the 50k pts everyone is reporting. Fingers crossed this changes when it goes live
Almost reminds me of the time you went for the CNB Crystal VI
That still makes mad thinking about it 😂

He would have to bring up that card.

Re: [Live?] BofA Premium Rewards Elite card

Trikoret — Mon, 22 Nov 2021 20:32:50 GMT

It's not on their site yet. Although doc application link still works. 🤷🏻‍♂️

Re: [Live?] BofA Premium Rewards Elite card

FinStar — Mon, 22 Nov 2021 21:03:09 GMT

@coldfusion wrote:
@simplynoir wrote:
@FinStar wrote:
@simplynoir wrote:
I don't mind being a guinea pig applying for this card but gotta be higher than the 50k pts everyone is reporting. Fingers crossed this changes when it goes live
Almost reminds me of the time you went for the CNB Crystal VI
That still makes mad thinking about it 😂

He would have to bring up that card.

Hey, no regerts on my end. Y'all decided to make a run for it 😜 It be like that sometimes.

Re: [Live?] BofA Premium Rewards Elite card

simplynoir — Mon, 22 Nov 2021 22:12:56 GMT

@FinStar wrote:
@coldfusion wrote:
@simplynoir wrote:
@FinStar wrote:
@simplynoir wrote:
I don't mind being a guinea pig applying for this card but gotta be higher than the 50k pts everyone is reporting. Fingers crossed this changes when it goes live
Almost reminds me of the time you went for the CNB Crystal VI
That still makes mad thinking about it 😂

He would have to bring up that card.
Hey, no regerts on my end. Y'all decided to make a run for it 😜 It be like that sometimes.

No regerts in the end. Got the SUB and incidental credits with the AU cards so made out with more than I paid AF for. Still, that was the first card I called to cancel before the first year so really weird

Re: [Live?] BofA Premium Rewards Elite card

Anonymous — Tue, 23 Nov 2021 00:30:44 GMT

mentioning doc is allowed on the forum now? lol

Re: [Live?] BofA Premium Rewards Elite card

Remedios — Tue, 23 Nov 2021 01:26:44 GMT

@Anonymous wrote:
mentioning doc is allowed on the forum now? lol

When was it not allowed?

Re: [Live?] BofA Premium Rewards Elite card

Trikoret — Tue, 23 Nov 2021 20:04:58 GMT

I read thru the terms of card and it says "only the portion of the airfare's cost paid for with points is eligible for the discount" So if ticket is $300 and I only have 10k points, the 20% discount applied to 10k points and I'll pay the remaining balance without discount?

Re: [Live?] BofA Premium Rewards Elite card

Anonymous — Tue, 23 Nov 2021 20:26:22 GMT

@Trikoret wrote:
I read thru the terms of card and it says "only the portion of the airfare's cost paid for with points is eligible for the discount" So if ticket is $300 and I only have 10k points, the 20% discount applied to 10k points and I'll pay the remaining balance without discount?

I guess the really just means think of the points as worth 1.25cpp (like URs with the CSP). The the points you use to pay take get the "discount", the remaining balance is paid as usual at 1 cent per cent!

Re: [Live?] BofA Premium Rewards Elite card

odd_dog — Tue, 23 Nov 2021 21:03:56 GMT

Talked to my Merrill guy today....they are not discounting the AF if you have "any" relationship....like how Citi cut the AF of prestige if you had $50K in savings, back in the day.....to bad.....not coming out of "retirement" then......LOL

Re: [Live?] BofA Premium Rewards Elite card

MJ-san — Wed, 24 Nov 2021 07:36:20 GMT

Yup got the same from my financial advisor at Merrill. She and I both play the game with Cash Rewards and Premium Rewards cards - this one just doesn't have enough "extra" for me to go for it.

I'm reviewing all of my cards to see what the payback was this year and not all are going to survive (Amex Bonvoy Brilliant, Chase United Club, Amex Platinum, Chase Sapphire Reserve). No room for another high AF card with similar bennies.